# 4123 Nancee Drive, Panama City Beach, FL 32408

> **TL;DR:** 4bd/3ba single family, $1,599,000 ($439/sqft), built 1998, 3,643 sqft.
> A/C, 2-car garage. Est. $8,951/mo. Listed 41 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,599,000 |
| Price/sqft | $439 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 3,643 |
| Year Built | 1998 |
| Lot Size | 3,485 sqft (0.08 acres) |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 41 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $8,085 |
| Estimated Insurance | $466 |
| HOA | $400 |
| **Total** | **$8,951** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 1998
- 0.08 acre lot

## Description

### Agent Description
Who doesn't want to stay in a castle by the sea? This professionally designed short-term rental is already generating over $175,000 annually in 2025-- with room to grow -- and delivers exactly the kind of unforgettable coastal experience that keeps guests coming back. Beautifully refreshed with stylish furnishings, vibrant accents, and thoughtfully curated decor, this fully furnished beach home sits just steps from sugar-white sand and emerald Gulf waters. This spacious three-story residence offers 4 bedrooms, 3 bathrooms, approximately 3,643 square feet, plus a bonus loft -- ideal for entertaining and hosting large groups. Newly styled interiors showcase a sophisticated coastal aesthetic with inviting living spaces, pops of color, contemporary finishes, and two full kitchens for added convenience. Take in breathtaking Gulf views from multiple balconies and the rooftop terrace, or unwind in the outdoor entertaining area with a covered lounge, dining space, and room for games and gatherings. Private beach access means reaching the sand without crossing a public road. Tucked at the end of a quiet, no-through-traffic street, the property balances privacy with convenience, minutes from popular restaurants, shopping, and entertainment. Short-term rentals are permitted, making this a rare opportunity for investors seeking a beautifully furnished, income-producing vacation rental -- or buyers wanting a stunning personal coastal escape. With designer-inspired decor, generous accommodations, spectacular Gulf views, and exceptional beach access, Castle by the Sea is ready to make a lasting impression.

## Location

- **Address:** 4123 Nancee Drive, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Holiday Beach On The Gulf
- **Coordinates:** 30.155854, -85.77348
- **Google Maps:** https://www.google.com/maps?q=30.155854,-85.77348

## Listing Agent

- **Name:** Joseph Rohne
- **Brokerage:** EXP Realty LLC
- **Broker Phone:** (888) 883-8509
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4123-Nancee-Dr_Panama-City-Beach_FL_32408_M57842-72619?f=listhub&s=BCARFL&m=795574&c=propsimple)

## Photos

![4123 Nancee Drive - Photo 1](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f2827860865r.jpg)

![4123 Nancee Drive - Photo 2](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f867122590r.jpg)

![4123 Nancee Drive - Photo 3](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1726299158r.jpg)

![4123 Nancee Drive - Photo 4](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f2244360186r.jpg)

![4123 Nancee Drive - Photo 5](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1863955681r.jpg)

![4123 Nancee Drive - Photo 6](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f3542112730r.jpg)

![4123 Nancee Drive - Photo 7](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f3639347209r.jpg)

![4123 Nancee Drive - Photo 8](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f683954323r.jpg)

![4123 Nancee Drive - Photo 9](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f4028116028r.jpg)

![4123 Nancee Drive - Photo 10](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1206904700r.jpg)

![4123 Nancee Drive - Photo 11](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1628186030r.jpg)

![4123 Nancee Drive - Photo 12](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1719161699r.jpg)

![4123 Nancee Drive - Photo 13](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f3040581671r.jpg)

![4123 Nancee Drive - Photo 14](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f2747991413r.jpg)

![4123 Nancee Drive - Photo 15](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1983559532r.jpg)

![4123 Nancee Drive - Photo 16](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f354966913r.jpg)

![4123 Nancee Drive - Photo 17](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1205310136r.jpg)

![4123 Nancee Drive - Photo 18](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f3002553233r.jpg)

![4123 Nancee Drive - Photo 19](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1837496753r.jpg)

![4123 Nancee Drive - Photo 20](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1628641777r.jpg)

![4123 Nancee Drive - Photo 21](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f3186111380r.jpg)

![4123 Nancee Drive - Photo 22](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1335155499r.jpg)

![4123 Nancee Drive - Photo 23](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f951935169r.jpg)

![4123 Nancee Drive - Photo 24](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1611386434r.jpg)

![4123 Nancee Drive - Photo 25](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f2506614870r.jpg)

![4123 Nancee Drive - Photo 26](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f3189395419r.jpg)

![4123 Nancee Drive - Photo 27](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f2732150618r.jpg)

![4123 Nancee Drive - Photo 28](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1048382431r.jpg)

![4123 Nancee Drive - Photo 29](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f837567390r.jpg)

![4123 Nancee Drive - Photo 30](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f411435244r.jpg)

![4123 Nancee Drive - Photo 31](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f2480261286r.jpg)

![4123 Nancee Drive - Photo 32](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1156215682r.jpg)

![4123 Nancee Drive - Photo 33](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f402232816r.jpg)

![4123 Nancee Drive - Photo 34](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1590825545r.jpg)

![4123 Nancee Drive - Photo 35](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f2434357376r.jpg)

![4123 Nancee Drive - Photo 36](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1297915285r.jpg)

![4123 Nancee Drive - Photo 37](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f815736364r.jpg)

![4123 Nancee Drive - Photo 38](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f903906208r.jpg)

![4123 Nancee Drive - Photo 39](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1155135379r.jpg)

![4123 Nancee Drive - Photo 40](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1556534071r.jpg)

![4123 Nancee Drive - Photo 41](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f3828640074r.jpg)

![4123 Nancee Drive - Photo 42](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f801749356r.jpg)

![4123 Nancee Drive - Photo 43](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1962603954r.jpg)

![4123 Nancee Drive - Photo 44](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f1280135278r.jpg)

![4123 Nancee Drive - Photo 45](http://lh.rdcpix.com/0d95e66b2a509c32a858d89099688646l-f3523361239r.jpg)

---

**MLS#:** 795574 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4123-nancee-drive-panama-city-beach-fl-32408-2c86867aaec74c1dab7fd11819eaa0a2)

---

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