# 4113 White Oak Drive, Hiawassee, GA 30546 > **TL;DR:** multi-family, $344,000, built 1987. > A/C. Est. $1,839/mo. Listed 107 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $344,000 | | Year Built | 1987 | | Lot Size | 60,984 sqft (1.40 acres) | | Stories | 3 | | Property Type | Multi-Family (Triplex) | | Status | Active | | Days on Market | 107 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,739 | | Estimated Insurance | $100 | | **Total** | **$1,839** | ## Nearby Schools - **Elementary:** Towns County - **Middle:** Towns County - **High:** Towns County ## Key Amenities - A/C ## Property Highlights - Built in 1987 - 1.40 acre lot - 3 stories - 6 parking spaces ## Description ### Agent Description Charming Mountain Retreat & Income-Producing Opportunity in Bald Mountain Park! Looking for privacy, flexible living spaces, and income potential? This unique multi-level mountain property offers multiple living areas plus an additional mobile unit (can be purchase separately), making it an excellent opportunity for investors, multi-generational living, or a private family mountain retreat. Enjoy the peaceful mountain setting from wraparound decks on all three levels, complete with cozy swings and quiet spaces to relax. Each level of the main home has its own private entrance, providing flexibility and privacy for family members, guests, or rental use. Upper Level: Features 2 bedrooms, 1 full bath, an open-concept living and dining area with a cozy wood-burning stove, and an updated kitchen with new cabinets and appliances. Main Level: Offers 3 furnished bedrooms, 1 full bath, and a convenient kitchenette. Terrace Level: Includes 1 bedroom, 1 full bath, and a private entrance, providing additional flexible living or guest space. A shared laundry room is conveniently accessible from all three levels of the main home. One of the units is being offered fully furnished and has been successfully operated as an Airbnb, generating approximately $1,500 per month and earning 5-star guest reviews. Based on projected rental income, the property offers attractive income-producing potential. Rental history and projections are available upon request. Recent improvements include Luxury Vinyl Plank flooring throughout, a new HVAC system, two new water heaters, and a roof approximately seven years old. Located at the end of a quiet road, the property offers exceptional privacy, a circular driveway, and ample parking while still being just minutes from downtown Hiawassee and convenient to Lake Chatuge, restaurants, shopping, hiking, boating, wineries, and the many outdoor attractions of the North Georgia mountains. Whether you're looking to expand your investment portfolio, create a multi-generational living arrangement, enjoy a family mountain getaway, or explore short- or long-term rental opportunities, this property offers exceptional versatility and possibilities. Buyer should independently verify zoning, county regulations, permitting, and any restrictions regarding short-term rentals, multiple living areas, and the use of the additional mobile unit. ## Location - **Address:** 4113 White Oak Drive, Hiawassee, GA 30546 - **County:** Towns - GA - **Neighborhood:** Bald Mountain Pk - **Coordinates:** 34.887151, -83.760316 - **Google Maps:** https://www.google.com/maps?q=34.887151,-83.760316 ## Listing Agent - **Name:** Olga Druzhinina - **Brokerage:** HomeSmart - **Broker Phone:** (404) 876-4901 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4113-White-Oak-Dr_Hiawassee_GA_30546_M92276-74571?f=listhub&s=FMLSGA&m=7806618&c=propsimple) ## Photos ![4113 White Oak Drive - Photo 1](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3828443539r.jpg) ![4113 White Oak Drive - Photo 2](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f309315450r.jpg) ![4113 White Oak Drive - Photo 3](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f56640754r.jpg) ![4113 White Oak Drive - Photo 4](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f713078559r.jpg) ![4113 White Oak Drive - Photo 5](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f2186662998r.jpg) ![4113 White Oak Drive - Photo 6](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f2414882590r.jpg) ![4113 White Oak Drive - Photo 7](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3348426268r.jpg) ![4113 White Oak Drive - Photo 8](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f2865983606r.jpg) ![4113 White Oak Drive - Photo 9](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f2821845350r.jpg) ![4113 White Oak Drive - Photo 10](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3710052887r.jpg) ![4113 White Oak Drive - Photo 11](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f1411518477r.jpg) ![4113 White Oak Drive - Photo 12](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f2520356989r.jpg) ![4113 White Oak Drive - Photo 13](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3155758213r.jpg) ![4113 White Oak Drive - Photo 14](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f123410030r.jpg) ![4113 White Oak Drive - Photo 15](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f1458748308r.jpg) ![4113 White Oak Drive - Photo 16](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f1842080798r.jpg) ![4113 White Oak Drive - Photo 17](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3955316401r.jpg) ![4113 White Oak Drive - Photo 18](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f440829354r.jpg) ![4113 White Oak Drive - Photo 19](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f4204551389r.jpg) ![4113 White Oak Drive - Photo 20](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3865427078r.jpg) ![4113 White Oak Drive - Photo 21](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f1508468992r.jpg) ![4113 White Oak Drive - Photo 22](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3166416020r.jpg) ![4113 White Oak Drive - Photo 23](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f643800661r.jpg) ![4113 White Oak Drive - Photo 24](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f2540300988r.jpg) ![4113 White Oak Drive - Photo 25](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3555690500r.jpg) ![4113 White Oak Drive - Photo 26](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3904169285r.jpg) ![4113 White Oak Drive - Photo 27](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f4056245897r.jpg) ![4113 White Oak Drive - Photo 28](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f2397659433r.jpg) ![4113 White Oak Drive - Photo 29](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3131317061r.jpg) ![4113 White Oak Drive - Photo 30](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f300860701r.jpg) ![4113 White Oak Drive - Photo 31](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3506701031r.jpg) ![4113 White Oak Drive - Photo 32](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f800694977r.jpg) ![4113 White Oak Drive - Photo 33](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f600613556r.jpg) ![4113 White Oak Drive - Photo 34](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f679190320r.jpg) ![4113 White Oak Drive - Photo 35](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f2106771222r.jpg) ![4113 White Oak Drive - Photo 36](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f349879168r.jpg) ![4113 White Oak Drive - Photo 37](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f1310743785r.jpg) ![4113 White Oak Drive - Photo 38](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f649916715r.jpg) ![4113 White Oak Drive - Photo 39](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f4031301326r.jpg) ![4113 White Oak Drive - Photo 40](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f1781158312r.jpg) ![4113 White Oak Drive - Photo 41](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f1361577490r.jpg) ![4113 White Oak Drive - Photo 42](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f1567909517r.jpg) ![4113 White Oak Drive - Photo 43](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f176964043r.jpg) ![4113 White Oak Drive - Photo 44](http://lh.rdcpix.com/ba8c3bcf201bc506c243d02179e4565bl-f3610272472r.jpg) --- **MLS#:** 7806618 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 First Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4113-white-oak-drive-hiawassee-ga-30546-b4a7e83cdaa845e8b815d441c056cd9a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4113-white-oak-drive-hiawassee-ga-30546-b4a7e83cdaa845e8b815d441c056cd9a#listing", "url": "https://www.propertysimple.ai/listing/4113-white-oak-drive-hiawassee-ga-30546-b4a7e83cdaa845e8b815d441c056cd9a", "name": "4113 White Oak Drive, Hiawassee, GA 30546", "description": "Charming Mountain Retreat & Income-Producing Opportunity in Bald Mountain Park! Looking for privacy, flexible living spaces, and income potential? This unique multi-level mountain property offers multiple living areas plus an additional mobile unit (can be purchase separately), making it an excellent opportunity for investors, multi-generational living, or a private family mountain retreat. Enjoy the peaceful mountain setting from wraparound decks on all three levels, complete with cozy swings and quiet spaces to relax. Each level of the main home has its own private entrance, providing flexibility and privacy for family members, guests, or rental use. Upper Level: Features 2 bedrooms, 1 full bath, an open-concept living and dining area with a cozy wood-burning stove, and an updated kitchen with new cabinets and appliances. Main Level: Offers 3 furnished bedrooms, 1 full bath, and a convenient kitchenette. Terrace Level: Includes 1 bedroom, 1 full bath, and a private entrance, providing additional flexible living or guest space. A shared laundry room is conveniently accessible from all three levels of the main home. One of the units is being offered fully furnished and has been successfully operated as an Airbnb, generating approximately $1,500 per month and earning 5-star guest reviews. Based on projected rental income, the property offers attractive income-producing potential. Rental history and projections are available upon request. Recent improvements include Luxury Vinyl Plank flooring throughout, a new HVAC system, two new water heaters, and a roof approximately seven years old. Located at the end of a quiet road, the property offers exceptional privacy, a circular driveway, and ample parking while still being just minutes from downtown Hiawassee and convenient to Lake Chatuge, restaurants, shopping, hiking, boating, wineries, and the many outdoor attractions of the North Georgia mountains. Whether you're looking to expand your investment portfolio, create a multi-generational living arrangement, enjoy a family mountain getaway, or explore short- or long-term rental opportunities, this property offers exceptional versatility and possibilities. 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