About This Home

This 2-bedroom, 3-bathroom single family at 406 N Oak Lane in Dixon, IL is listed for $269,000 ($138 per sqft). Built in 1960, the home offers 1,950 sqft of living space on a 0.54 acres lot.

Key Features

  • Built in 1960
  • 0.54 acre lot
  • Fireplace

Property Details

2 full, 1 half
2-car garage
1960

Amenities

FireplaceA/C
Listing Description

Enjoy full lake views from this home, featuring a front porch overlooking the water. Take in the beautiful views and open landscape, with protected land in front of the home preserving the scenic setting. Inside, you'll find wood floors, a wood-burning fireplace, and a kitchen with an electric range, dishwasher, and refrigerator.

The primary bedroom includes a private bathroom with a shower, along with access to a four-season room and office. These additional spaces, along with the walkout basement, offer potential for additional bedrooms or flexible living space. The basement also includes a half bathroom and additional space ready for your finishing ideas.

The main bathroom has been nicely renovated. Outside, the fully fenced yard features a fishpond, and the two-car garage provides additional storage. Gutter shields are installed. Updates include a furnace from 2018 and a washer and dryer from 2020. The roof is 14 years old. The original septic system was pumped four years ago. The build year is currently unknown. With lake views, a scenic setting, existing updates, and room to expand, this property offers plenty of potential to make it your own.

Monthly Cost Estimate

$1,979/mo

20% down · 6.5% · 30 years

Principal$195
Interest$1,166
Insurance$78
HOA$540

Estimates only. Actual payments may vary.

Location

406 N Oak Lane

Dixon, IL 61021

Features & Amenities

Interior Features

Ceiling Fan(s)Window Treatments

Property Details

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

DisposalDishwasherDryerMicrowaveRefrigeratorStove/CooktopSump PumpWasher

Questions & Answers

This 2-bedroom, 3-bathroom single family at 406 N Oak Lane is listed at $269,000 ($138/sqft). The estimated monthly payment is $1,978 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $540/month.

Key features include: Built in 1960, 0.54 acre lot, Fireplace. Interior Features: Ceiling Fan(s), Window Treatments.

This property is listed by Toni Vander Heyden.

TH

Toni Vander Heyden

Agent at Signature Real Estate Brokerage, LLC

Listed by Signature Real Estate Brokerage, LLC · Broker phone: (815) 315-1111 · View on Broker Site · Broker website

MLS# 202606500· Source: NorthWest Illinois Alliance of REALTORS· 17 days on PropertySimple

Copyright © 2026 NorthWest Illinois Alliance of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

406 N Oak Lane, Dixon, IL 61021

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