# 4120 PONY EXPRESS Lane, Jacksonville, FL 32223 > **TL;DR:** 3bd/2ba single family, $450,000 ($238/sqft), built 1985, 1,893 sqft. > Pool, Fireplace, A/C, RV Parking. Est. $2,406/mo. Listed 111 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $450,000 | | Price/sqft | $238 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,893 | | Year Built | 1985 | | Lot Size | 12,632 sqft (0.29 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 111 | ## Why This Home Stands Out - **Pool** - Deck, Porch ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,275 | | Estimated Insurance | $131 | | **Total** | **$2,406** | ## Nearby Schools - **Elementary:** Loretto - **Middle:** Mandarin - **High:** Mandarin ## Key Amenities - Pool - Fireplace - A/C - RV Parking - 2-car garage ## Property Highlights - Built in 1985 - 0.29 acre lot - Private pool - Fireplace ## Description ### Agent Description Full brick pool home with gated boat and RV parking, tucked away on a quiet cul-de-sac in the established Saddle Ridge community. NO HOA!! Offering 3 bedrooms, 2 bathrooms, and 1,893 square feet, this home combines timeless construction, thoughtful updates, and exceptional indoor and outdoor living spaces. Inside, soaring vaulted ceilings and abundant natural light create an open, inviting atmosphere in the spacious great room. Luxury vinyl plank flooring, a floor-to-ceiling brick fireplace, and expansive sliding glass doors overlooking the pool make this the perfect place to gather or unwind. The updated kitchen features refinished 42-inch cabinetry extending to the ceiling, modern hardware, granite countertops, stainless steel appliances, recessed lighting, and a custom built-in coffee bar with additional storage. Adjacent to the kitchen, the breakfast nook enjoys views of the backyard oasis, while the separate dining room offers additional space for entertaining or everyday meals. The spacious primary suite easily accommodates a sitting area and includes a custom walk-in closet system along with a beautifully updated ensuite bath featuring a double vanity with marble countertops and an oversized tiled walk-in shower. Step outside and discover what truly sets this home apart. The screened lanai opens to an expansive pool deck surrounding the sparkling in-ground pool, while the covered gazebo creates an inviting outdoor living room that's perfect for relaxing in the shade, entertaining guests, or enjoying evenings outdoors. The fully fenced backyard still provides generous green space, offering the ideal balance of recreation and relaxation. Need room for your toys? The extended driveway and gated side yard provide ample space for a boat, RV, camper, trailer, or other recreational vehicles, a feature that's increasingly difficult to find. Major updates include a GAF roof installed in 2021, additional blown attic insulation, a new HVAC system in 2024, and a pool pump and filter replaced in 2021. Conveniently located near shopping, dining, parks, and major commuter routes, this well-maintained home offers the opportunity to enjoy both comfortable everyday living and memorable gatherings for years to come. ## Location - **Address:** 4120 PONY EXPRESS Lane, Jacksonville, FL 32223 - **County:** Duval - **Neighborhood:** Saddle Ridge - **Coordinates:** 30.145649, -81.601424 - **Google Maps:** https://www.google.com/maps?q=30.145649,-81.601424 ## Virtual Tour & Media - **Video Tour:** https://media.openhouseoptics.com/sites/rygdbqna/unbranded ## Listing Agent - **Name:** DEBORA MCCARTY - **Brokerage:** Watson Realty Corporation - **Broker Phone:** (904) 596-5931 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4120-Pony-Express-Ln_Jacksonville_FL_32223_M61844-26942?f=listhub&s=NEFMLS&m=2155508&c=propsimple) ## Photos ![4120 PONY EXPRESS Lane - Photo 1](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2376669208r.jpg) ![4120 PONY EXPRESS Lane - Photo 2](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3797821825r.jpg) ![4120 PONY EXPRESS Lane - Photo 3](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1291001526r.jpg) ![4120 PONY EXPRESS Lane - Photo 4](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f264385843r.jpg) ![4120 PONY EXPRESS Lane - Photo 5](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f814520009r.jpg) ![4120 PONY EXPRESS Lane - Photo 6](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2765127578r.jpg) ![4120 PONY EXPRESS Lane - Photo 7](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2210124276r.jpg) ![4120 PONY EXPRESS Lane - Photo 8](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3683545805r.jpg) ![4120 PONY EXPRESS Lane - Photo 9](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1225440530r.jpg) ![4120 PONY EXPRESS Lane - Photo 10](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3841715229r.jpg) ![4120 PONY EXPRESS Lane - Photo 11](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3060813271r.jpg) ![4120 PONY EXPRESS Lane - Photo 12](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1283885798r.jpg) ![4120 PONY EXPRESS Lane - Photo 13](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2547619457r.jpg) ![4120 PONY EXPRESS Lane - Photo 14](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2343119145r.jpg) ![4120 PONY EXPRESS Lane - Photo 15](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2960971605r.jpg) ![4120 PONY EXPRESS Lane - Photo 16](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1784488612r.jpg) ![4120 PONY EXPRESS Lane - Photo 17](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1356628144r.jpg) ![4120 PONY EXPRESS Lane - Photo 18](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3386481467r.jpg) ![4120 PONY EXPRESS Lane - Photo 19](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3768218365r.jpg) ![4120 PONY EXPRESS Lane - Photo 20](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f325894538r.jpg) ![4120 PONY EXPRESS Lane - Photo 21](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f4057413392r.jpg) ![4120 PONY EXPRESS Lane - Photo 22](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2069704523r.jpg) ![4120 PONY EXPRESS Lane - Photo 23](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3520533713r.jpg) ![4120 PONY EXPRESS Lane - Photo 24](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1052041657r.jpg) ![4120 PONY EXPRESS Lane - Photo 25](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f4265683170r.jpg) ![4120 PONY EXPRESS Lane - Photo 26](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3558211749r.jpg) ![4120 PONY EXPRESS Lane - Photo 27](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1222645609r.jpg) ![4120 PONY EXPRESS Lane - Photo 28](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3524819599r.jpg) ![4120 PONY EXPRESS Lane - Photo 29](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1377493701r.jpg) ![4120 PONY EXPRESS Lane - Photo 30](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1672091688r.jpg) ![4120 PONY EXPRESS Lane - Photo 31](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2328552220r.jpg) ![4120 PONY EXPRESS Lane - Photo 32](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3062478924r.jpg) ![4120 PONY EXPRESS Lane - Photo 33](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3032698773r.jpg) ![4120 PONY EXPRESS Lane - Photo 34](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3317651697r.jpg) ![4120 PONY EXPRESS Lane - Photo 35](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1295210783r.jpg) ![4120 PONY EXPRESS Lane - Photo 36](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2775955422r.jpg) ![4120 PONY EXPRESS Lane - Photo 37](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2846416446r.jpg) ![4120 PONY EXPRESS Lane - Photo 38](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1253902331r.jpg) ![4120 PONY EXPRESS Lane - Photo 39](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2548852277r.jpg) ![4120 PONY EXPRESS Lane - Photo 40](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1226238888r.jpg) ![4120 PONY EXPRESS Lane - Photo 41](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2811657212r.jpg) ![4120 PONY EXPRESS Lane - Photo 42](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1178549736r.jpg) ![4120 PONY EXPRESS Lane - Photo 43](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2845633633r.jpg) ![4120 PONY EXPRESS Lane - Photo 44](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1191535571r.jpg) ![4120 PONY EXPRESS Lane - Photo 45](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3821936685r.jpg) ![4120 PONY EXPRESS Lane - Photo 46](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f2749184308r.jpg) ![4120 PONY EXPRESS Lane - Photo 47](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1819750310r.jpg) ![4120 PONY EXPRESS Lane - Photo 48](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f161192511r.jpg) ![4120 PONY EXPRESS Lane - Photo 49](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f623677080r.jpg) ![4120 PONY EXPRESS Lane - Photo 50](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3117876745r.jpg) ![4120 PONY EXPRESS Lane - Photo 51](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f3958451967r.jpg) ![4120 PONY EXPRESS Lane - Photo 52](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f383270206r.jpg) ![4120 PONY EXPRESS Lane - Photo 53](http://lh.rdcpix.com/18f35a0d959279a9c545011148453016l-f1850805430r.jpg) --- **MLS#:** 2155508 | **Updated:** 2026-11-02 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4120-pony-express-lane-jacksonville-fl-32223-3b269ad44d374acb8ff44cea76e734c9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4120-pony-express-lane-jacksonville-fl-32223-3b269ad44d374acb8ff44cea76e734c9#listing", "url": "https://www.propertysimple.ai/listing/4120-pony-express-lane-jacksonville-fl-32223-3b269ad44d374acb8ff44cea76e734c9", "name": "4120 PONY EXPRESS Lane, Jacksonville, FL 32223", "description": "Full brick pool home with gated boat and RV parking, tucked away on a quiet cul-de-sac in the established Saddle Ridge community. NO HOA!! Offering 3 bedrooms, 2 bathrooms, and 1,893 square feet, this home combines timeless construction, thoughtful updates, and exceptional indoor and outdoor living spaces. Inside, soaring vaulted ceilings and abundant natural light create an open, inviting atmosphere in the spacious great room. Luxury vinyl plank flooring, a floor-to-ceiling brick fireplace, and expansive sliding glass doors overlooking the pool make this the perfect place to gather or unwind. The updated kitchen features refinished 42-inch cabinetry extending to the ceiling, modern hardware, granite countertops, stainless steel appliances, recessed lighting, and a custom built-in coffee bar with additional storage. Adjacent to the kitchen, the breakfast nook enjoys views of the backyard oasis, while the separate dining room offers additional space for entertaining or everyday meals. The spacious primary suite easily accommodates a sitting area and includes a custom walk-in closet system along with a beautifully updated ensuite bath featuring a double vanity with marble countertops and an oversized tiled walk-in shower. Step outside and discover what truly sets this home apart. The screened lanai opens to an expansive pool deck surrounding the sparkling in-ground pool, while the covered gazebo creates an inviting outdoor living room that's perfect for relaxing in the shade, entertaining guests, or enjoying evenings outdoors. The fully fenced backyard still provides generous green space, offering the ideal balance of recreation and relaxation. Need room for your toys? The extended driveway and gated side yard provide ample space for a boat, RV, camper, trailer, or other recreational vehicles, a feature that's increasingly difficult to find. Major updates include a GAF roof installed in 2021, additional blown attic insulation, a new HVAC system in 2024, and a pool pump and filter replaced in 2021. 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