# 4099 ISLAND LAKES DRIVE, Winter Haven, FL 33881

> **TL;DR:** 3bd/2ba single family, $389,000 ($243/sqft), built 2006, 1,603 sqft.
> Waterfront. Est. $1,686/mo. Listed 426 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $389,000 |
| Price/sqft | $243 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,603 |
| Year Built | 2006 |
| Lot Size | 17,424 sqft (0.40 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 426 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,686 |
| **Total** | **$1,686** |

## Key Amenities

- Waterfront

## Property Highlights

- Built in 2006
- 0.40 acre lot
- Waterfront

## Description

### Agent Description
One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $5K PRICE IMPROVEMENT on 5/26!

Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality.

A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout.

The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle.

Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting.

Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.

## Location

- **Address:** 4099 ISLAND LAKES DRIVE, Winter Haven, FL 33881
- **County:** Polk
- **Neighborhood:** ISLAND LAKES
- **Coordinates:** 28.067429, -81.726016
- **Google Maps:** https://www.google.com/maps?q=28.067429,-81.726016

## Listing Agent

- **Name:** Don Jerue
- **Brokerage:** KELLER WILLIAMS REALTY SMART 1
- **Phone:** 8635083000
- **Email:** donjerue11@gmail.com

## Primary Photo

![4099 ISLAND LAKES DRIVE - Primary Photo](http://lh.rdcpix.com/44760b8bc22f3ec351aac4f21f96de5bl-f1509636605r.jpg)

*37 total photos available on [listing page](https://www.propertysimple.com/listing/4099-island-lakes-drive-winter-haven-fl-33881-p4934266)*

---

**MLS#:** P4934266 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/4099-island-lakes-drive-winter-haven-fl-33881-p4934266)

---

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