About This Home

This 3-bedroom, 2-bathroom single family at 411 Saxon Street in Waterloo, IA is listed for $174,900 ($92 per sqft). Built in 1884, the home offers 1,910 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1884
  • 0.13 acre lot
  • 2 stories

Property Details

2 stories
2 full
1884

Amenities

A/C
Listing Description

Set within the well-established Walnut Waterloo neighborhood, this thoughtfully restored two-story home blends timeless character with the confidence of extensive modern updates. From the moment you arrive, the home feels welcoming and grounded, with an inviting presence that hints at the care poured into every space inside.

Stepping through the front door reveals a bright, refreshed interior where original charm and contemporary comfort work naturally together. The layout unfolds with an easy rhythm across 1,910 square feet, creating spaces that feel connected yet distinct enough for both everyday routines and quieter moments at home.

The living room offers generous proportions for gathering, relaxing, or hosting guests, while the nearby dining room creates a natural setting for shared meals, celebrations, and long conversations around the table. At the center of the home is a fully remodeled kitchen designed with both practicality and style in mind.

Updated cabinetry, fixtures, and finishes create a clean, cohesive look, while the surrounding flow keeps the kitchen connected to the heart of daily life. Throughout the home, extensive improvements-including new windows, updated plumbing and electrical, new flooring, carpet, and lighting fixtures-bring peace of mind without stripping away the warmth and personality that make older homes feel enduring and memorable.

The main-floor primary bedroom offers a comfortable retreat with the convenience of nearby laundry and a remarkable walk-in closet that provides flexibility for storage, organization, or dressing space rarely found in homes of this era. A remodeled bathroom on the main level continues the home's polished feel with updated finishes and thoughtful design choices.

Upstairs, two additional bedrooms create separation and privacy for family members or guests, while the bonus living area offers room to adapt as life changes. Whether used as a home office, workout area, media space, playroom, or reading nook, the upper level adds flexibility that fits a wide range of lifestyles.

Outside, the property continues to deliver practical value with a large two-stall garage accessible from the alley, offering ample room for vehicles, hobbies, tools, or additional storage. The yard creates space to enjoy summer evenings, outdoor projects, or relaxed weekends close to home.

Fully remodeled while still honoring its original character, this Waterloo home offers the balance many buyers hope to find: meaningful updates, functional living space, and a sense of warmth that feels established rather than manufactured. It's a home designed to support both the pace of everyday life and the moments that matter most.

Monthly Cost Estimate

$935/mo

20% down · 6.5% · 30 years

Principal$126
Interest$758
Insurance$51

Estimates only. Actual payments may vary.

Location

411 Saxon Street

Waterloo, IA 50703

RAILROAD ADDITION WATERLOO

Features & Amenities

Exterior Features

Enclosed

Property Details

Construction

Vinyl Siding

Parking

Garage - Detached

Heating

Natural Gas

Cooling

Central Air

Appliances

Gas Water Heater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 411 Saxon Street is listed at $174,900 ($92/sqft). The estimated monthly payment is $935 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1884, 0.13 acre lot, 2 stories. Exterior Features: Enclosed.

This property is listed by Lynette Sorensen and can be reached at 3195042789.

LS

Lynette Sorensen

Agent at RE/MAX Concepts - Cedar Falls

(319) 504-2789

Listed by RE/MAX Concepts - Cedar Falls · View on Broker Site

MLS# 20263109· Source: listhub· 2 days on market

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

411 Saxon Street, Waterloo, IA 50703

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