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About This Home

This 3-bedroom, 2-bathroom single family at 4081 Galt Island Avenue in Saint James City, FL is listed for $849,900 ($317 per sqft). Built in 1992, the home offers 2,677 sqft of living space on a 0.29 acres lot.

Agent Description

Discover the charm of island living in this spacious three bedroom two bathroom waterfront residence located in the peaceful community of St. James City. Set on a scenic canal lined with mangroves, this elevated home offers a relaxed coastal lifestyle with generous indoor & outdoor spaces designed to showcase the natural surroundings.

The heart of the home is the impressive wraparound screened porch that provides more than 1000 square feet of outdoor living. With wood flooring, a tongue & groove ceiling, new lighting & fans, open views of the water, this area feels like a private oasis.

From this incredible space, two sets of impact rated French doors installed in 2023 lead into the main living areas. Inside, the layout is bright & comfortable with soaring ceiling lines, skylights, & a series of new impact resistant upper transom windows added in 2023 that fill the home with natural light.

The kitchen serves as a central gathering space & features new countertops, updated cabinetry veneers, newer appliances, a large island with seating, & a walk in pantry. The laundry room is just off the kitchen & offers convenient additional storage. A versatile loft created in 2023 adds another 235 square feet of usable space & works perfectly as a reading area, office, or quiet retreat with elevated views of the mangroves & canal.

The primary bedroom includes an ensuite bath with dual sinks, a separate shower, clawfoot tub, & multiple skylights. Two guest bedrooms & a second full bathroom complete the interior. The property has been thoughtfully improved over the years. Enhancements include PVC plumbing installed in 2016, a metal roof added in 2021/2023, an exterior mechanic

al lift installed in 2022, new storm resistant French doors & transom windows in 2023, a reinforced south living room wall completed in 2023, & porch renovations that include new insulated ceiling, railings, screens, lights, & fans. Additional improvements include a concrete driveway poured in 2011, a composite dock, a covered boat lift, & a recently added flag pole.

Boaters will appreciate approximately 100 feet of canal frontage along with fast direct access to the Intracoastal & open waters with no bridges. This ideal location places you within minutes of Sanibel, Captiva, Cayo Costa, Fort Myers Beach, & some of the best fishing in Southwest Florida.

Kayakers will love the nearby mangrove trails & waterways. The ground level provides extensive covered parking for several vehicles along with a storage shed or workshop & plenty of potential for future enhancements such as garage space, a hobby room, or an outdoor entertaining area along the canal.

With a protected mangrove preserve across the street & no visible homes in front or behind, the setting feels private & serene yet remains close to local great restaurants & shops. This inviting waterfront home combines comfort, privacy, & exceptional boating access. Make your appointment today & experience the St. James City lifestyle.

Key Features

  • Built in 1992
  • 0.29 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full
1992

Amenities

WaterfrontA/C

AI Property Insights

Extracted from listing description

Luxury Finishes

new countertops, updated cabinetry veneers

Lifestyle Amenities

wraparound screened porch, loft

Outdoor Amenities

composite dock, covered boat lift

Sustainability

PVC plumbing, metal roof, impact rated French doors, impact resistant upper transom windows

Renovations

Renovated in 2023 - new impact rated French doors, impact resistant upper transom windows, versatile loft, porch renovations (insulated ceiling, railings, screens, lights, fans), reinforced south living room wall, new countertops, updated cabinetry veneers

Location Features

waterfront, canal frontage, protected mangrove preserve across the street

Views

open views of the water, elevated views of the mangroves & canal

Privacy

no visible homes in front or behind, protected mangrove preserve across the street

Monthly Cost Estimate

$4,645/mo

20% down · 6.5% · 30 years

Principal$615
Interest$3,683
Insurance$248
HOA$100

Estimates only. Actual payments may vary.

Location

4081 Galt Island Avenue

Saint James City, FL 33956

GALT ISLAND SHORES

Features & Amenities

Interior Features

BreakfastBarBathtubDualSinksEatInKitchenFrenchDoorsAtriumDoorsHighCeilingsKitchenIslandPantrySeparateShowerWalkInClosetsWindowTreatmentsLoftWorkshop

Exterior Features

SecurityHighImpactDoorsRoomForPoolStorage

Property Details

Flooring

WoodTile

Construction

VinylSiding WoodFrame

Pool Features

Porch

Parking

Carport

Heating

Electric (Heating)Central

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

DryerDishwasherDisposalRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 4081 Galt Island Avenue is listed at $849,900 ($317/sqft). The estimated monthly payment is $3,783 based on 20% down at 6.5% interest.

HOA fees are $100/month.

Key features include: Built in 1992, 0.29 acre lot, 2 stories, Waterfront. Interior Features: BreakfastBar, Bathtub, DualSinks. Exterior Features: SecurityHighImpactDoors, RoomForPool, Storage.

This property is listed by Scott Brucker and can be reached at 2392331799 or ScottyBrucker@gmail.com.

SB

Scott Brucker

Agent at RE/MAX Trend

(239) 233-1799

Listed by RE/MAX Trend · View on Broker Site

MLS# 2025020586· Source: listhub· Updated 182 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4081 Galt Island Avenue, Saint James City, FL 33956

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