About This Home

This 3-bedroom, 2-bathroom single family at 4120 PONY EXPRESS Lane in Jacksonville, FL is listed for $450,000 ($238 per sqft). Built in 1985, the home offers 1,893 sqft of living space on a 0.29 acres lot.

Key Features

  • Built in 1985
  • 0.29 acre lot
  • Private pool
  • Fireplace

Property Details

1 story
2 full
2-car garage
1985

Amenities

PoolFireplaceA/CRV Parking
Listing Description

Full brick pool home with gated boat and RV parking, tucked away on a quiet cul-de-sac in the established Saddle Ridge community. NO HOA!! Offering 3 bedrooms, 2 bathrooms, and 1,893 square feet, this home combines timeless construction, thoughtful updates, and exceptional indoor and outdoor living spaces.

Inside, soaring vaulted ceilings and abundant natural light create an open, inviting atmosphere in the spacious great room. Luxury vinyl plank flooring, a floor-to-ceiling brick fireplace, and expansive sliding glass doors overlooking the pool make this the perfect place to gather or unwind.

The updated kitchen features refinished 42-inch cabinetry extending to the ceiling, modern hardware, granite countertops, stainless steel appliances, recessed lighting, and a custom built-in coffee bar with additional storage. Adjacent to the kitchen, the breakfast nook enjoys views of the backyard oasis, while the separate dining room offers additional space for entertaining or everyday meals.

The spacious primary suite easily accommodates a sitting area and includes a custom walk-in closet system along with a beautifully updated ensuite bath featuring a double vanity with marble countertops and an oversized tiled walk-in shower. Step outside and discover what truly sets this home apart.

The screened lanai opens to an expansive pool deck surrounding the sparkling in-ground pool, while the covered gazebo creates an inviting outdoor living room that's perfect for relaxing in the shade, entertaining guests, or enjoying evenings outdoors.

The fully fenced backyard still provides generous green space, offering the ideal balance of recreation and relaxation. Need room for your toys? The extended driveway and gated side yard provide ample space for a boat, RV, camper, trailer, or other recreational vehicles, a feature that's increasingly difficult to find.

Major updates include a GAF roof installed in 2021, additional blown attic insulation, a new HVAC system in 2024, and a pool pump and filter replaced in 2021. Conveniently located near shopping, dining, parks, and major commuter routes, this well-maintained home offers the opportunity to enjoy both comfortable everyday living and memorable gatherings for years to come.

Monthly Cost Estimate

$2,407/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131

Estimates only. Actual payments may vary.

Location

4120 PONY EXPRESS Lane

Jacksonville, FL 32223

Saddle Ridge

Features & Amenities

Interior Features

Breakfast NookBuilt-in FeaturesCeiling Fan(s)Eat-in KitchenOpen FloorplanPantryPrimary Bathroom - Shower No TubPrimary DownstairsSplit BedroomsVaulted Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

TileCarpet

Construction

Brick Frame

Pool Features

Pool

Outdoor Features

DeckPorch

Parking

CoveredRVGarage

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

DishwasherElectric RangeElectric Water HeaterMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 4120 PONY EXPRESS Lane is listed at $450,000 ($238/sqft). The estimated monthly payment is $2,406 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1985, 0.29 acre lot, Private pool, Fireplace. Interior Features: Breakfast Nook, Built-in Features, Ceiling Fan(s).

This property is listed by DEBORA MCCARTY.

DM

DEBORA MCCARTY

Agent at Watson Realty Corporation

Listed by Watson Realty Corporation · Broker phone: (904) 596-5931 · View on Broker Site · Broker website

MLS# 2155508· Source: realMLS· 109 days on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4120 PONY EXPRESS Lane, Jacksonville, FL 32223

Open this listing in: