# 408 Ernie Roberts Rd, Rutledge, TN 37861 > **TL;DR:** 4bd/3ba single family, $700,000 ($289/sqft), built 2019, 2,424 sqft. > Fireplace, View, A/C. Est. $3,744/mo. Listed 123 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $700,000 | | Price/sqft | $289 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,424 | | Year Built | 2019 | | Lot Size | 33,977 sqft (0.78 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 123 | ## Why This Home Stands Out - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,540 | | Estimated Insurance | $204 | | **Total** | **$3,744** | ## Nearby Schools - **Elementary:** Rutledge - **Middle:** Rutledge - **High:** Grainger County Adult ## Key Amenities - Fireplace - View - A/C ## Property Highlights - Built in 2019 - 0.78 acre lot - Fireplace ## Description ### Agent Description Your lakefront escape starts here with easy water access, plenty of space to relax, and an outdoor setup made for taking in the views. This 4-bedroom, 3-bath home offers 2400+/- sqft on a large lakefront lot with a private dock, finished walkout basement, and a quiet cove setting away from boat traffic. The main level has a warm, open feel with cathedral ceilings, gas fireplace, and lake-facing windows that bring the view inside. The dining area flows into the kitchen, which features shaker-style cabinetry, plenty of storage, pantry, stainless steel appliances, and an island cooktop. The main-level primary bedroom gives you direct access to the deck, plus a sizable walk-in closet and a bathroom with double vanity sinks. A guest bedroom, full guest bath, and laundry room are also on the main level. The deck has covered seating sections with ceiling fans, creating a comfortable place to relax while overlooking the shoreline. The uncovered center section is ideal for enjoying the sun. The finished lower level gives even more room to spread out. It provides a spacious second living area, mini kitchenette, full bath, ample storage, and two oversized bedrooms that are each big enough for two queen beds - maximizing sleeping accommodations. Each lower-level bedroom also has its own walkout to the covered patio. Just off the patio, an outdoor shower makes it convenient to rinse off after time on the water. A direct path through the yard leads you right to your private dock, keeping boating, swimming, and fishing just steps away. The exterior is complete with a fire pit, storage shed, professional landscaping, a paved driveway with room for boat parking, and space on the patio for golf cart/sxs parking. The setting feels tucked away while still keeping everyday conveniences within reach. Card-nal Cove Resort & Campground and Gilmore Dock Marina & Restaurant are just a short boat ride away. Lakeshore Dr is only half a mile down the road. Rutledge offers local dining and markets, while Jefferson City and Morristown are just 20 minutes away and provide shopping, restaurants, medical services, and everyday errands. This is the kind of property that makes spending time at the lake feel effortless. ## Location - **Address:** 408 Ernie Roberts Rd, Rutledge, TN 37861 - **County:** Grainger County - 45 - **Neighborhood:** Big-O-Estates - **Coordinates:** 36.265606, -83.417924 - **Google Maps:** https://www.google.com/maps?q=36.265606,-83.417924 ## Listing Agent - **Name:** Zoe Ferrell - **Brokerage:** Wallace - **Phone:** 7409749161 - **Broker Phone:** (865) 584-4000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/408-Ernie-Roberts-Rd_Rutledge_TN_37861_M77396-36059?f=listhub&s=KAARMLSTN&m=1341090&c=propsimple) ## Photos ![408 Ernie Roberts Rd - Photo 1](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f1245354655r.jpg) ![408 Ernie Roberts Rd - Photo 2](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f342645224r.jpg) ![408 Ernie Roberts Rd - Photo 3](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2042042990r.jpg) ![408 Ernie Roberts Rd - Photo 4](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2314821086r.jpg) ![408 Ernie Roberts Rd - Photo 5](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2065653472r.jpg) ![408 Ernie Roberts Rd - Photo 6](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2664209793r.jpg) ![408 Ernie Roberts Rd - Photo 7](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f1003714515r.jpg) ![408 Ernie Roberts Rd - Photo 8](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f691709037r.jpg) ![408 Ernie Roberts Rd - Photo 9](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2918641725r.jpg) ![408 Ernie Roberts Rd - Photo 10](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2410946856r.jpg) ![408 Ernie Roberts Rd - Photo 11](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f3021596220r.jpg) ![408 Ernie Roberts Rd - Photo 12](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f1368815733r.jpg) ![408 Ernie Roberts Rd - Photo 13](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f142049927r.jpg) ![408 Ernie Roberts Rd - Photo 14](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f3770276039r.jpg) ![408 Ernie Roberts Rd - Photo 15](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f691948662r.jpg) ![408 Ernie Roberts Rd - Photo 16](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f35039934r.jpg) ![408 Ernie Roberts Rd - Photo 17](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f1090421519r.jpg) ![408 Ernie Roberts Rd - Photo 18](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2464816246r.jpg) ![408 Ernie Roberts Rd - Photo 19](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f4124593690r.jpg) ![408 Ernie Roberts Rd - Photo 20](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f1434260305r.jpg) ![408 Ernie Roberts Rd - Photo 21](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2642208919r.jpg) ![408 Ernie Roberts Rd - Photo 22](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f276299563r.jpg) ![408 Ernie Roberts Rd - Photo 23](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2817152246r.jpg) ![408 Ernie Roberts Rd - Photo 24](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2618976292r.jpg) ![408 Ernie Roberts Rd - Photo 25](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2793273640r.jpg) ![408 Ernie Roberts Rd - Photo 26](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f3813577174r.jpg) ![408 Ernie Roberts Rd - Photo 27](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f1506981321r.jpg) ![408 Ernie Roberts Rd - Photo 28](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2757181730r.jpg) ![408 Ernie Roberts Rd - Photo 29](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f3390843483r.jpg) ![408 Ernie Roberts Rd - Photo 30](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f3900306852r.jpg) ![408 Ernie Roberts Rd - Photo 31](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f4077161465r.jpg) ![408 Ernie Roberts Rd - Photo 32](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f1403203595r.jpg) ![408 Ernie Roberts Rd - Photo 33](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f981528783r.jpg) ![408 Ernie Roberts Rd - Photo 34](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f3314258128r.jpg) ![408 Ernie Roberts Rd - Photo 35](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2659525278r.jpg) ![408 Ernie Roberts Rd - Photo 36](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2015132666r.jpg) ![408 Ernie Roberts Rd - Photo 37](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f3172446054r.jpg) ![408 Ernie Roberts Rd - Photo 38](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2193514779r.jpg) ![408 Ernie Roberts Rd - Photo 39](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f4203371595r.jpg) ![408 Ernie Roberts Rd - Photo 40](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f176324801r.jpg) ![408 Ernie Roberts Rd - Photo 41](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2110549651r.jpg) ![408 Ernie Roberts Rd - Photo 42](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f990958587r.jpg) ![408 Ernie Roberts Rd - Photo 43](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f468016442r.jpg) ![408 Ernie Roberts Rd - Photo 44](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f1494297501r.jpg) ![408 Ernie Roberts Rd - Photo 45](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f350221741r.jpg) ![408 Ernie Roberts Rd - Photo 46](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f936430405r.jpg) ![408 Ernie Roberts Rd - Photo 47](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f71986752r.jpg) ![408 Ernie Roberts Rd - Photo 48](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f1172494064r.jpg) ![408 Ernie Roberts Rd - Photo 49](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f4248078798r.jpg) ![408 Ernie Roberts Rd - Photo 50](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f1086645773r.jpg) ![408 Ernie Roberts Rd - Photo 51](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f711985995r.jpg) ![408 Ernie Roberts Rd - Photo 52](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f29992304r.jpg) ![408 Ernie Roberts Rd - Photo 53](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f3443180124r.jpg) ![408 Ernie Roberts Rd - Photo 54](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f3724234811r.jpg) ![408 Ernie Roberts Rd - Photo 55](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f64300477r.jpg) ![408 Ernie Roberts Rd - Photo 56](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f3844709645r.jpg) ![408 Ernie Roberts Rd - Photo 57](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f3974760461r.jpg) ![408 Ernie Roberts Rd - Photo 58](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f2143801267r.jpg) ![408 Ernie Roberts Rd - Photo 59](http://lh.rdcpix.com/61a9cc5b72999277c221a277fd23dfe1l-f1177477209r.jpg) --- **MLS#:** 1341090 | **Updated:** 2026-09-15 **Source:** listhub *Copyright © 2026 East Tennessee Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/408-ernie-roberts-rd-rutledge-tn-37861-1341090) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/408-ernie-roberts-rd-rutledge-tn-37861-1341090#listing", "url": "https://www.propertysimple.ai/listing/408-ernie-roberts-rd-rutledge-tn-37861-1341090", "name": "408 Ernie Roberts Rd, Rutledge, TN 37861", "description": "Your lakefront escape starts here with easy water access, plenty of space to relax, and an outdoor setup made for taking in the views. This 4-bedroom, 3-bath home offers 2400+/- sqft on a large lakefront lot with a private dock, finished walkout basement, and a quiet cove setting away from boat traffic. The main level has a warm, open feel with cathedral ceilings, gas fireplace, and lake-facing windows that bring the view inside. The dining area flows into the kitchen, which features shaker-style cabinetry, plenty of storage, pantry, stainless steel appliances, and an island cooktop. The main-level primary bedroom gives you direct access to the deck, plus a sizable walk-in closet and a bathroom with double vanity sinks. A guest bedroom, full guest bath, and laundry room are also on the main level. The deck has covered seating sections with ceiling fans, creating a comfortable place to relax while overlooking the shoreline. The uncovered center section is ideal for enjoying the sun. The finished lower level gives even more room to spread out. It provides a spacious second living area, mini kitchenette, full bath, ample storage, and two oversized bedrooms that are each big enough for two queen beds - maximizing sleeping accommodations. Each lower-level bedroom also has its own walkout to the covered patio. Just off the patio, an outdoor shower makes it convenient to rinse off after time on the water. A direct path through the yard leads you right to your private dock, keeping boating, swimming, and fishing just steps away. The exterior is complete with a fire pit, storage shed, professional landscaping, a paved driveway with room for boat parking, and space on the patio for golf cart/sxs parking. The setting feels tucked away while still keeping everyday conveniences within reach. Card-nal Cove Resort & Campground and Gilmore Dock Marina & Restaurant are just a short boat ride away. Lakeshore Dr is only half a mile down the road. Rutledge offers local dining and markets, while Jefferson City and Morristown are just 20 minutes away and provide shopping, restaurants, medical services, and everyday errands. 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