About This Home

This 3-bedroom, 3-bathroom single family at 409 Oak Creek Dr in Tool, TX is listed for $399,000 ($223 per sqft). Built in 2017, the home offers 1,790 sqft of living space on a 0.36 acres lot.

Key Features

  • Built in 2017
  • 0.36 acre lot
  • Fireplace

Property Details

3 full
2-car garage
2017

Amenities

FireplaceA/C
Listing Description

Situated on a corner lot in Arnold Hills, this single-story home offers three bedrooms, each with a private bath, and approximately 1,790 square feet of living space on two lots totaling approximately 0.36 acres. Arnold Hills residents enjoy access to a community boat ramp and pickleball court, making it easy to enjoy Cedar Creek Lake and neighborhood amenities.

Inside, the open floor plan features high ceilings, wood-look tile flooring, and a spacious kitchen with custom shaker-style cabinetry, a large center island, and plenty of storage. The adjoining dining area features a cathedral ceiling surrounded by windows providing abundant natural light and views of the outdoors.

The split-bedroom arrangement includes a private primary suite and two additional ensuite bedrooms, ideal for family or guests. A large covered front porch and screened-in back porch provide additional space for outdoor living. The property also includes a garage, extended driveway parking, and a spacious yard with room for gardening or outdoor activities.

Monthly Cost Estimate

$2,284/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,729
Insurance$116
HOA$150

Estimates only. Actual payments may vary.

Location

409 Oak Creek Dr

Tool, TX 75143

Features & Amenities

Interior Features

Fireplace-Gas/ElectricWasher/Dryer ConnectionsCeiling FansCable Ready

Exterior Features

Covered/Enclosed PatioSprinkler System

Property Details

Outdoor Features

Patio

Heating

CentralElectric (Heating)

Cooling

ElectricCentral Air

Appliances

DishwasherDisposalOvenMicrowave

Questions & Answers

This 3-bedroom, 3-bathroom single family at 409 Oak Creek Dr is listed at $399,000 ($223/sqft). The estimated monthly payment is $2,284 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 2017, 0.36 acre lot, Fireplace. Interior Features: Fireplace-Gas/Electric, Washer/Dryer Connections, Ceiling Fans. Exterior Features: Covered/Enclosed Patio, Sprinkler System.

This property is listed by Debbie French.

DF

Debbie French

Agent at Ebby Halliday Cedar Creek Lake

Listed by Ebby Halliday Cedar Creek Lake · Broker phone: 9033408590 · View on Broker Site

MLS# 113559· Source: Henderson County Board of REALTORS®· 8 days on PropertySimple

Copyright © 2026 Henderson County Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

409 Oak Creek Dr, Tool, TX 75143

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