# 406 Garden Terrace, Shorewood, IL 60404 > **TL;DR:** 4bd/4ba single family, $465,000 ($131/sqft), built 1998, 3,544 sqft. > Fireplace, A/C, 3-car garage. Est. $2,487/mo. Listed 38 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $465,000 | | Price/sqft | $131 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,544 | | Year Built | 1998 | | Lot Size | 12,197 sqft (0.28 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Other) | | Status | Active Under Contract | | Days on Market | 38 | ## Why This Home Stands Out - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,351 | | Estimated Insurance | $136 | | **Total** | **$2,487** | ## Key Amenities - Fireplace - A/C - 3-car garage ## Property Highlights - Built in 1998 - 0.28 acre lot - 2 stories - 3 parking spaces - Fireplace ## Description ### Agent Description A home with a view, a story, and a setting you don't find every day! Perched on a hillside overlooking the DuPage River, 406 Garden Terrace offers a unique sense of privacy and a peaceful connection to nature. Built by the original owner and lovingly enjoyed by the same family, this special home is just steps from the river for fishing and canoeing and near West Shore Park, where you can enjoy the splash pad in summer and snow sports in winter. The main level features a traditional floor plan with formal living and dining rooms accented by hardwood flooring. The spacious kitchen offers granite countertops, stainless steel appliances, a breakfast bar, and plenty of room for a kitchen table. Sliding glass doors open to an expansive maintenance-free deck with a SunSetter awning. Perched high above the sloping backyard, the deck has a wonderful "treehouse" feel with added privacy from neighboring homes-perfect for enjoying your morning coffee in your PJs, relaxing at the end of the day, or entertaining outdoors. Stairs lead from the deck to the grassy backyard below. Just off the kitchen is a comfortable family room with bamboo flooring and a fireplace. A powder room and convenient main-level laundry room with a service door leading directly to the deck complete the first floor. Upstairs you'll find four bedrooms and two full baths. The owner's suite features a vaulted ceiling, walk-in closet, and private bath with dual sinks. Three additional bedrooms share the hallway bath. Approximately three years ago, the entire second floor was updated with continuous luxury vinyl flooring with no thresholds or transitions, along with new trim, baseboards, interior doors, and closet doors, creating a clean and cohesive look throughout. The hillside lot allows for a true walk-out basement, adding even more usable living space and flexibility. Currently, the lower level features a recreation room, storage, a full bath with walk-in shower, and a spacious movie room highlighted by a brick accent wall. With its walk-out access and full bath already in place, the lower level offers excellent potential for an in-law arrangement, guest space, or additional living area. Outside, enjoy the privacy and character of the sloping lot along with a large three-car heated garage and concrete driveway. Major improvements include roof and siding completed in 2016, HVAC approximately 5-6 years old, and a dishwasher approximately one year old. River views, a private hillside setting, a walk-out lower level, and that one-of-a-kind treehouse feeling-406 Garden Terrace is a home that stands apart. ## Location - **Address:** 406 Garden Terrace, Shorewood, IL 60404 - **County:** Will - **Neighborhood:** Brookshore Park - **Coordinates:** 41.518052, -88.203615 - **Google Maps:** https://www.google.com/maps?q=41.518052,-88.203615 ## Listing Agent - **Name:** Magdalena Meers - **Brokerage:** spring realty inc - **Broker Phone:** (815) 351-0555 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/406-Garden-Ter_Shorewood_IL_60404_M74874-70266?f=listhub&s=MREDIL&m=12750485&c=propsimple) ## Photos ![406 Garden Terrace - Photo 1](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f431501278r.jpg) ![406 Garden Terrace - Photo 2](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f2241984224r.jpg) ![406 Garden Terrace - Photo 3](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f198207405r.jpg) ![406 Garden Terrace - Photo 4](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3673568569r.jpg) ![406 Garden Terrace - Photo 5](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f2142610148r.jpg) ![406 Garden Terrace - Photo 6](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3025882400r.jpg) ![406 Garden Terrace - Photo 7](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f4229099918r.jpg) ![406 Garden Terrace - Photo 8](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3227425451r.jpg) ![406 Garden Terrace - Photo 9](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3160043775r.jpg) ![406 Garden Terrace - Photo 10](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f1237701631r.jpg) ![406 Garden Terrace - Photo 11](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f760031590r.jpg) ![406 Garden Terrace - Photo 12](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f2427167744r.jpg) ![406 Garden Terrace - Photo 13](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f543788495r.jpg) ![406 Garden Terrace - Photo 14](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f1339441349r.jpg) ![406 Garden Terrace - Photo 15](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f424466435r.jpg) ![406 Garden Terrace - Photo 16](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f22967273r.jpg) ![406 Garden Terrace - Photo 17](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f935562228r.jpg) ![406 Garden Terrace - Photo 18](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f4208191806r.jpg) ![406 Garden Terrace - Photo 19](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f4266004012r.jpg) ![406 Garden Terrace - Photo 20](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f1924295254r.jpg) ![406 Garden Terrace - Photo 21](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f1553289227r.jpg) ![406 Garden Terrace - Photo 22](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3223802969r.jpg) ![406 Garden Terrace - Photo 23](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f39565818r.jpg) ![406 Garden Terrace - Photo 24](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f1182896586r.jpg) ![406 Garden Terrace - Photo 25](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f4143715796r.jpg) ![406 Garden Terrace - Photo 26](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f2643429012r.jpg) ![406 Garden Terrace - Photo 27](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f2208050414r.jpg) ![406 Garden Terrace - Photo 28](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f328868655r.jpg) ![406 Garden Terrace - Photo 29](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3050327072r.jpg) ![406 Garden Terrace - Photo 30](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f2797206078r.jpg) ![406 Garden Terrace - Photo 31](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f2204387916r.jpg) ![406 Garden Terrace - Photo 32](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f522531537r.jpg) ![406 Garden Terrace - Photo 33](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f2211148453r.jpg) ![406 Garden Terrace - Photo 34](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f629991595r.jpg) ![406 Garden Terrace - Photo 35](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3769661254r.jpg) ![406 Garden Terrace - Photo 36](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f388897807r.jpg) ![406 Garden Terrace - Photo 37](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f1472728793r.jpg) ![406 Garden Terrace - Photo 38](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f1455457924r.jpg) ![406 Garden Terrace - Photo 39](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f106455141r.jpg) ![406 Garden Terrace - Photo 40](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f625161962r.jpg) ![406 Garden Terrace - Photo 41](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f1615052348r.jpg) ![406 Garden Terrace - Photo 42](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f490142885r.jpg) ![406 Garden Terrace - Photo 43](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f251126859r.jpg) ![406 Garden Terrace - Photo 44](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f2875210824r.jpg) ![406 Garden Terrace - Photo 45](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3926936446r.jpg) ![406 Garden Terrace - Photo 46](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f2561840491r.jpg) ![406 Garden Terrace - Photo 47](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f4008781186r.jpg) ![406 Garden Terrace - Photo 48](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3569471633r.jpg) ![406 Garden Terrace - Photo 49](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3569471633r.jpg) ![406 Garden Terrace - Photo 50](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3678690414r.jpg) ![406 Garden Terrace - Photo 51](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f3678690414r.jpg) ![406 Garden Terrace - Photo 52](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f113738816r.jpg) ![406 Garden Terrace - Photo 53](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f1507710974r.jpg) ![406 Garden Terrace - Photo 54](http://lh.rdcpix.com/b81264ad10082463fda8c0d2b61610f6l-f1472576310r.jpg) --- **MLS#:** 12750485 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/406-garden-terrace-shorewood-il-60404-3d023273bf48443cb9cd4e7982250055) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/406-garden-terrace-shorewood-il-60404-3d023273bf48443cb9cd4e7982250055#listing", "url": "https://www.propertysimple.ai/listing/406-garden-terrace-shorewood-il-60404-3d023273bf48443cb9cd4e7982250055", "name": "406 Garden Terrace, Shorewood, IL 60404", "description": "A home with a view, a story, and a setting you don't find every day! Perched on a hillside overlooking the DuPage River, 406 Garden Terrace offers a unique sense of privacy and a peaceful connection to nature. Built by the original owner and lovingly enjoyed by the same family, this special home is just steps from the river for fishing and canoeing and near West Shore Park, where you can enjoy the splash pad in summer and snow sports in winter. The main level features a traditional floor plan with formal living and dining rooms accented by hardwood flooring. The spacious kitchen offers granite countertops, stainless steel appliances, a breakfast bar, and plenty of room for a kitchen table. Sliding glass doors open to an expansive maintenance-free deck with a SunSetter awning. Perched high above the sloping backyard, the deck has a wonderful \"treehouse\" feel with added privacy from neighboring homes-perfect for enjoying your morning coffee in your PJs, relaxing at the end of the day, or entertaining outdoors. Stairs lead from the deck to the grassy backyard below. Just off the kitchen is a comfortable family room with bamboo flooring and a fireplace. A powder room and convenient main-level laundry room with a service door leading directly to the deck complete the first floor. Upstairs you'll find four bedrooms and two full baths. The owner's suite features a vaulted ceiling, walk-in closet, and private bath with dual sinks. Three additional bedrooms share the hallway bath. Approximately three years ago, the entire second floor was updated with continuous luxury vinyl flooring with no thresholds or transitions, along with new trim, baseboards, interior doors, and closet doors, creating a clean and cohesive look throughout. The hillside lot allows for a true walk-out basement, adding even more usable living space and flexibility. Currently, the lower level features a recreation room, storage, a full bath with walk-in shower, and a spacious movie room highlighted by a brick accent wall. With its walk-out access and full bath already in place, the lower level offers excellent potential for an in-law arrangement, guest space, or additional living area. Outside, enjoy the privacy and character of the sloping lot along with a large three-car heated garage and concrete driveway. Major improvements include roof and siding completed in 2016, HVAC approximately 5-6 years old, and a dishwasher approximately one year old. 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