# 4100 Marriott 808 Drive, Panama City, FL 32408 > **TL;DR:** 2bd/2ba condo, $649,000 ($445/sqft), built 2007, 1,458 sqft. > Waterfront, A/C. Est. $4,586/mo. Listed 96 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $649,000 | | Price/sqft | $445 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,458 | | Year Built | 2007 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 96 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,282 | | Estimated Insurance | $189 | | HOA | $1,115 | | **Total** | **$4,586** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2007 - Waterfront ## Description ### Agent Description Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal decor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests. ## Location - **Address:** 4100 Marriott 808 Drive, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Reflections - **Coordinates:** 30.140019, -85.725363 - **Google Maps:** https://www.google.com/maps?q=30.140019,-85.725363 ## Listing Agent - **Name:** Kim L Miller - **Brokerage:** EXP Realty LLC - **Phone:** 8505271196 - **Broker Phone:** (888) 883-8509 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4100-Marriott-Dr-Unit-808_Panama-City-Beach_FL_32408_M67900-79887?f=listhub&s=BCARFL&m=792177&c=propsimple) ## Photos ![4100 Marriott 808 Drive - Photo 1](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f3968837859r.jpg) ![4100 Marriott 808 Drive - Photo 2](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f855698123r.jpg) ![4100 Marriott 808 Drive - Photo 3](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f1498104036r.jpg) ![4100 Marriott 808 Drive - Photo 4](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f3002598120r.jpg) ![4100 Marriott 808 Drive - Photo 5](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f782578462r.jpg) ![4100 Marriott 808 Drive - Photo 6](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2229203798r.jpg) ![4100 Marriott 808 Drive - Photo 7](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f1563330154r.jpg) ![4100 Marriott 808 Drive - Photo 8](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2818063633r.jpg) ![4100 Marriott 808 Drive - Photo 9](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f948287497r.jpg) ![4100 Marriott 808 Drive - Photo 10](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f4041046112r.jpg) ![4100 Marriott 808 Drive - Photo 11](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2680014035r.jpg) ![4100 Marriott 808 Drive - Photo 12](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f3744358404r.jpg) ![4100 Marriott 808 Drive - Photo 13](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2792279330r.jpg) ![4100 Marriott 808 Drive - Photo 14](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f3544025626r.jpg) ![4100 Marriott 808 Drive - Photo 15](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2094595992r.jpg) ![4100 Marriott 808 Drive - Photo 16](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f3924045809r.jpg) ![4100 Marriott 808 Drive - Photo 17](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f3537378049r.jpg) ![4100 Marriott 808 Drive - Photo 18](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2066302569r.jpg) ![4100 Marriott 808 Drive - Photo 19](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f296698305r.jpg) ![4100 Marriott 808 Drive - Photo 20](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f1399641700r.jpg) ![4100 Marriott 808 Drive - Photo 21](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f3768385530r.jpg) ![4100 Marriott 808 Drive - Photo 22](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2446768924r.jpg) ![4100 Marriott 808 Drive - Photo 23](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f3051799666r.jpg) ![4100 Marriott 808 Drive - Photo 24](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f1830693553r.jpg) ![4100 Marriott 808 Drive - Photo 25](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2139880487r.jpg) ![4100 Marriott 808 Drive - Photo 26](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2383856124r.jpg) ![4100 Marriott 808 Drive - Photo 27](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2980669062r.jpg) ![4100 Marriott 808 Drive - Photo 28](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2285798530r.jpg) ![4100 Marriott 808 Drive - Photo 29](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f998342742r.jpg) ![4100 Marriott 808 Drive - Photo 30](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f3369059840r.jpg) ![4100 Marriott 808 Drive - Photo 31](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2221160538r.jpg) ![4100 Marriott 808 Drive - Photo 32](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f4194391088r.jpg) ![4100 Marriott 808 Drive - Photo 33](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f718752510r.jpg) ![4100 Marriott 808 Drive - Photo 34](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f3153975055r.jpg) ![4100 Marriott 808 Drive - Photo 35](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f481925499r.jpg) ![4100 Marriott 808 Drive - Photo 36](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f790783112r.jpg) ![4100 Marriott 808 Drive - Photo 37](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2844709953r.jpg) ![4100 Marriott 808 Drive - Photo 38](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f3445228256r.jpg) ![4100 Marriott 808 Drive - Photo 39](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f1534818437r.jpg) ![4100 Marriott 808 Drive - Photo 40](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2358530687r.jpg) ![4100 Marriott 808 Drive - Photo 41](http://lh.rdcpix.com/f120f5206e3531338139625d68bea658l-f2358530687r.jpg) --- **MLS#:** 792177 | **Updated:** 2026-09-22 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4100-marriott-808-drive-panama-city-fl-32408-l792177) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4100-marriott-808-drive-panama-city-fl-32408-l792177#listing", "url": "https://www.propertysimple.ai/listing/4100-marriott-808-drive-panama-city-fl-32408-l792177", "name": "4100 Marriott 808 Drive, Panama City, FL 32408", "description": "Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal decor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. 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