About This Home

This 4-bedroom, 3-bathroom single family at 4112 Zephyr Lane in Chattanooga, TN is listed for $539,000 ($222 per sqft). Built in 2019, the home offers 2,429 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 2019
  • 0.17 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2019

Amenities

FireplaceA/C
Listing Description

Imagine mornings in a sun-filled open kitchen, evenings around a backyard fire pit, and weekends spent exploring everything Chattanooga has to offer -- all from a home that's been thoughtfully designed to suit your lifestyle. Built in 2019 this beautiful 4 bedroom, 3 bathroom home located in the sought after River Rock Cove community is the kind of place where life just flows.

The main level's open-concept layout connects the kitchen, dining, and living spaces seamlessly -- whether you're hosting a dinner party or simply unwinding after a long day, this home adapts to the moment. Your primary suite is a true sanctuary. Slip into the soaking tub, refresh in the beautifully tiled shower, and start and end every day feeling like you're at a spa -- without leaving home.

Upstairs, brand-new carpet sets the tone for a private flex suite that grows with you. Whether used as a guest retreat, a home office, multigenerational living, or playroom-- this versatile space handles it all without compromise. Step outside to enjoy a fully fenced backyard.

A covered deck and dedicated fire-pit area mean you're ready for everything from summer barbecues to cool fall evenings under the stars. Fresh landscaping keeps the curb appeal effortless, and community amenities -- including a pool and sidewalk-lined streets -- make it easy to connect with neighbors.

And the location? It's hard to beat. You're minutes from the Tennessee Riverwalk, Enterprise South Nature Park, and the new Wildwood Playscape -- perfect for active weekends. Shopping at Hamilton Place and Northgate is a quick drive, and commuting downtown or to major employers like Volkswagen and Amazon is genuinely easy from here. This is more than a house. It's the lifestyle you've been looking for -- just 10 miles from downtown Chattanooga.

Monthly Cost Estimate

$3,783/mo

20% down · 6.5% · 30 years

Principal$390
Interest$2,336
Insurance$157
HOA$900

Estimates only. Actual payments may vary.

Location

4112 Zephyr Lane

Chattanooga, TN 37416

River Rock Cove

Features & Amenities

Interior Features

Crown MoldingDouble VanityEn SuiteGranite CountersKitchen IslandOpen FloorplanPantryPlumbedPrimary DownstairsSeparate ShowerStorageTray Ceiling(s)Tub/shower ComboWalk-In Closet(s)

Exterior Features

Fire PitPrivate Yard

Property Details

Flooring

CarpetTile

Construction

Fiber Cement Stone

Pool Features

PorchDeckPatio

Parking

GarageDriveway

Heating

Natural Gas

Cooling

Multi UnitsElectric

Appliances

RefrigeratorMicrowaveGas Water HeaterFree-Standing Gas RangeDisposalDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4112 Zephyr Lane is listed at $539,000 ($222/sqft). The estimated monthly payment is $3,782 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $900/month.

Key features include: Built in 2019, 0.17 acre lot, 2 stories, Fireplace. Interior Features: Crown Molding, Double Vanity, En Suite. Exterior Features: Fire Pit, Private Yard.

This property is listed by Matthew Macaulay and can be reached at 9252346847.

MM

Matthew Macaulay

Agent at REAL Broker

(925) 234-6847

Listed by REAL Broker · View on Broker Site

MLS# 1533609· Source: listhub· 65 days on market

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4112 Zephyr Lane, Chattanooga, TN 37416

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