# 4108 N Garfield Ave N #20, Loveland, CO 80538

> **TL;DR:** 2bd/1ba mobile home, $55,000 ($60/sqft), built 1983, 924 sqft.
> A/C. Est. $294/mo. Listed 48 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $55,000 |
| Price/sqft | $60 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 924 |
| Year Built | 1983 |
| Lot Size | 189,486 sqft (4.35 acres) |
| Property Type | Mobile Home (Manufactured Home) |
| Status | Active |
| Days on Market | 48 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $278 |
| Estimated Insurance | $16 |
| **Total** | **$294** |

## Nearby Schools

- **Elementary:** Peakview Academy at Conrad Ball
- **Middle:** Peakview Academy at Conrad Ball
- **High:** Mountain View

## Key Amenities

- A/C

## Property Highlights

- Built in 1983
- 4.35 acre lot

## Description

### Agent Description
Welcome to one of Loveland's best-kept secrets - a 2-bed, 1-bath manufactured home in a quiet, established 50+ community with some of the most remarkable lot features you'll find at this price point. Before you even step inside, this property impresses: 8-10 mature old-growth trees line the lot, creating a shaded, private retreat that's genuinely rare in manufactured home living. The fully fenced yard is perfect for small dogs or enjoying Colorado's seasons outdoors, and two storage sheds plus a covered carport round out the exceptional outdoor package. The standout value here is the lot rent, among the lowest in the area. The home has a newer roof and updated kitchen flooring. The unit is being sold as-is and is priced to reflect its condition - it's ready for a buyer who wants to put their personal touch on it. Conveniently located in central Loveland with easy access to shopping, dining, and medical services. This 50+ community offers a low-maintenance lifestyle in a neighborhood with real character and mature landscaping you simply can't recreate.

## Location

- **Address:** 4108 N Garfield Ave N #20, Loveland, CO 80538
- **County:** Larimer
- **Neighborhood:** Horseshoe Acres Park
- **Coordinates:** 40.434533, -105.076677
- **Google Maps:** https://www.google.com/maps?q=40.434533,-105.076677

## Listing Agent

- **Name:** Zachary Springborn
- **Brokerage:** Modern Real Estate
- **Broker Phone:** (303) 433-3158
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4108-N-Garfield-Ave-Lot-20_Loveland_CO_80538_M16648-51597?f=listhub&s=IRESCO&m=7023&c=propsimple)

## Photos

![4108 N Garfield Ave N #20 - Photo 1](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2078317905r.jpg)

![4108 N Garfield Ave N #20 - Photo 2](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f1284745212r.jpg)

![4108 N Garfield Ave N #20 - Photo 3](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f1522817848r.jpg)

![4108 N Garfield Ave N #20 - Photo 4](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2691838282r.jpg)

![4108 N Garfield Ave N #20 - Photo 5](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2886825878r.jpg)

![4108 N Garfield Ave N #20 - Photo 6](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f4174005253r.jpg)

![4108 N Garfield Ave N #20 - Photo 7](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f4054245238r.jpg)

![4108 N Garfield Ave N #20 - Photo 8](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f1313455205r.jpg)

![4108 N Garfield Ave N #20 - Photo 9](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2348264012r.jpg)

![4108 N Garfield Ave N #20 - Photo 10](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2318448035r.jpg)

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![4108 N Garfield Ave N #20 - Photo 12](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f327615820r.jpg)

![4108 N Garfield Ave N #20 - Photo 13](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f1324677841r.jpg)

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![4108 N Garfield Ave N #20 - Photo 16](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2362990775r.jpg)

![4108 N Garfield Ave N #20 - Photo 17](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f3472664863r.jpg)

![4108 N Garfield Ave N #20 - Photo 18](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f1532256101r.jpg)

![4108 N Garfield Ave N #20 - Photo 19](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f3944254783r.jpg)

![4108 N Garfield Ave N #20 - Photo 20](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2497011667r.jpg)

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![4108 N Garfield Ave N #20 - Photo 22](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f4013858951r.jpg)

![4108 N Garfield Ave N #20 - Photo 23](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2125734953r.jpg)

![4108 N Garfield Ave N #20 - Photo 24](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f3641729416r.jpg)

![4108 N Garfield Ave N #20 - Photo 25](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2136452054r.jpg)

![4108 N Garfield Ave N #20 - Photo 26](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f1524991764r.jpg)

![4108 N Garfield Ave N #20 - Photo 27](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f4222097188r.jpg)

![4108 N Garfield Ave N #20 - Photo 28](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f3345319562r.jpg)

![4108 N Garfield Ave N #20 - Photo 29](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f1792505199r.jpg)

![4108 N Garfield Ave N #20 - Photo 30](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f1617876944r.jpg)

![4108 N Garfield Ave N #20 - Photo 31](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f3259572399r.jpg)

![4108 N Garfield Ave N #20 - Photo 32](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f3141024110r.jpg)

![4108 N Garfield Ave N #20 - Photo 33](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f3768222859r.jpg)

![4108 N Garfield Ave N #20 - Photo 34](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f435784944r.jpg)

![4108 N Garfield Ave N #20 - Photo 35](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2229177184r.jpg)

![4108 N Garfield Ave N #20 - Photo 36](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2653252043r.jpg)

![4108 N Garfield Ave N #20 - Photo 37](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f1474743979r.jpg)

![4108 N Garfield Ave N #20 - Photo 38](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f3918995487r.jpg)

![4108 N Garfield Ave N #20 - Photo 39](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f396127601r.jpg)

![4108 N Garfield Ave N #20 - Photo 40](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f4068781740r.jpg)

![4108 N Garfield Ave N #20 - Photo 41](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2022593641r.jpg)

![4108 N Garfield Ave N #20 - Photo 42](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f835510327r.jpg)

![4108 N Garfield Ave N #20 - Photo 43](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2192231818r.jpg)

![4108 N Garfield Ave N #20 - Photo 44](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2126638883r.jpg)

![4108 N Garfield Ave N #20 - Photo 45](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f1592161384r.jpg)

![4108 N Garfield Ave N #20 - Photo 46](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f3277403790r.jpg)

![4108 N Garfield Ave N #20 - Photo 47](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f777549354r.jpg)

![4108 N Garfield Ave N #20 - Photo 48](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f1526529142r.jpg)

![4108 N Garfield Ave N #20 - Photo 49](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f3475806172r.jpg)

![4108 N Garfield Ave N #20 - Photo 50](http://lh.rdcpix.com/ef43ccae62b77d275512511d13ae221el-f2445638433r.jpg)

---

**MLS#:** 7023 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4108-n-garfield-ave-n-loveland-co-80538-a14fc70ddbfa497bb5e3698f6cd84f91)

---

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