# 408 N Division Street, Cedar Falls, IA 50613 > **TL;DR:** 3bd/2ba single family, $224,900 ($123/sqft), built 1959, 1,822 sqft. > Fireplace, A/C. Est. $1,203/mo. Listed 16 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $224,900 | | Price/sqft | $123 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,822 | | Year Built | 1959 | | Lot Size | 10,454 sqft (0.24 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 16 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,137 | | Estimated Insurance | $66 | | **Total** | **$1,203** | ## Nearby Schools - **Elementary:** North Cedar Elementary - **Middle:** Holmes Junior High - **High:** Cedar Falls High ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1959 - 0.24 acre lot - Fireplace ## Description ### Agent Description Welcome home to this charming ranch in a great Cedar Falls neighborhood! Step into the spacious living room, where you are greeted by a cozy fireplace flanked by built-in shelving and custom seating benches on each side. Beautiful hardwood floors flow throughout the main floor, which features a bright, updated bath and two nice-sized bedrooms. The kitchen offers abundant cabinet space, brand-new countertops and sink, and a gas cooktop. Enjoy your mornings or unwind in the evening in the sunny 3-seasons porch overlooking a large, fully fenced backyard. Downstairs, the finished lower level adds fantastic living space with a family room, a third bedroom, a bonus room, a half bath, a separate shower, and laundry area. Complete with major modern upgrades-including new windows, updated attic insulation, and a sump pump-this move-in-ready home is packed with value. Schedule your private showing today! ## Location - **Address:** 408 N Division Street, Cedar Falls, IA 50613 - **County:** Black Hawk - **Coordinates:** 42.541298, -92.46107 - **Google Maps:** https://www.google.com/maps?q=42.541298,-92.46107 ## Listing Agent - **Name:** Elke Gerdes - **Brokerage:** Structure Real Estate - **Broker Phone:** (319) 260-2016 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/408-N-Division-St_Cedar-Falls_IA_50613_M87103-78795?f=listhub&s=WCFBORIA&m=20265098&c=propsimple) ## Photos ![408 N Division Street - Photo 1](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f734978515r.jpg) ![408 N Division Street - Photo 2](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f2767566555r.jpg) ![408 N Division Street - Photo 3](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f2965882266r.jpg) ![408 N Division Street - Photo 4](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f2476538031r.jpg) ![408 N Division Street - Photo 5](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f4112448734r.jpg) ![408 N Division Street - Photo 6](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f3819034535r.jpg) ![408 N Division Street - Photo 7](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f1626675337r.jpg) ![408 N Division Street - Photo 8](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f2998304094r.jpg) ![408 N Division Street - Photo 9](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f2811490592r.jpg) ![408 N Division Street - Photo 10](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f1417035832r.jpg) ![408 N Division Street - Photo 11](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f2865857578r.jpg) ![408 N Division Street - Photo 12](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f2806119693r.jpg) ![408 N Division Street - Photo 13](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f1285302643r.jpg) ![408 N Division Street - Photo 14](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f1947605500r.jpg) ![408 N Division Street - Photo 15](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f3512089856r.jpg) ![408 N Division Street - Photo 16](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f2949099083r.jpg) ![408 N Division Street - Photo 17](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f1514647076r.jpg) ![408 N Division Street - Photo 18](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f245496500r.jpg) ![408 N Division Street - Photo 19](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f1822230554r.jpg) ![408 N Division Street - Photo 20](http://lh.rdcpix.com/42b70dfa486594ec777c6dffc26a47bel-f1417753449r.jpg) --- **MLS#:** 20265098 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/408-n-division-street-cedar-falls-ia-50613-c90a32af81574cf59c03df979fc0d456) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/408-n-division-street-cedar-falls-ia-50613-c90a32af81574cf59c03df979fc0d456#listing", "url": "https://www.propertysimple.ai/listing/408-n-division-street-cedar-falls-ia-50613-c90a32af81574cf59c03df979fc0d456", "name": "408 N Division Street, Cedar Falls, IA 50613", "description": "Welcome home to this charming ranch in a great Cedar Falls neighborhood! Step into the spacious living room, where you are greeted by a cozy fireplace flanked by built-in shelving and custom seating benches on each side. 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