# 413 N Water Street, Cambridge, IA 50046

> **TL;DR:** 3bd/1ba single family, $225,000 ($156/sqft), built 1890, 1,440 sqft.
> A/C, 1-car garage. Est. $1,204/mo. Listed 112 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $225,000 |
| Price/sqft | $156 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Square Feet | 1,440 |
| Year Built | 1890 |
| Lot Size | 17,860 sqft (0.41 acres) |
| Stories | 1 |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 112 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,138 |
| Estimated Insurance | $66 |
| **Total** | **$1,204** |

## Key Amenities

- A/C
- 1-car garage

## Property Highlights

- Built in 1890
- 0.41 acre lot

## Description

### Agent Description
This house offers leverage for the handy homeowner. With this lot size, there's plenty of room for an oversized garage or shop. The bigger ticket items in the house are already done. Roof including sheathing was done in 2025. Electrical and HVAC are updated. Steel siding and replacement windows. That leaves cosmetic projects like flooring because there are hardwoods under the carpet, paint, fixtures, or additional bathroom options, etc. Have you wanted to live in a place where kids can ride bikes with almost no traffic? Where you can have a big garden on your own property? The options for a buyer willing to work hard/leverage their skills to transform a property into what they want are right here in Cambridge. All information is from seller and public records.

## Location

- **Address:** 413 N Water Street, Cambridge, IA 50046
- **County:** Story
- **Coordinates:** 41.900837, -93.529978
- **Google Maps:** https://www.google.com/maps?q=41.900837,-93.529978

## Listing Agent

- **Name:** Laurie Culp
- **Brokerage:** RE/MAX Precision
- **Broker Phone:** (515) 223-9492
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/413-N-Water-St_Cambridge_IA_50046_M74011-93555?f=listhub&s=DMAARIA&m=745108&c=propsimple)

## Photos

![413 N Water Street - Photo 1](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f110497227r.jpg)

![413 N Water Street - Photo 2](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f1812520220r.jpg)

![413 N Water Street - Photo 3](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f2466472633r.jpg)

![413 N Water Street - Photo 4](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f470381050r.jpg)

![413 N Water Street - Photo 5](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f4041036738r.jpg)

![413 N Water Street - Photo 6](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f4242754101r.jpg)

![413 N Water Street - Photo 7](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f3807477767r.jpg)

![413 N Water Street - Photo 8](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f907283746r.jpg)

![413 N Water Street - Photo 9](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f3026479179r.jpg)

![413 N Water Street - Photo 10](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f1861224074r.jpg)

![413 N Water Street - Photo 11](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f2977118507r.jpg)

![413 N Water Street - Photo 12](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f1518514472r.jpg)

![413 N Water Street - Photo 13](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f2037095466r.jpg)

![413 N Water Street - Photo 14](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f2283375308r.jpg)

![413 N Water Street - Photo 15](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f4148190197r.jpg)

![413 N Water Street - Photo 16](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f216330854r.jpg)

![413 N Water Street - Photo 17](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f2837027661r.jpg)

![413 N Water Street - Photo 18](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f1964639087r.jpg)

![413 N Water Street - Photo 19](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f15790593r.jpg)

![413 N Water Street - Photo 20](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f2672547202r.jpg)

![413 N Water Street - Photo 21](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f247407048r.jpg)

![413 N Water Street - Photo 22](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f1875175447r.jpg)

![413 N Water Street - Photo 23](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f1369417192r.jpg)

![413 N Water Street - Photo 24](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f2455915835r.jpg)

![413 N Water Street - Photo 25](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f822362510r.jpg)

![413 N Water Street - Photo 26](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f3414102838r.jpg)

![413 N Water Street - Photo 27](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f3849747368r.jpg)

![413 N Water Street - Photo 28](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f2567060495r.jpg)

![413 N Water Street - Photo 29](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f604696077r.jpg)

![413 N Water Street - Photo 30](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f2183708253r.jpg)

![413 N Water Street - Photo 31](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f3580943407r.jpg)

![413 N Water Street - Photo 32](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f1390644404r.jpg)

![413 N Water Street - Photo 33](http://lh.rdcpix.com/0154b65047c662a2f03129ae77e202abl-f2733970864r.jpg)

---

**MLS#:** 745108 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Des Moines Area Association of REALTORS®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/413-n-water-street-cambridge-ia-50046-23fafd95c9a54fc3b7f67cf7ac0e78b2)

---

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