Curious about this home?
Ask anything — no agents, no pressure
Try asking
About This Home
This 3-bedroom, 2-bathroom single family at 4099 ISLAND LAKES DRIVE in Winter Haven, FL is listed for $389,000 ($243 per sqft). Built in 2006, the home offers 1,603 sqft of living space on a 0.40 acres lot.
One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $5K PRICE IMPROVEMENT on 5/26!
Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality.
A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout.
The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle.
Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting.
Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.
Key Features
- Built in 2006
- 0.40 acre lot
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$2,080/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
4099 ISLAND LAKES DRIVE
Winter Haven, FL 33881
ISLAND LAKES
Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Construction
Parking
Heating
Cooling
Appliances
Questions & Answers
This 3-bedroom, 2-bathroom single family at 4099 ISLAND LAKES DRIVE is listed at $389,000 ($243/sqft). The estimated monthly payment is $1,686 based on 20% down at 6.5% interest.
Key features include: Built in 2006, 0.40 acre lot, Waterfront. Interior Features: Cathedral Ceiling(s), Ceiling Fans(s), In Wall Pest System. Exterior Features: Paved, Lighting.
This property is listed by Don Jerue and can be reached at 8635083000 or donjerue11@gmail.com.
