About This Home

This 3-bedroom, 2-bathroom single family at 4089 Prospect Church Road in Ooltewah, TN is listed for $299,900 ($223 per sqft). Built in 1965, the home offers 1,346 sqft of living space on a 0.36 acres lot.

Key Features

  • Built in 1965
  • 0.36 acre lot
  • Fireplace

Property Details

1 story
2 full
1965

Amenities

FireplaceHardwoodA/C
Listing Description

SPECIAL SELLER-PAID RATE REDUCTION! Qualified buyers may be able to take advantage of Year 1: rate 2% lower - Year 2: rate 1% lower - Year 3 on: full note rate when financing through the participating lender ... ask for more details + LENDER CREDIT AVAILABLE!

Welcome to 4089 Prospect Church Road in Ooltewah, Tennessee, where ONE-LEVEL LIVING, an updated interior, a peaceful setting, and an incredibly convenient location come together at a NEW PRICE OF $299,900! QUALIFIED BUYERS MAY ALSO RECEIVE A LENDER CREDIT WHEN USING THE PARTICIPATING LENDER, providing an additional opportunity to help with eligible closing costs or other lender-approved expenses.

Buyer must qualify; lender terms and conditions apply. Featuring 3 bedrooms, 2 full bathrooms, and 1,346 square feet, this charming ranch home sits on a level 0.36-acre lot and was completely renovated in 2022. Whether you're searching for your first home, looking to simplify with one-level living, or simply want an affordable home in the Ooltewah and Collegedale area, this property offers so much to love.

Step inside to a warm and inviting living room centered around a beautiful gas log fireplace. The spacious kitchen offers plenty of room to gather and features granite countertops, stainless steel appliances, a pantry, and a center island with bar seating for casual dining and entertaining.

A separate dining room provides additional flexibility and could also be used as a home office, study, or flex space. Just off this area, step outside onto the back deck, perfect for grilling, relaxing, or enjoying the peaceful surroundings. Outside, you'll love the covered front porch, level yard, two outbuildings for additional storage, and the c

reek along the back of the property, creating a charming country feel while still being close to everyday conveniences. LOCATION IS ANOTHER HIGHLIGHT! The home is less than two miles from Southern Adventist University and McKee Foods, with convenient access to Collegedale, Ooltewah, shopping, dining, and everyday amenities.

RENOVATED. ONE LEVEL. 3 BEDROOMS. 2 BATHROOMS. OOLTEWAH. UNDER $300K. PLUS A LENDER CREDIT AVAILABLE TO QUALIFIED BUYERS! 4089 Prospect Church Road is ready for its next owner. Schedule your private showing today!

Monthly Cost Estimate

$1,604/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$87

Estimates only. Actual payments may vary.

Location

4089 Prospect Church Road

Ooltewah, TN 37363

Baker & Silvers Part 2

Features & Amenities

Interior Features

Double VanityEat-in KitchenEn SuiteGranite CountersHigh Speed InternetKitchen IslandOpen FloorplanPantrySeparate Dining RoomTub/shower Combo

Exterior Features

Private YardRain Gutters

Property Details

Flooring

HardwoodTile

Construction

Brick Vinyl Siding

Outdoor Features

PorchDeck

Parking

Driveway

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

WasherRefrigeratorMicrowaveFree-Standing Electric RangeElectric Water HeaterDryerDishwasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 4089 Prospect Church Road is listed at $299,900 ($223/sqft). The estimated monthly payment is $1,603 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1965, 0.36 acre lot, Fireplace. Interior Features: Double Vanity, Eat-in Kitchen, En Suite. Exterior Features: Private Yard, Rain Gutters.

This property is listed by Cassie King.

CK

Cassie King

License 330842

Agent at Signature Brokers, LLC

Listed by Signature Brokers, LLC · Broker phone: (423) 521-3476 · View on Broker Site · Broker website

MLS# 1542033· Source: Greater Chattanooga Association of REALTORS· 57 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4089 Prospect Church Road, Ooltewah, TN 37363

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