# 409 4th Street, Ludington, MI 49431

> **TL;DR:** 4bd/2ba residential multi family, $199,000, built 1900. Est. $1,064/mo. Listed 35 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $199,000 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Year Built | 1900 |
| Lot Size | 8,276 sqft (0.19 acres) |
| Property Type | Residential Multi Family (Other) |
| Status | Active |
| Days on Market | 35 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,006 |
| Estimated Insurance | $58 |
| **Total** | **$1,064** |

## Property Highlights

- Built in 1900
- 0.19 acre lot
- 2 parking spaces

## Description

### Agent Description
This multi-unit property in Ludington offers a practical investment with multiple income-producing dwellings on an 8,407-square-foot lot. The building contains two units, providing flexibility for owner-occupancy, rental operations, or a mix of both. Each unit includes two bedrooms, dedicated kitchen and bathroom spaces, with a detached garage adding storage and utility value. The property's configuration and established layout make it suitable for investors seeking diversified residential real estate in the Ludington area.

## Location

- **Address:** 409 4th Street, Ludington, MI 49431
- **County:** Mason
- **Coordinates:** 43.943851, -86.433816
- **Google Maps:** https://www.google.com/maps?q=43.943851,-86.433816

## Listing Agent

- **Name:** Rick L Quinn
- **Brokerage:** Coldwell Banker Anchor Real Estate
- **Broker Phone:** (231) 873-3400
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/409-4th-St_Ludington_MI_49431_M32589-25882?f=listhub&s=GRARMI&m=26051606&c=propsimple)

## Photos

![409 4th Street - Photo 1](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2809020112r.jpg)

![409 4th Street - Photo 2](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f862941172r.jpg)

![409 4th Street - Photo 3](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3873544364r.jpg)

![409 4th Street - Photo 4](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f255290622r.jpg)

![409 4th Street - Photo 5](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f283197260r.jpg)

![409 4th Street - Photo 6](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3935250315r.jpg)

![409 4th Street - Photo 7](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2608467366r.jpg)

![409 4th Street - Photo 8](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3370143696r.jpg)

![409 4th Street - Photo 9](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f403088827r.jpg)

![409 4th Street - Photo 10](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1411667751r.jpg)

![409 4th Street - Photo 11](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1176251746r.jpg)

![409 4th Street - Photo 12](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2820130315r.jpg)

![409 4th Street - Photo 13](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3867688366r.jpg)

![409 4th Street - Photo 14](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f999758954r.jpg)

![409 4th Street - Photo 15](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1395136225r.jpg)

![409 4th Street - Photo 16](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f4264659386r.jpg)

![409 4th Street - Photo 17](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1633455382r.jpg)

![409 4th Street - Photo 18](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f813686437r.jpg)

![409 4th Street - Photo 19](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1078433507r.jpg)

![409 4th Street - Photo 20](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1549733792r.jpg)

![409 4th Street - Photo 21](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3380629397r.jpg)

![409 4th Street - Photo 22](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1217358800r.jpg)

![409 4th Street - Photo 23](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3846998385r.jpg)

![409 4th Street - Photo 24](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2656166543r.jpg)

![409 4th Street - Photo 25](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f992343750r.jpg)

![409 4th Street - Photo 26](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2650572159r.jpg)

![409 4th Street - Photo 27](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2555261652r.jpg)

![409 4th Street - Photo 28](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1351321341r.jpg)

![409 4th Street - Photo 29](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2217005422r.jpg)

![409 4th Street - Photo 30](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1605479104r.jpg)

![409 4th Street - Photo 31](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2673185092r.jpg)

![409 4th Street - Photo 32](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1827756129r.jpg)

![409 4th Street - Photo 33](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f410768504r.jpg)

![409 4th Street - Photo 34](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2226255066r.jpg)

![409 4th Street - Photo 35](http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2292302404r.jpg)

---

**MLS#:** 26051606 | **Updated:** 2026-10-30
**Source:** listhub

*Copyright © 2026 Michigan Regional Information Center, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/409-4th-street-ludington-mi-49431-2ed9032c55ba434fa7ef5cc5153ae54d)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/409-4th-street-ludington-mi-49431-2ed9032c55ba434fa7ef5cc5153ae54d#listing",
  "url": "https://www.propertysimple.ai/listing/409-4th-street-ludington-mi-49431-2ed9032c55ba434fa7ef5cc5153ae54d",
  "name": "409 4th Street, Ludington, MI 49431",
  "description": "This multi-unit property in Ludington offers a practical investment with multiple income-producing dwellings on an 8,407-square-foot lot. The building contains two units, providing flexibility for owner-occupancy, rental operations, or a mix of both. Each unit includes two bedrooms, dedicated kitchen and bathroom spaces, with a detached garage adding storage and utility value. The property's configuration and established layout make it suitable for investors seeking diversified residential real estate in the Ludington area.",
  "image": [
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2809020112r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f862941172r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3873544364r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f255290622r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f283197260r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3935250315r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2608467366r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3370143696r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f403088827r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1411667751r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1176251746r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2820130315r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3867688366r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f999758954r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1395136225r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f4264659386r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1633455382r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f813686437r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1078433507r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1549733792r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3380629397r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1217358800r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3846998385r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2656166543r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f992343750r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2650572159r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2555261652r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1351321341r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2217005422r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1605479104r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2673185092r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1827756129r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f410768504r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2226255066r.jpg",
    "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2292302404r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2809020112r.jpg",
    "caption": "409 4th Street - Ludington, MI"
  },
  "datePosted": "2026-09-28",
  "dateModified": "2026-10-30T08:25:04.865Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/409-4th-street-ludington-mi-49431-2ed9032c55ba434fa7ef5cc5153ae54d#property",
    "name": "409 4th Street, Ludington, MI 49431",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "409 4th Street",
      "addressLocality": "Ludington",
      "addressRegion": "MI",
      "postalCode": "49431",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 43.943851,
      "longitude": -86.433816
    },
    "image": [
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2809020112r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f862941172r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3873544364r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f255290622r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f283197260r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3935250315r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2608467366r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3370143696r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f403088827r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1411667751r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1176251746r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2820130315r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3867688366r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f999758954r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1395136225r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f4264659386r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1633455382r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f813686437r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1078433507r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1549733792r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3380629397r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1217358800r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f3846998385r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2656166543r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f992343750r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2650572159r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2555261652r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1351321341r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2217005422r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1605479104r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2673185092r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f1827756129r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f410768504r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2226255066r.jpg",
      "http://lh.rdcpix.com/9602c5664945f632c001cfb3a5c3e1e7l-f2292302404r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "26051606"
    },
    "accommodationCategory": "Other",
    "numberOfBedrooms": 4,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "yearBuilt": 1900,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Forced Air, Wall Furnace"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Concrete"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Paved or Surfaced"
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.19 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/409-4th-street-ludington-mi-49431-2ed9032c55ba434fa7ef5cc5153ae54d#offer",
    "url": "https://www.propertysimple.ai/listing/409-4th-street-ludington-mi-49431-2ed9032c55ba434fa7ef5cc5153ae54d",
    "price": 199000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/409-4th-street-ludington-mi-49431-2ed9032c55ba434fa7ef5cc5153ae54d#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/409-4th-street-ludington-mi-49431-2ed9032c55ba434fa7ef5cc5153ae54d#agent",
    "name": "Rick L Quinn",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/409-4th-street-ludington-mi-49431-2ed9032c55ba434fa7ef5cc5153ae54d#brokerage",
      "name": "Coldwell Banker Anchor Real Estate",
      "telephone": "(231) 873-3400"
    }
  }
}
```