About This Home

This 4-bedroom, 4-bathroom single family at 406 Garden Terrace in Shorewood, IL is listed for $465,000 ($131 per sqft). Built in 1998, the home offers 3,544 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 1998
  • 0.28 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace

Property Details

2 stories
3 full, 1 half
3-car garage
1998

Amenities

FireplaceA/C
Listing Description

A home with a view, a story, and a setting you don't find every day! Perched on a hillside overlooking the DuPage River, 406 Garden Terrace offers a unique sense of privacy and a peaceful connection to nature. Built by the original owner and lovingly enjoyed by the same family, this special home is just steps from the river for fishing and canoeing and near West Shore Park, where you can enjoy the splash pad in summer and snow sports in winter.

The main level features a traditional floor plan with formal living and dining rooms accented by hardwood flooring. The spacious kitchen offers granite countertops, stainless steel appliances, a breakfast bar, and plenty of room for a kitchen table. Sliding glass doors open to an expansive maintenance-free deck with a SunSetter awning.

Perched high above the sloping backyard, the deck has a wonderful "treehouse" feel with added privacy from neighboring homes-perfect for enjoying your morning coffee in your PJs, relaxing at the end of the day, or entertaining outdoors. Stairs lead from the deck to the grassy backyard below.

Just off the kitchen is a comfortable family room with bamboo flooring and a fireplace. A powder room and convenient main-level laundry room with a service door leading directly to the deck complete the first floor. Upstairs you'll find four bedrooms and two full baths.

The owner's suite features a vaulted ceiling, walk-in closet, and private bath with dual sinks. Three additional bedrooms share the hallway bath. Approximately three years ago, the entire second floor was updated with continuous luxury vinyl flooring with no thresholds or transitions, along with new trim, baseboards, interior doors, and closet doors, creating a clean and cohesive look throughout.

The hillside lot allows for a true walk-out basement, adding even more usable living space and flexibility. Currently, the lower level features a recreation room, storage, a full bath with walk-in shower, and a spacious movie room highlighted by a brick accent wall.

With its walk-out access and full bath already in place, the lower level offers excellent potential for an in-law arrangement, guest space, or additional living area. Outside, enjoy the privacy and character of the sloping lot along with a large three-car heated garage and concrete driveway.

Major improvements include roof and siding completed in 2016, HVAC approximately 5-6 years old, and a dishwasher approximately one year old. River views, a private hillside setting, a walk-out lower level, and that one-of-a-kind treehouse feeling-406 Garden Terrace is a home that stands apart.

Monthly Cost Estimate

$2,487/mo

20% down · 6.5% · 30 years

Principal$336
Interest$2,015
Insurance$136

Estimates only. Actual payments may vary.

Location

406 Garden Terrace

Shorewood, IL 60404

Brookshore Park

Features & Amenities

Interior Features

Vaulted Ceiling(s)Walk-In Closet(s)Granite Counters

Property Details

Flooring

Laminate

Construction

Vinyl Siding Brick

Outdoor Features

Deck

Parking

OpenGarage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigerator

Questions & Answers

This 4-bedroom, 4-bathroom single family at 406 Garden Terrace is listed at $465,000 ($131/sqft). The estimated monthly payment is $2,487 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1998, 0.28 acre lot, 2 stories, 3 parking spaces, Fireplace. Interior Features: Vaulted Ceiling(s), Walk-In Closet(s), Granite Counters.

This property is listed by Magdalena Meers.

MM

Magdalena Meers

Agent at spring realty inc

Listed by spring realty inc · Broker phone: (815) 351-0555 · View on Broker Site · Broker website

MLS# 12750485· Source: Midwest Real Estate Data, LLC· 37 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

406 Garden Terrace, Shorewood, IL 60404

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