# 41 White Oak, Gainesville, TX 76240 > **TL;DR:** 3bd/2ba single family, $699,900 ($404/sqft), built 1987, 1,732 sqft. > Fireplace, Waterfront, View, A/C. Est. $4,443/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $699,900 | | Price/sqft | $404 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,732 | | Year Built | 1987 | | Lot Size | 19,950 sqft (0.46 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,539 | | Estimated Insurance | $204 | | HOA | $700 | | **Total** | **$4,443** | ## Nearby Schools - **Elementary:** Sivells Bend - **Middle:** Sivellsven - **High:** Muenster ## Key Amenities - Fireplace - Waterfront - View - A/C - RV Parking ## Property Highlights - Built in 1987 - 0.46 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Welcome to your front-row seat to lake life, where every day feels like a getaway & every sunset is yours to keep. Perfectly positioned on a rare double waterfront lot with 149 feet of pristine shoreline is this fully furnished, turn-key retreat on Moss Lake. From the moment you arrive, the gated drive & peaceful setting set the tone: private, quiet, and worlds away from the everyday. Inside, the home has been thoughtfully reimagined to embrace its surroundings, with sunlight pouring through expansive windows that frame stunning water views from nearly every room. The open-concept living space invites connection, ideal for entertaining guests or unwinding by the wood-burning fireplace as the lake shimmers just beyond. Designed with both function & gathering in mind, the kitchen features generous prep space, abundant cabinetry & seamless flow into the living & dining areas. The primary suite offers a serene escape, while two additional bedrooms provide ample space. What truly sets this property apart is its unmatched turn-key convenience, all furniture, decor & fixtures are included, allowing for immediate enjoyment or income potential from day one. Whether you're a seasoned investor, a 1031 exchange buyer, or simply searching for the ultimate Texas lake house that can help pay for itself, this is a rare & compelling opportunity. Step outside & experience the lifestyle firsthand. Multiple outdoor living areas create the perfect backdrop for everything from peaceful morning coffee to evenings around the firepit under a canopy of stars. Your private dock & boathouse make lake days effortless. Adding even more value, the separate oversized waterfront lot offers the potential for future expansion or an additional build, giving you flexibility to grow or enhance your investment. Whether you're seeking a personal escape, a gathering place for unforgettable memories, or a proven income-producing property, this one-of-a-kind lakefront home delivers! ## Location - **Address:** 41 White Oak, Gainesville, TX 76240 - **County:** Cooke - **Neighborhood:** Whispering Hills - **Coordinates:** 33.753394, -97.240673 - **Google Maps:** https://www.google.com/maps?q=33.753394,-97.240673 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21217238 ## Listing Agent - **Name:** Michael Hershenberg - **Brokerage:** Real Broker LLC - **Phone:** (214) 202-7615 - **Broker Phone:** (214) 202-7615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/41-White-Oak_Gainesville_TX_76240_M71801-82793?f=listhub&s=NTREIS&m=21217238&c=propsimple) ## Photos ![41 White Oak - Photo 1](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3843352260r.jpg) ![41 White Oak - Photo 2](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f4000777368r.jpg) ![41 White Oak - Photo 3](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f1996394128r.jpg) ![41 White Oak - Photo 4](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f1326175037r.jpg) ![41 White Oak - Photo 5](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f519759457r.jpg) ![41 White Oak - Photo 6](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3366813036r.jpg) ![41 White Oak - Photo 7](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3735666275r.jpg) ![41 White Oak - Photo 8](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3310432695r.jpg) ![41 White Oak - Photo 9](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3166877510r.jpg) ![41 White Oak - Photo 10](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f1903562504r.jpg) ![41 White Oak - Photo 11](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3018861949r.jpg) ![41 White Oak - Photo 12](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f712450375r.jpg) ![41 White Oak - Photo 13](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f2895790733r.jpg) ![41 White Oak - Photo 14](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f37554263r.jpg) ![41 White Oak - Photo 15](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f1023419180r.jpg) ![41 White Oak - Photo 16](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f4222496596r.jpg) ![41 White Oak - Photo 17](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f2765672377r.jpg) ![41 White Oak - Photo 18](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f2950680703r.jpg) ![41 White Oak - Photo 19](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3094792324r.jpg) ![41 White Oak - Photo 20](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3989638375r.jpg) ![41 White Oak - Photo 21](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f2193985570r.jpg) ![41 White Oak - Photo 22](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f42865033r.jpg) ![41 White Oak - Photo 23](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3380268026r.jpg) ![41 White Oak - Photo 24](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f1428450867r.jpg) ![41 White Oak - Photo 25](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3784709433r.jpg) ![41 White Oak - Photo 26](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f1645603006r.jpg) ![41 White Oak - Photo 27](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f1417366661r.jpg) ![41 White Oak - Photo 28](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f2539294514r.jpg) ![41 White Oak - Photo 29](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f2285156502r.jpg) ![41 White Oak - Photo 30](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f490278412r.jpg) ![41 White Oak - Photo 31](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3769211110r.jpg) ![41 White Oak - Photo 32](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f2838241521r.jpg) ![41 White Oak - Photo 33](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f4241664073r.jpg) ![41 White Oak - Photo 34](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f4254606755r.jpg) ![41 White Oak - Photo 35](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f4046041842r.jpg) ![41 White Oak - Photo 36](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f2376427372r.jpg) ![41 White Oak - Photo 37](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3452788959r.jpg) ![41 White Oak - Photo 38](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f3831576343r.jpg) ![41 White Oak - Photo 39](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f26767936r.jpg) ![41 White Oak - Photo 40](http://lh.rdcpix.com/b1e298ca509838d75f9dbe50ac4b0526l-f1896412738r.jpg) --- **MLS#:** 21217238 | **Updated:** 2026-09-25 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/41-white-oak-gainesville-tx-76240-21217238) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/41-white-oak-gainesville-tx-76240-21217238#listing", "url": "https://www.propertysimple.ai/listing/41-white-oak-gainesville-tx-76240-21217238", "name": "41 White Oak, Gainesville, TX 76240", "description": "Welcome to your front-row seat to lake life, where every day feels like a getaway & every sunset is yours to keep. Perfectly positioned on a rare double waterfront lot with 149 feet of pristine shoreline is this fully furnished, turn-key retreat on Moss Lake. From the moment you arrive, the gated drive & peaceful setting set the tone: private, quiet, and worlds away from the everyday. 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