About This Home

This 3-bedroom, 2-bathroom single family at 409 W Ann Street in Punta Gorda, FL is listed for $319,000 ($251 per sqft). Built in 1955, the home offers 1,270 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 1955
  • 0.23 acre lot

Property Details

1 story
2 full
1-car garage
1955

Amenities

A/C
Listing Description

Welcome to 409 W Ann St, ideally situated in Punta Gorda's charming Historic District, just minutes from the waterfront, downtown Punta Gorda, Fishermen's Village, dining, shopping, parks, and local attractions. This 3-bedroom, 2-bath home blends updated interior features with exceptional outdoor space and exciting possibilities for the future.

The home makes an inviting first impression with its low-maintenance exterior, metal roof, NEW IMPACT-RESISTANT WINDOWS, mature tropical landscaping, and brick-paver driveway leading to the attached one-car garage. A covered front entry and spacious front yard complete the welcoming approach.

Inside, a bright open living and eat-in kitchen area creates an easy flow for everyday living and entertaining. Warm wood-look flooring complements the neutral interior, while recessed lighting and a ceiling fan enhance the light and airy feel. The updated kitchen features dark cabinetry with modern hardware, crisp white countertops, a classic white subway-tile backsplash, and black appliances.

A large contrasting center island serves as the centerpiece, offering extensive prep space, additional cabinetry and drawer storage, plus seating for casual dining. The primary suite provides a private retreat with a walk-in closet, direct access to the outdoor patio, and an en-suite bath with a walk-in shower.

Two nicely sized guest bedrooms offer flexibility for family, visitors, or a home office and share an updated guest bath with a walk-in shower. Outdoor living is a highlight of the property. The large, covered tiki-style patio provides a shaded setting for dining, entertaining, or simply relaxing and enjoying the Florida lifestyle.

Beyond the patio, the expansive backyard is framed by mature tropical landscaping and features rear alleyway access for added convenience. The generous homesite also provides room to explore the addition of a pool, detached garage, workshop, or potential accessory dwelling unit (ADU), subject to applicable zoning, Historic District requirements, and permitting.

With its updated interior, impact-resistant windows, outdoor entertaining area, large backyard, rear alley access, and sought-after Historic District location, this property offers an appealing opportunity for a primary residence, seasonal retreat, or investment-all close to the best of Punta Gorda.

Monthly Cost Estimate

$1,706/mo

20% down · 6.5% · 30 years

Principal$231
Interest$1,382
Insurance$93

Estimates only. Actual payments may vary.

Location

409 W Ann Street

Punta Gorda, FL 33950

PUNTA GORDA

Features & Amenities

Interior Features

BreakfastBarBedroomOnMainLevelEatInKitchenKitchenIslandLivingDiningRoomMainLevelPrimaryShowerOnlySeparateShowerWalkInClosetsSplitBedrooms

Exterior Features

PatioRoomForPool

Property Details

Flooring

Laminate

Construction

Block Concrete Stucco

Outdoor Features

PorchPatio

Parking

GarageDrivewayPaved or Surfaced

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

DishwasherFreezerIceMakerMicrowaveRangeRefrigeratorRefrigeratorWithIceMaker

Questions & Answers

This 3-bedroom, 2-bathroom single family at 409 W Ann Street is listed at $319,000 ($251/sqft). The estimated monthly payment is $1,706 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1955, 0.23 acre lot. Interior Features: BreakfastBar, BedroomOnMainLevel, EatInKitchen. Exterior Features: Patio, RoomForPool.

This property is listed by Ryan Finnegan.

RF

Ryan Finnegan

License 274508886

Agent at Marina Park Realty LLC

Listed by Marina Park Realty LLC · Broker phone: 941-205-0888 · View on Broker Site

MLS# 2026036838· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 59 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

409 W Ann Street, Punta Gorda, FL 33950

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