# 4103 Burch Terrace, Central Lake, MI 49622

> **TL;DR:** 2bd/3ba single family, $1,616,000 ($940/sqft), built 2021, 1,719 sqft.
> Waterfront. Est. $7,003/mo. Listed 11 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,616,000 |
| Price/sqft | $940 |
| Bedrooms | 2 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,719 |
| Year Built | 2021 |
| Lot Size | 10,454 sqft (0.24 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 11 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $7,003 |
| **Total** | **$7,003** |

## Key Amenities

- Waterfront

## Property Highlights

- Built in 2021
- 0.24 acre lot
- 1 parking spaces
- Waterfront

## Description

### Agent Description
Discover luxury lakefront living on the crystal-clear shores of Torch Lake in this exceptional waterfront retreat. Featuring 180-degree panoramic views, this beautifully crafted home offers over 1,700 square feet of living space, including 2 bedrooms, 2.5 baths, and a dedicated office perfect for remote work or additional guests. The bright open-concept floor plan includes a spacious great room, designer kitchen with new appliances, dining area, tiled primary bath with in-floor heat and expansive windows to showcase the lake view.   Outside, the extensive decking is designed for entertaining or simply relaxing and enjoying the incredible sunsets.  Built with quality and peace of mind, the home also features a whole-home generator, new well and septic systems, and a rare 5-foot-high fully insulated, sealed, and lighted crawl space providing exceptional storage and utility access. Searching for a luxury vacation getaway, this move-in-ready property delivers the ultimate four-season lifestyle, ideally located near premier golf courses, skiing, dining, and endless outdoor recreation in one of Northern Michigan’s most coveted destinations.

## Location

- **Address:** 4103 Burch Terrace, Central Lake, MI 49622
- **County:** Antrim
- **Coordinates:** 45.093985, -85.329458
- **Google Maps:** https://www.google.com/maps?q=45.093985,-85.329458

## Listing Agent

- **Name:** Wayne Toteff
- **Brokerage:** REO - Elk Rapids-101308
- **Phone:** 2313926259
- **Email:** waynetoteff.realtor@gmail.com

## Primary Photo

![4103 Burch Terrace - Primary Photo](http://lh.rdcpix.com/b4bb87a2e82dec73910f070c43638ae9l-f2135661160r.jpg)

*35 total photos available on [listing page](https://www.propertysimple.com/listing/4103-burch-terrace-central-lake-mi-49622-1945445)*

---

**MLS#:** 1945445 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Northern Great Lakes Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/4103-burch-terrace-central-lake-mi-49622-1945445)

---

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