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About This Home

This 3-bedroom, 3-bathroom single family at 413 Frances Street in Key West, FL is listed for $2,240,000 ($1,458 per sqft). Built in 1924, the home offers 1,536 sqft of living space on a 0.04 acres lot.

Agent Description

$50,000 price improvement - now $2,240,000. Extraordinary home in the historic district! Enjoy Key West living in the prized Old Town neighborhood with the perfect combination of all the top sought after attributes requested by buyers: walkable location, swimming pool, & private parking without compromise.

Offered entirely furnished, the 3 bedroom and 3 bath home is absolutely move-in ready, prepared for your immediate occupancy. With over 1500 sq. ft. of interior living on 2 floors, a bedroom/office and a full bath are on the ground level, with a full master suite and an additional bedroom and bath on the second.

Generous off street parking is superb for the historic district location, with room for all full size vehicles and perhaps even 2 cars. From the charming covered front porch, through the open main living area, and on to the pool and deck, the delightful home offers a seamless, integrated living space that is welcoming and ideal to gather and entertain.

Expertly crafted renovations with modern design features are highlighted by historic details to remind you of living in Old Town. If lucrative vacation rental income potential is of interest, the home has been rented for over $19,000 mo. A complete package containing a survey, elevation certificate, insurance declaration pages, and other helpful documents available on request.

Key Features

  • Built in 1924
  • 0.04 acre lot
  • 2 stories
  • Private pool

Property Details

2 stories
3 full
1924

Amenities

PoolViewA/C

Monthly Cost Estimate

$11,980/mo

20% down · 6.5% · 30 years

Principal$1,620
Interest$9,707
Insurance$653

Estimates only. Actual payments may vary.

Location

413 Frances Street

Key West, FL 33040

Old Town - Unrecord (1.0)

Features & Amenities

Interior Features

Built-in CabinetsGranite Counter TopDade County PineSecurity SystemStorage

Exterior Features

FencingLightingPrivacy Wall/FenceStorageWater Display

Property Details

Flooring

WoodTile

Construction

Frame

Views

Water

Pool Features

DeckPorchPatio

Parking

Off Street

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeMicrowaveStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 413 Frances Street is listed at $2,240,000 ($1,458/sqft). The estimated monthly payment is $9,707 based on 20% down at 6.5% interest.

Key features include: Built in 1924, 0.04 acre lot, 2 stories, Private pool. Interior Features: Built-in Cabinets, Granite Counter Top, Dade County Pine. Exterior Features: Fencing, Lighting, Privacy Wall/Fence.

This property is listed by Vic Musmanno and can be reached at 3053042623 or vicmusmanno@gmail.com.

VM

Vic Musmanno

Agent at Coldwell Banker Schmitt Real Estate Co. (KW)

(305) 304-2623

Listed by Coldwell Banker Schmitt Real Estate Co. (KW) · View on Broker Site

MLS# 618823· Source: listhub· Updated 95 days ago

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

413 Frances Street, Key West, FL 33040

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