About This Home

This 5-bedroom, 3-bathroom single family at 4109 Alabama Avenue in Chattanooga, TN is listed for $995,000 ($299 per sqft). Built in 2013, the home offers 3,324 sqft of living space on a 0.43 acres lot.

Key Features

  • Built in 2013
  • 0.43 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2013

Amenities

FireplaceA/CRV Parking
Listing Description

This stunning custom home in historic St. Elmo is just 10 minutes from downtown Chattanooga. Backing to private land protected by the Lookout Mtn Conservancy, this residence offers both large covered front and rear porches. Featuring 5 bedrooms, 3 full baths, hardwood floors, custom woodwork, fresh interior paint, 10' ceilings on the main level, and an open-concept floor plan filled with natural light.

The spacious family room is anchored by a custom brick gas fireplace, while the chef's kitchen boasts granite countertops, double ovens, a gas cooktop, two hammered copper sinks, custom cabinetry, a built-in breakfast nook, and a walk-in pantry. A mudroom and direct access to the 2.5 car-garage with overhead storage add convenience.

The main level also includes a flexible bedroom with adjacent full bath, formal dining room with sitting area, and a grand wood staircase entry. Upstairs, the primary suite features dual walk-in closets, a dressing area, and a spa-inspired bath with jetted tub, multi-head tile shower, and dual vanities.

The second floor features 9' ceilings throughout and includes three bedrooms, Jack-and-Jill bath, and a large laundry room. A spacious unfinished attic with windows offers excellent storage and future expansion potential. The basement provides versatile finished space with 8' ceilings perfect for recreation, plus additional climate-controlled storage.

The electric water heater, downstairs natural gas furnace, and air handler located in the controlled basement help extend the life of the systems while improving overall energy efficiency. Additional features include a detached 10'x12' workshop/shed with electricity and a 16'x35' RV/boat parking pad.

Exterior improvements include a French drain system with sump pump, architectural shingle roof, LeafFilter gutters with transferable lifetime warranty, and energy-efficient windows. This is a rare opportunity to own a beautifully crafted home in one of Chattanooga's most desirable neighborhoods.

Adjacent Lot 2, which adjoins the subject property, is privately owned by neighboring property owners and is maintained in accordance with Lookout Mountain Conservancy requirements. The home also features pull-down attic access, with the space thoughtfully designed to accommodate a future spiral staircase should the attic be finished for additional living space.

Monthly Cost Estimate

$5,321/mo

20% down · 6.5% · 30 years

Principal$720
Interest$4,312
Insurance$290

Estimates only. Actual payments may vary.

Location

4109 Alabama Avenue

Chattanooga, TN 37409

St Elmo

Features & Amenities

Interior Features

Breakfast NookBuilt-in FeaturesCeiling Fan(s)Double VanityKitchen IslandPantryStone CountersWalk-In Closet(s)

Exterior Features

Private Yard

Property Details

Flooring

WoodTileCarpet

Construction

Brick HardiPlank Type

Pool Features

Porch

Parking

GarageRVOpen

Heating

Forced AirCentral

Cooling

Central Air

Appliances

Wall OvenRefrigeratorMicrowaveGas RangeDisposalDishwasher

Questions & Answers

This 5-bedroom, 3-bathroom single family at 4109 Alabama Avenue is listed at $995,000 ($299/sqft). The estimated monthly payment is $5,321 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2013, 0.43 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Nook, Built-in Features, Ceiling Fan(s). Exterior Features: Private Yard.

This property is listed by Ryan May and can be reached at 4236675922.

RM

Ryan May

Agent at Real Estate Partners Chattanooga LLC

(423) 667-5922

Listed by Real Estate Partners Chattanooga LLC · View on Broker Site

MLS# 1538205· Source: listhub· 1 day on market

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4109 Alabama Avenue, Chattanooga, TN 37409

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