About This Home

This 4-bedroom, 3-bathroom single family at 4123 Nancee Drive in Panama City Beach, FL is listed for $1,599,000 ($439 per sqft). Built in 1998, the home offers 3,643 sqft of living space on a 0.08 acres lot.

Key Features

  • Built in 1998
  • 0.08 acre lot

Property Details

3 full
1998

Amenities

A/C
Listing Description

Who doesn't want to stay in a castle by the sea? This professionally designed short-term rental is already generating over $175,000 annually in 2025-- with room to grow -- and delivers exactly the kind of unforgettable coastal experience that keeps guests coming back.

Beautifully refreshed with stylish furnishings, vibrant accents, and thoughtfully curated decor, this fully furnished beach home sits just steps from sugar-white sand and emerald Gulf waters. This spacious three-story residence offers 4 bedrooms, 3 bathrooms, approximately 3,643 square feet, plus a bonus loft -- ideal for entertaining and hosting large groups.

Newly styled interiors showcase a sophisticated coastal aesthetic with inviting living spaces, pops of color, contemporary finishes, and two full kitchens for added convenience. Take in breathtaking Gulf views from multiple balconies and the rooftop terrace, or unwind in the outdoor entertaining area with a covered lounge, dining space, and room for games and gatherings.

Private beach access means reaching the sand without crossing a public road. Tucked at the end of a quiet, no-through-traffic street, the property balances privacy with convenience, minutes from popular restaurants, shopping, and entertainment. Short-term rentals are permitted, making this a rare opportunity for investors seeking a beautifully furnished, income-producing vacation rental -- or buyers wanting a stunning personal coastal escape.

With designer-inspired decor, generous accommodations, spectacular Gulf views, and exceptional beach access, Castle by the Sea is ready to make a lasting impression.

Monthly Cost Estimate

$8,952/mo

20% down · 6.5% · 30 years

Principal$1,156
Interest$6,929
Insurance$466
HOA$400

Estimates only. Actual payments may vary.

Location

4123 Nancee Drive

Panama City Beach, FL 32408

Holiday Beach On The Gulf

Features & Amenities

Exterior Features

BarbecueDeckPatioOutdoorShower

Property Details

Construction

Stucco

Outdoor Features

PatioDeck

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricCooktopIceMaker

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4123 Nancee Drive is listed at $1,599,000 ($439/sqft). The estimated monthly payment is $8,951 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $400/month.

Key features include: Built in 1998, 0.08 acre lot. Exterior Features: Barbecue, Deck, Patio.

This property is listed by Joseph Rohne and can be reached at 6362362191.

JR

Joseph Rohne

Agent at EXP Realty LLC

(636) 236-2191
Agent website

Listed by EXP Realty LLC · Broker phone: (888) 883-8509 · View on Broker Site · Broker website

MLS# 795574· Source: Central Panhandle Association of REALTORS· 31 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4123 Nancee Drive, Panama City Beach, FL 32408

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