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About This Home

This 2-bedroom, 3-bathroom single family at 4103 Burch Terrace in Central Lake, MI is listed for $1,616,000 ($940 per sqft). Built in 2021, the home offers 1,719 sqft of living space on a 0.24 acres lot.

Agent Description

Discover luxury lakefront living on the crystal-clear shores of Torch Lake in this exceptional waterfront retreat. Featuring 180-degree panoramic views, this beautifully crafted home offers over 1,700 square feet of living space, including 2 bedrooms, 2.5 baths, and a dedicated office perfect for remote work or additional guests.

The bright open-concept floor plan includes a spacious great room, designer kitchen with new appliances, dining area, tiled primary bath with in-floor heat and expansive windows to showcase the lake view. Outside, the extensive decking is designed for entertaining or simply relaxing and enjoying the incredible sunsets.

Built with quality and peace of mind, the home also features a whole-home generator, new well and septic systems, and a rare 5-foot-high fully insulated, sealed, and lighted crawl space providing exceptional storage and utility access. Searching for a luxury vacation getaway, this move-in-ready property delivers the ultimate four-season lifestyle, ideally located near premier golf courses, skiing, dining, and endless outdoor recreation in one of Northern Michigan’s most coveted destinations.

Key Features

  • Built in 2021
  • 0.24 acre lot
  • 1 parking spaces
  • Waterfront

Property Details

1 story
2 full, 1 half
1 space
2021

Amenities

Waterfront

Monthly Cost Estimate

$8,643/mo

20% down · 6.5% · 30 years

Principal$1,169
Interest$7,003
Insurance$471

Estimates only. Actual payments may vary.

Location

4103 Burch Terrace

Central Lake, MI 49622

Features & Amenities

Interior Features

Water SoftenerWalk-in Closet(s)Solid Surface CountersGreat RoomDen/Study

Exterior Features

VinylOut Building

Property Details

Parking

None

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherDryerGarbage DisposerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 2-bedroom, 3-bathroom single family at 4103 Burch Terrace is listed at $1,616,000 ($940/sqft). The estimated monthly payment is $7,003 based on 20% down at 6.5% interest.

Key features include: Built in 2021, 0.24 acre lot, 1 parking spaces, Waterfront. Interior Features: Water Softener, Walk-in Closet(s), Solid Surface Counters. Exterior Features: Vinyl, Out Building.

This property is listed by Wayne Toteff and can be reached at 2313926259 or waynetoteff.realtor@gmail.com.

WT

Wayne Toteff

Agent at REO - Elk Rapids-101308

(231) 392-6259

Listed by REO - Elk Rapids-101308 · View on Broker Site

MLS# 1945445· Source: listhub· Updated 11 days ago

Copyright © 2026 Northern Great Lakes Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4103 Burch Terrace, Central Lake, MI 49622

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