# 410 N State Street #4, Champaign, IL 61820

> **TL;DR:** 1bd/1ba single family, $98,900 ($120/sqft), built 1922, 823 sqft.
> Hardwood, A/C. Est. $1,104/mo. Listed 119 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $98,900 |
| Price/sqft | $120 |
| Bedrooms | 1 |
| Bathrooms | 1 full |
| Square Feet | 823 |
| Year Built | 1922 |
| Stories | 3 |
| Property Type | Single Family (Other) |
| Status | Active Under Contract |
| Days on Market | 119 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $500 |
| Estimated Insurance | $29 |
| HOA | $575 |
| **Total** | **$1,104** |

## Nearby Schools

- **Elementary:** Unit 4 Of Choice
- **Middle:** Champaign/Middle Call Unit 4 351
- **High:** Central High School

## Key Amenities

- Hardwood
- A/C

## Property Highlights

- Built in 1922
- 3 stories

## Description

### Agent Description
Vintage Co-op right in the heart of vibrant downtown Champaign. This charming unit features hardwood floors, high ceilings, spacious rooms and plenty of closets. The kitchen and bathroom have been updated and the interior is clean and move-in ready. The HOA fee covers most monthly expenses including heat, water, trash, ANNUAL REAL ESTATE TAXES, building insurance, exterior and commons maintenance. There's a laundry room with individual washers and a shared dryer. You'll also have access to private storage area and exercise room. Located close to West Side Park, University of Illinois, and all the dining, shopping and entertainment that downtown has to offer.

## Location

- **Address:** 410 N State Street #4, Champaign, IL 61820
- **County:** Champaign
- **Coordinates:** 40.120073, -88.246691
- **Google Maps:** https://www.google.com/maps?q=40.120073,-88.246691

## Virtual Tour & Media

- **Video Tour:** https://tours.premiumexposures.net/2337512?idx=1

## Listing Agent

- **Name:** Creg McDonald
- **Brokerage:** The McDonald Group
- **Broker Phone:** (217) 359-7971
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/410-N-State-St-Apt-4_Champaign_IL_61820_M89424-53261?f=listhub&s=MREDIL&m=12695934&c=propsimple)

## Photos

![410 N State Street #4 - Photo 1](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1903681788r.jpg)

![410 N State Street #4 - Photo 2](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2894857326r.jpg)

![410 N State Street #4 - Photo 3](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2411193983r.jpg)

![410 N State Street #4 - Photo 4](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1594723648r.jpg)

![410 N State Street #4 - Photo 5](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f81651985r.jpg)

![410 N State Street #4 - Photo 6](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3164901398r.jpg)

![410 N State Street #4 - Photo 7](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f638998475r.jpg)

![410 N State Street #4 - Photo 8](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1595058722r.jpg)

![410 N State Street #4 - Photo 9](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3503684767r.jpg)

![410 N State Street #4 - Photo 10](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1238486799r.jpg)

![410 N State Street #4 - Photo 11](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2149334503r.jpg)

![410 N State Street #4 - Photo 12](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f4236532658r.jpg)

![410 N State Street #4 - Photo 13](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2161507327r.jpg)

![410 N State Street #4 - Photo 14](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1461155021r.jpg)

![410 N State Street #4 - Photo 15](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3973847757r.jpg)

![410 N State Street #4 - Photo 16](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f621298399r.jpg)

![410 N State Street #4 - Photo 17](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3232365913r.jpg)

![410 N State Street #4 - Photo 18](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f4209289359r.jpg)

![410 N State Street #4 - Photo 19](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f504658794r.jpg)

![410 N State Street #4 - Photo 20](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3255552300r.jpg)

![410 N State Street #4 - Photo 21](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f45188617r.jpg)

![410 N State Street #4 - Photo 22](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f669940410r.jpg)

![410 N State Street #4 - Photo 23](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1141516460r.jpg)

![410 N State Street #4 - Photo 24](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3895016518r.jpg)

![410 N State Street #4 - Photo 25](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2437700346r.jpg)

![410 N State Street #4 - Photo 26](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3280191439r.jpg)

![410 N State Street #4 - Photo 27](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2694826335r.jpg)

![410 N State Street #4 - Photo 28](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f427844714r.jpg)

![410 N State Street #4 - Photo 29](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3172698783r.jpg)

![410 N State Street #4 - Photo 30](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2648408310r.jpg)

![410 N State Street #4 - Photo 31](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f4194486180r.jpg)

![410 N State Street #4 - Photo 32](http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f441490868r.jpg)

---

**MLS#:** 12695934 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/410-n-state-street-champaign-il-61820-b02f0a15ca98460da482765c29e79e8c)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/410-n-state-street-champaign-il-61820-b02f0a15ca98460da482765c29e79e8c#listing",
  "url": "https://www.propertysimple.ai/listing/410-n-state-street-champaign-il-61820-b02f0a15ca98460da482765c29e79e8c",
  "name": "410 N State Street #4, Champaign, IL 61820",
  "description": "Vintage Co-op right in the heart of vibrant downtown Champaign. This charming unit features hardwood floors, high ceilings, spacious rooms and plenty of closets. The kitchen and bathroom have been updated and the interior is clean and move-in ready. The HOA fee covers most monthly expenses including heat, water, trash, ANNUAL REAL ESTATE TAXES, building insurance, exterior and commons maintenance. There's a laundry room with individual washers and a shared dryer. You'll also have access to private storage area and exercise room. Located close to West Side Park, University of Illinois, and all the dining, shopping and entertainment that downtown has to offer.",
  "image": [
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1903681788r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2894857326r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2411193983r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1594723648r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f81651985r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3164901398r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f638998475r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1595058722r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3503684767r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1238486799r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2149334503r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f4236532658r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2161507327r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1461155021r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3973847757r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f621298399r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3232365913r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f4209289359r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f504658794r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3255552300r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f45188617r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f669940410r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1141516460r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3895016518r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2437700346r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3280191439r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2694826335r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f427844714r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3172698783r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2648408310r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f4194486180r.jpg",
    "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f441490868r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1903681788r.jpg",
    "caption": "410 N State Street #4 - Champaign, IL"
  },
  "datePosted": "2026-07-06",
  "dateModified": "2026-10-28T22:51:14.267Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/410-n-state-street-champaign-il-61820-b02f0a15ca98460da482765c29e79e8c#property",
    "name": "410 N State Street #4, Champaign, IL 61820",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "410 N State Street #4",
      "addressLocality": "Champaign",
      "addressRegion": "IL",
      "postalCode": "61820",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 40.120073,
      "longitude": -88.246691
    },
    "image": [
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1903681788r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2894857326r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2411193983r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1594723648r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f81651985r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3164901398r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f638998475r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1595058722r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3503684767r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1238486799r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2149334503r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f4236532658r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2161507327r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1461155021r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3973847757r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f621298399r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3232365913r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f4209289359r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f504658794r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3255552300r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f45188617r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f669940410r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f1141516460r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3895016518r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2437700346r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3280191439r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2694826335r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f427844714r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f3172698783r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f2648408310r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f4194486180r.jpg",
      "http://lh.rdcpix.com/c1c79c8116b470e2eb70c06cf9e25a8fl-f441490868r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "12695934"
    },
    "accommodationCategory": "Other",
    "numberOfBedrooms": 1,
    "numberOfBathroomsTotal": 1,
    "numberOfFullBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 823,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1922,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Steam, Natural Gas"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Window Unit(s)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Hardwood"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Brick"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Hardwood Floors",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 3
      },
      {
        "@type": "PropertyValue",
        "name": "Unit Number",
        "value": "4"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/410-n-state-street-champaign-il-61820-b02f0a15ca98460da482765c29e79e8c#offer",
    "url": "https://www.propertysimple.ai/listing/410-n-state-street-champaign-il-61820-b02f0a15ca98460da482765c29e79e8c",
    "price": 98900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/LimitedAvailability",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/410-n-state-street-champaign-il-61820-b02f0a15ca98460da482765c29e79e8c#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/410-n-state-street-champaign-il-61820-b02f0a15ca98460da482765c29e79e8c#agent",
    "name": "Creg McDonald",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/410-n-state-street-champaign-il-61820-b02f0a15ca98460da482765c29e79e8c#brokerage",
      "name": "The McDonald Group",
      "telephone": "(217) 359-7971"
    }
  }
}
```