# 40923 BROWNS Lane, Waterford, VA 20197

> **TL;DR:** 5bd/4ba single family, $1,098,000 ($315/sqft), built 2017, 3,490 sqft.
> A/C. Est. $4,758/mo. Listed 18 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,098,000 |
| Price/sqft | $315 |
| Bedrooms | 5 |
| Bathrooms | 4 full |
| Square Feet | 3,490 |
| Year Built | 2017 |
| Lot Size | 131,551 sqft (3.02 acres) |
| Stories | 3 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 18 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,758 |
| **Total** | **$4,758** |

## Key Amenities

- A/C

## Property Highlights

- Built in 2017
- 3.02 acre lot
- 3 stories
- 8 parking spaces

## Description

### Agent Description
Exceptional 2017 modern farmhouse on a private 3-acre lot in historic Waterford with NO HOA! This rare property features a dedicated mini-farm/garden area, mature trees, a meandering creek, and a reinforced composite deck engineered for a future sunroom conversion. The elegant interior boasts 9-foot ceilings and hickory hardwood floors throughout the main level. The gourmet kitchen features maple cabinetry, granite countertops, a center island, and a brand-new stove, while the living room offers a custom wall prepped for a future double-sided gas fireplace. A spacious main-level bedroom and full bath with heated floors provide the perfect setup for guests or multi-generational living. The home features incredible space and recent upgrades, including a large bonus room above the garage and an expansive walk-out basement, both beautifully finished in 2025. The newly finished basement features durable LVP flooring, a massive recreation room, a separate den or gym, and a full bathroom. Built for ultimate resilience and peace of mind, the property includes a private well, conventional septic, two zones of HVAC (upper unit replaced 2023), two new water heaters, an oversized two-car garage with a workbench and hot/cold water, a Briggs & Stratton 22kw whole-house generator, and an owned 500-gallon underground propane tank. Note: Seller will entertain a VA loan assumption only for qualified Veteran buyers willing to execute a full Substitution of Entitlement. Buyer is responsible for covering the equity gap. Assumption processing times typically run 60-90 days. Contact the listing agent for details before submitting an offer.

## Location

- **Address:** 40923 BROWNS Lane, Waterford, VA 20197
- **County:** LOUDOUN
- **Neighborhood:** CARR FARM
- **Coordinates:** 39.18523337, -77.58298005
- **Google Maps:** https://www.google.com/maps?q=39.18523337,-77.58298005

## Virtual Tour & Media

- **Video Tour:** https://vimeo.com/1191339888

## Listing Agent

- **Name:** Jessica Johnson
- **Brokerage:** Momentum Realty LLC
- **Phone:** 7038672101
- **Email:** jessica@jjohnsongroup.com

## Primary Photo

![40923 BROWNS Lane - Primary Photo](http://lh.rdcpix.com/036aefc52a4179400fe110551409336el-f980830399r.jpg)

*51 total photos available on [listing page](https://www.propertysimple.com/listing/40923-browns-lane-waterford-va-20197-o2116260)*

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**MLS#:** VALO2116260 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/40923-browns-lane-waterford-va-20197-o2116260)

---

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