About This Home

This 4-bedroom, 3-bathroom single family at 409 Hubbard Avenue in Elgin, IL is listed for $399,900 ($230 per sqft). Built in 1959, the home offers 1,739 sqft of living space on a 0.19 acres lot.

Key Features

  • Built in 1959
  • 0.19 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
2 full, 1 half
2 spaces
1959

Amenities

FireplaceHardwoodA/C
Listing Description

Beautifully maintained and full of character, this spacious 4-bedroom home near Wing Park offers the perfect blend of charm, functionality, and entertaining space. The inviting main level features hardwood flooring, a large living room, formal dining area, and an oversized eat-in kitchen designed for gathering, complete with a massive island, abundant cabinetry, breakfast bar seating, built-in sink with glass washer, and plenty of prep space.

Convenient first-floor primary bedroom and full bath provide flexible living options. Upstairs offers three additional bedrooms ideal for family, guests, home office, or hobby space. The finished basement expands the living area with a warm and rustic feel featuring custom built-ins, shelving, bench seating, a stunning wood bar, wood-burning stove, and half bath-perfect for entertaining year-round.

Detached 2-car garage, concrete driveway, and private backyard complete the package. Ideally located close to parks, schools, shopping, dining, and downtown Elgin amenities. A truly unique home with space, charm, and versatility throughout! Recent updates include: HVAC 2026, New Toilets 2025, Washer and Dryer 2025, water filtration in kitchen 2025. Roof is estimate 10-15 years old.

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

409 Hubbard Avenue

Elgin, IL 60123

Features & Amenities

Interior Features

Dry Bar1st Floor Bedroom1st Floor Full Bath

Property Details

Flooring

Hardwood

Construction

Vinyl Siding Brick

Parking

GarageOpen

Heating

Natural Gas

Cooling

Central Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 409 Hubbard Avenue is listed at $399,900 ($230/sqft). The estimated monthly payment is $2,139 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1959, 0.19 acre lot, 2 stories, 2 parking spaces, Fireplace. Interior Features: Dry Bar, 1st Floor Bedroom, 1st Floor Full Bath.

This property is listed by Tamara O'Connor and can be reached at (630) 377-1646.

TO

Tamara O'Connor

Agent at Premier Living Properties

(630) 377-1646

Listed by Premier Living Properties · View on Broker Site

MLS# 12651529· Source: listhub· 1 day on market

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

409 Hubbard Avenue, Elgin, IL 60123

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