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About This Home

This 4-bedroom, 3-bathroom single family at 4112 Zephyr Lane in Chattanooga, TN is listed for $539,000 ($226 per sqft). Built in 2019, the home offers 2,383 sqft of living space on a 0.17 acres lot.

Agent Description

Looking for an incredible layout? Imagine mornings in a sun-filled open kitchen, evenings around a backyard fire pit, and weekends spent exploring everything Chattanooga has to offer -- all from a home that's been thoughtfully designed to suit your lifestyle.

Built in 2019 and freshly updated inside and out, this 4-bedroom, 3-bathroom home in the sought-after River Rock Cove community is the kind of place where life just flows. The main level's open-concept layout connects the kitchen, dining, and living spaces seamlessly -- whether you're hosting a dinner party, helping with homework, or simply unwinding after a long day, this home adapts to the moment.

Your primary suite is a true sanctuary. Slip into the soaking tub, refresh in the beautifully tiled shower, and start and end every day feeling like you're at a spa -- without leaving home. Upstairs, brand-new carpet sets the tone for a private flex suite that grows with you.

A teen's domain today, a guest retreat this weekend, a home office on Monday -- this versatile space handles it all without compromise. Step outside to enjoy a fully fenced backyard. A covered deck and dedicated fire-pit area mean you're ready for everything from summer barbecues to cool fall evenings under the stars.

Fresh landscaping keeps the curb appeal effortless, and community amenities -- including a pool and sidewalk-lined streets -- make it easy to connect with neighbors. And the location? It's hard to beat. You're minutes from the Tennessee Riverwalk, Enterprise South Nature Park, and the new Wildwood Playscape -- perfect for active weekends.

Shopping at Hamilton Place and Northgate is a quick drive, and commuting downtown or to major employers like Volkswagen and Amazon is genuinely easy from here. This is more than a house. It's the lifestyle you've been looking for -- just 10 miles from downtown Chattanooga.

Key Features

  • Built in 2019
  • 0.17 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2019

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,783/mo

20% down · 6.5% · 30 years

Principal$390
Interest$2,336
Insurance$157
HOA$900

Estimates only. Actual payments may vary.

Location

4112 Zephyr Lane

Chattanooga, TN 37416

River Rock Cove

Features & Amenities

Interior Features

Crown MoldingDouble VanityEn SuiteGranite CountersKitchen IslandOpen FloorplanPantryPlumbedPrimary DownstairsSeparate ShowerStorageTray Ceiling(s)Tub/shower ComboWalk-In Closet(s)

Exterior Features

Fire PitPrivate Yard

Property Details

Flooring

TileCarpet

Construction

Fiber Cement Stone

Pool Features

PorchPatioDeck

Parking

DrivewayGarage

Heating

Natural Gas

Cooling

Multi UnitsElectric

Appliances

RefrigeratorMicrowaveGas Water HeaterFree-Standing Gas RangeDisposalDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4112 Zephyr Lane is listed at $539,000 ($226/sqft). The estimated monthly payment is $3,236 based on 20% down at 6.5% interest.

HOA fees are $900/month.

Key features include: Built in 2019, 0.17 acre lot, 2 stories, Fireplace. Interior Features: Crown Molding, Double Vanity, En Suite. Exterior Features: Fire Pit, Private Yard.

This property is listed by Matthew Macaulay and can be reached at 9252346847 or matthew.macaulay@gmail.com.

MM

Matthew Macaulay

Agent at REAL Broker

(925) 234-6847

Listed by REAL Broker · View on Broker Site

MLS# 1533609· Source: listhub· Updated 33 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4112 Zephyr Lane, Chattanooga, TN 37416

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