# 409 W Carter Street, Stanford, IL 61774

> **TL;DR:** 3bd/1ba single family, $149,900 ($139/sqft), built 1887, 1,082 sqft.
> Hardwood, A/C, 1-car garage. Est. $802/mo. Listed 68 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $149,900 |
| Price/sqft | $139 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 1,082 |
| Year Built | 1887 |
| Lot Size | 9,148 sqft (0.21 acres) |
| Stories | 1 |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 68 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $758 |
| Estimated Insurance | $44 |
| **Total** | **$802** |

## Nearby Schools

- **Elementary:** Olympia Elementary
- **Middle:** Olympia Jr High School
- **High:** Olympia High School

## Key Amenities

- Hardwood
- A/C
- 1-car garage

## Property Highlights

- Built in 1887
- 0.21 acre lot
- 1 parking spaces

## Description

### Agent Description
Welcome home to this nicely updated 3-bedroom, 1-bath home in Stanford! Offering comfortable living space, thoughtful improvements, and inviting outdoor areas, this home is ready for its next owner. The kitchen has been refreshed with new countertops, a tiled backsplash, and a 5-burner stove, making it both functional and welcoming. Fresh paint and newer flooring throughout give the home a clean, move-in-ready feel. The bathroom has been updated with new plumbing, and the home was rewired in 2012 for added peace of mind. Additional updates include replacement windows, new vinyl siding, a 2021 water heater, and a 2016 HVAC system. Outside, enjoy the newly poured 29' x 4' concrete front porch and walk-up sidewalk, perfect for welcoming guests or enjoying your morning coffee. The shaded 10' x 12' brick back patio offers a comfortable spot for relaxing or entertaining. A 11/2-car garage provides parking and additional storage space. Conveniently located in Stanford, this home offers a great combination of updates, comfort, and outdoor living. Whether you're a first-time buyer, looking to downsize, or simply searching for an affordable home with important updates already completed, 409 W. Carter is worth a look!

## Location

- **Address:** 409 W Carter Street, Stanford, IL 61774
- **County:** McLean
- **Coordinates:** 40.43583, -89.224682
- **Google Maps:** https://www.google.com/maps?q=40.43583,-89.224682

## Listing Agent

- **Name:** Carrie Downey
- **Brokerage:** RE/MAX Rising
- **Broker Phone:** (309) 275-9333
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/409-W-Carter_Stanford_IL_61774_M71224-36235?f=listhub&s=MREDIL&m=12742120&c=propsimple)

## Photos

![409 W Carter Street - Photo 1](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2584746388r.jpg)

![409 W Carter Street - Photo 2](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1905902103r.jpg)

![409 W Carter Street - Photo 3](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2476006628r.jpg)

![409 W Carter Street - Photo 4](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3575075526r.jpg)

![409 W Carter Street - Photo 5](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3729606745r.jpg)

![409 W Carter Street - Photo 6](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2363491718r.jpg)

![409 W Carter Street - Photo 7](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f336061845r.jpg)

![409 W Carter Street - Photo 8](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3486002208r.jpg)

![409 W Carter Street - Photo 9](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3249533415r.jpg)

![409 W Carter Street - Photo 10](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3419613613r.jpg)

![409 W Carter Street - Photo 11](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2387788998r.jpg)

![409 W Carter Street - Photo 12](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2889644721r.jpg)

![409 W Carter Street - Photo 13](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1996101090r.jpg)

![409 W Carter Street - Photo 14](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3662298833r.jpg)

![409 W Carter Street - Photo 15](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f4261560839r.jpg)

![409 W Carter Street - Photo 16](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f4177775538r.jpg)

![409 W Carter Street - Photo 17](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2492166397r.jpg)

![409 W Carter Street - Photo 18](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3522742792r.jpg)

![409 W Carter Street - Photo 19](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1496107632r.jpg)

![409 W Carter Street - Photo 20](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f917274297r.jpg)

![409 W Carter Street - Photo 21](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f142158586r.jpg)

![409 W Carter Street - Photo 22](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2036057296r.jpg)

![409 W Carter Street - Photo 23](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3118282960r.jpg)

![409 W Carter Street - Photo 24](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1018294650r.jpg)

![409 W Carter Street - Photo 25](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f736855146r.jpg)

![409 W Carter Street - Photo 26](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3279964567r.jpg)

![409 W Carter Street - Photo 27](http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f538834101r.jpg)

---

**MLS#:** 12742120 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/409-w-carter-street-stanford-il-61774-bb2ff75760bc4c0f9c03ee92fec95095)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/409-w-carter-street-stanford-il-61774-bb2ff75760bc4c0f9c03ee92fec95095#listing",
  "url": "https://www.propertysimple.ai/listing/409-w-carter-street-stanford-il-61774-bb2ff75760bc4c0f9c03ee92fec95095",
  "name": "409 W Carter Street, Stanford, IL 61774",
  "description": "Welcome home to this nicely updated 3-bedroom, 1-bath home in Stanford! Offering comfortable living space, thoughtful improvements, and inviting outdoor areas, this home is ready for its next owner. The kitchen has been refreshed with new countertops, a tiled backsplash, and a 5-burner stove, making it both functional and welcoming. Fresh paint and newer flooring throughout give the home a clean, move-in-ready feel. The bathroom has been updated with new plumbing, and the home was rewired in 2012 for added peace of mind. Additional updates include replacement windows, new vinyl siding, a 2021 water heater, and a 2016 HVAC system. Outside, enjoy the newly poured 29' x 4' concrete front porch and walk-up sidewalk, perfect for welcoming guests or enjoying your morning coffee. The shaded 10' x 12' brick back patio offers a comfortable spot for relaxing or entertaining. A 11/2-car garage provides parking and additional storage space. Conveniently located in Stanford, this home offers a great combination of updates, comfort, and outdoor living. Whether you're a first-time buyer, looking to downsize, or simply searching for an affordable home with important updates already completed, 409 W. Carter is worth a look!",
  "image": [
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2584746388r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1905902103r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2476006628r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3575075526r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3729606745r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2363491718r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f336061845r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3486002208r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3249533415r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3419613613r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2387788998r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2889644721r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1996101090r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3662298833r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f4261560839r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f4177775538r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2492166397r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3522742792r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1496107632r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f917274297r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f142158586r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2036057296r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3118282960r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1018294650r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f736855146r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3279964567r.jpg",
    "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f538834101r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2584746388r.jpg",
    "caption": "409 W Carter Street - Stanford, IL"
  },
  "datePosted": "2026-08-25",
  "dateModified": "2026-10-28T15:28:05.472Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/409-w-carter-street-stanford-il-61774-bb2ff75760bc4c0f9c03ee92fec95095#property",
    "name": "409 W Carter Street, Stanford, IL 61774",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "409 W Carter Street",
      "addressLocality": "Stanford",
      "addressRegion": "IL",
      "postalCode": "61774",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 40.43583,
      "longitude": -89.224682
    },
    "image": [
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2584746388r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1905902103r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2476006628r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3575075526r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3729606745r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2363491718r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f336061845r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3486002208r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3249533415r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3419613613r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2387788998r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2889644721r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1996101090r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3662298833r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f4261560839r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f4177775538r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2492166397r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3522742792r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1496107632r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f917274297r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f142158586r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f2036057296r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3118282960r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f1018294650r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f736855146r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f3279964567r.jpg",
      "http://lh.rdcpix.com/0ada26f903bdfce86649d9a04ac1cc46l-f538834101r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "12742120"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 1,
    "numberOfFullBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1082,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1887,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Natural Gas, Forced Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Refrigerator"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Laminate, Vinyl, Hardwood"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Vinyl Siding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch, Deck"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Hardwood Floors",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.21 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/409-w-carter-street-stanford-il-61774-bb2ff75760bc4c0f9c03ee92fec95095#offer",
    "url": "https://www.propertysimple.ai/listing/409-w-carter-street-stanford-il-61774-bb2ff75760bc4c0f9c03ee92fec95095",
    "price": 149900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/LimitedAvailability",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/409-w-carter-street-stanford-il-61774-bb2ff75760bc4c0f9c03ee92fec95095#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/409-w-carter-street-stanford-il-61774-bb2ff75760bc4c0f9c03ee92fec95095#agent",
    "name": "Carrie Downey",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/409-w-carter-street-stanford-il-61774-bb2ff75760bc4c0f9c03ee92fec95095#brokerage",
      "name": "RE/MAX Rising",
      "telephone": "(309) 275-9333"
    }
  }
}
```