About This Home

This 6-bedroom, 3-bathroom single family at 4113 White Oak Drive in Hiawassee, GA is listed for $344,000 ($150 per sqft). Built in 1987, the home offers 2,300 sqft of living space on a 1.40 acres lot.

Key Features

  • Built in 1987
  • 1.40 acre lot
  • 3 stories
  • 6 parking spaces

Property Details

3 stories
3 full
6 spaces
1987

Amenities

A/CRV Parking
Listing Description

Charming Mountain Retreat & Income-Producing Opportunity in Bald Mountain Park! Looking for privacy, flexible living spaces, and income potential? This unique multi-level mountain property offers multiple living areas plus an additional mobile unit (can be purchase separately), making it an excellent opportunity for investors, multi-generational living, or a private family mountain retreat.

Enjoy the peaceful mountain setting from wraparound decks on all three levels, complete with cozy swings and quiet spaces to relax. Each level of the main home has its own private entrance, providing flexibility and privacy for family members, guests, or rental use.

Upper Level: Features 2 bedrooms, 1 full bath, an open-concept living and dining area with a cozy wood-burning stove, and an updated kitchen with new cabinets and appliances. Main Level: Offers 3 furnished bedrooms, 1 full bath, and a convenient kitchenette.

Terrace Level: Includes 1 bedroom, 1 full bath, and a private entrance, providing additional flexible living or guest space. A shared laundry room is conveniently accessible from all three levels of the main home. One of the units is being offered fully furnished and has been successfully operated as an Airbnb, generating approximately $1,500 per month and earning 5-star guest reviews.

Based on projected rental income, the property offers attractive income-producing potential. Rental history and projections are available upon request. Recent improvements include Luxury Vinyl Plank flooring throughout, a new HVAC system, two new water heaters, and a roof approximately seven years old.

Located at the end of a quiet road, the property offers exceptional privacy, a circular driveway, and ample parking while still being just minutes from downtown Hiawassee and convenient to Lake Chatuge, restaurants, shopping, hiking, boating, wineries, and the many outdoor attractions of the North Georgia mountains.

Whether you're looking to expand your investment portfolio, create a multi-generational living arrangement, enjoy a family mountain getaway, or explore short- or long-term rental opportunities, this property offers exceptional versatility and possibilities. Buyer should independently verify zoning, county regulations, permitting, and any restrictions regarding short-term rentals, multiple living areas, and the use of the additional mobile unit.

Monthly Cost Estimate

$1,840/mo

20% down · 6.5% · 30 years

Principal$249
Interest$1,491
Insurance$100

Estimates only. Actual payments may vary.

Location

4113 White Oak Drive

Hiawassee, GA 30546

Bald Mountain Pk

Features & Amenities

Interior Features

Walk-In Closet(s)

Exterior Features

LightingPrivate EntrancePrivate Yard

Property Details

Flooring

Vinyl

Construction

Frame

Outdoor Features

PorchDeck

Parking

Parking LotDrivewayRV

Heating

Central

Cooling

Central Air

Appliances

DishwasherElectric OvenENERGY STAR Qualified Appliances

Questions & Answers

This 6-bedroom, 3-bathroom single family at 4113 White Oak Drive is listed at $344,000 ($150/sqft). The estimated monthly payment is $1,839 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1987, 1.40 acre lot, 3 stories, 6 parking spaces. Interior Features: Walk-In Closet(s). Exterior Features: Lighting, Private Entrance, Private Yard.

This property is listed by Olga Druzhinina.

OD

Olga Druzhinina

Agent at HomeSmart

Listed by HomeSmart · Broker phone: (404) 876-4901 · View on Broker Site · Broker website

MLS# 7804299· Source: First Multiple Listing Service, Inc.· 109 days on PropertySimple

Copyright © 2026 First Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4113 White Oak Drive, Hiawassee, GA 30546

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