About This Home

This 2-bedroom, 2-bathroom condo at 4100 Marriott 808 Drive in Panama City, FL is listed for $649,000 ($445 per sqft). Built in 2007, the home offers 1,458 sqft of living space on a N/A lot.

Key Features

  • Built in 2007
  • Waterfront

Property Details

2 full
2007

Amenities

WaterfrontA/C
Listing Description

Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery.

Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal decor and gorgeous wood plank ceramic tile flooring.

The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water.

The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility.

Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests.

Monthly Cost Estimate

$4,586/mo

20% down · 6.5% · 30 years

Principal$469
Interest$2,812
Insurance$189
HOA$1,115

Estimates only. Actual payments may vary.

Location

4100 Marriott 808 Drive

Panama City, FL 32408

Reflections

Features & Amenities

Interior Features

BalconyDoubleVanityMainLevelPrimary

Exterior Features

FirePit

Property Details

Parking

Parking Lot

Heating

Electric (Heating)Central

Cooling

Central AirCeiling Fan(s)

Appliances

ElectricCooktopElectricOvenIceMaker

Questions & Answers

This 2-bedroom, 2-bathroom condo at 4100 Marriott 808 Drive is listed at $649,000 ($445/sqft). The estimated monthly payment is $4,586 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1115/month.

Key features include: Built in 2007, Waterfront. Interior Features: Balcony, DoubleVanity, MainLevelPrimary. Exterior Features: FirePit.

This property is listed by Kim L Miller and can be reached at 8505271196.

KM

Kim L Miller

Agent at EXP Realty LLC

(850) 527-1196
Agent website

Listed by EXP Realty LLC · Broker phone: (888) 883-8509 · View on Broker Site · Broker website

MLS# 792177· Source: Central Panhandle Association of REALTORS· 104 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4100 Marriott 808 Drive, Panama City, FL 32408

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