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About This Home

This 4-bedroom, 3-bathroom single family at 4112 Finch Lane in Chattanooga, TN is listed for $760,000 ($305 per sqft). Built in 2001, the home offers 2,490 sqft of living space on a 0.29 acres lot.

Agent Description

Welcome to a retreat lifestyle in the highly desirable Black Creek Community. From the moment you step through the front door, you will appreciate the charm and space this Cape Cod-style home has to offer. The generously sized great room provides the perfect atmosphere for hosting guests and cozy conversation.

Nearby, the dining room features beautiful views and abundant natural light. The functional kitchen is well-equipped with granite countertops and rich wood cabinetry, offering an ideal space for meal preparation and entertaining. The spacious and airy primary bedroom is conveniently located on the main level.

Its ensuite bathroom offers plenty of natural light and an extra-large closet. Throughout the home, multiple storage options ensure an orderly living environment where everything has its place. The upstairs layout of this property offers great flexibility with three generously sized rooms and a full bathroom featuring two separate vanities.

Additionally, four large closets provide ample space for both seasonal and wardrobe storage. Black Creek offers sweeping vistas, miles of hiking trails, and a beautiful backdrop for Chattanooga living. Located within 10 minutes of downtown, all the amenities of city life are readily available.

This is the perfect home for anyone looking to join the Black Creek community at an excellent price point. This beautiful home has been exceptionally well maintained. Major systems, including the roof, water heater, and HVAC, have all been replaced within the last five years. Outside, the level, well-manicured lot offers significant potential for outdoor living. Come see this Black Creek gem today!

Key Features

  • Built in 2001
  • 0.29 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
2001

Amenities

FireplaceViewHardwoodA/C

Monthly Cost Estimate

$4,225/mo

20% down · 6.5% · 30 years

Principal$550
Interest$3,293
Insurance$222
HOA$160

Estimates only. Actual payments may vary.

Location

4112 Finch Lane

Chattanooga, TN 37419

Black Creek Chattanooga

Features & Amenities

Interior Features

Breakfast RoomCathedral Ceiling(s)Ceiling Fan(s)Crown MoldingDouble ClosetsDouble VanityEat-in KitchenEn SuiteGranite CountersHigh CeilingsHigh Speed InternetOpen FloorplanPantryPlumbedPrimary DownstairsRecessed LightingSeparate Dining RoomSeparate ShowerSitting AreaStone CountersStorageTub/shower ComboVaulted Ceiling(s)Walk-In Closet(s)Whirlpool Tub

Exterior Features

LightingRain GuttersSmart Irrigation

Property Details

Flooring

HardwoodCarpetTile - Ceramic

Construction

Brick Cement Siding

Views

Hills

Pool Features

PatioPorch

Parking

DrivewayGarageOpen

Heating

Natural GasCentral

Cooling

Central AirElectric

Appliances

Wall OvenWater HeaterMicrowaveGas Water HeaterGas CooktopDouble OvenDisposalDishwasherCooktop

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4112 Finch Lane is listed at $760,000 ($305/sqft). The estimated monthly payment is $3,453 based on 20% down at 6.5% interest.

HOA fees are $160/month.

Key features include: Built in 2001, 0.29 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Room, Cathedral Ceiling(s), Ceiling Fan(s). Exterior Features: Lighting, Rain Gutters, Smart Irrigation.

This property is listed by Beth Reed and can be reached at 9018701203 or Beth.Reed@theagencyre.com.

BR

Beth Reed

Agent at The Agency Chattanooga

(901) 870-1203

Listed by The Agency Chattanooga · View on Broker Site

MLS# 1534762· Source: listhub· Updated 17 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4112 Finch Lane, Chattanooga, TN 37419

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