# 413 Oneida, Waterloo, IA 50703

> **TL;DR:** 3bd/2ba single family, $99,900 ($80/sqft), built 1907, 1,248 sqft.
> A/C. Est. $534/mo. Listed 3 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $99,900 |
| Price/sqft | $80 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 1,248 |
| Year Built | 1907 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 3 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $505 |
| Estimated Insurance | $29 |
| **Total** | **$534** |

## Nearby Schools

- **Elementary:** Cunningham
- **Middle:** George Washington Carver Academy
- **High:** East High

## Key Amenities

- A/C

## Property Highlights

- Built in 1907
- 0.14 acre lot

## Description

### Agent Description
Space, comfort, and room to make it your own! This two-story home offers plenty of room to spread out and enjoy! Start your morning with a cup of coffee on the inviting covered front porch, or simply sit back and relax. Inside, you'll find a spacious kitchen with ample cupboard space, convenient main-floor laundry with access to the backyard, and an updated half bath. The upper level features three nice-sized bedrooms and a full bath. Newer flooring and bathroom updates add to the appeal! Step outside and discover the deep backyard offering endless possibilities to create your own private oasis, whether it's a beautiful garden, outdoor entertaining area, or simply a peaceful place to unwind. A great opportunity to make this house your home!

## Location

- **Address:** 413 Oneida, Waterloo, IA 50703
- **County:** Black Hawk
- **Coordinates:** 42.507476, -92.32599
- **Google Maps:** https://www.google.com/maps?q=42.507476,-92.32599

## Listing Agent

- **Name:** Karmen Schwake
- **Brokerage:** Oakridge Real Estate
- **Phone:** 3192391281
- **Broker Phone:** (319) 277-5005
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/413-Oneida-St_Waterloo_IA_50703_M73899-71921?f=listhub&s=WCFBORIA&m=20265005&c=propsimple)

## Photos

![413 Oneida - Photo 1](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f2830791197r.jpg)

![413 Oneida - Photo 2](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f3409752982r.jpg)

![413 Oneida - Photo 3](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f3322239183r.jpg)

![413 Oneida - Photo 4](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f2378135205r.jpg)

![413 Oneida - Photo 5](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f3253468422r.jpg)

![413 Oneida - Photo 6](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f211597282r.jpg)

![413 Oneida - Photo 7](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f210838033r.jpg)

![413 Oneida - Photo 8](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f2518285801r.jpg)

![413 Oneida - Photo 9](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f2995650225r.jpg)

![413 Oneida - Photo 10](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f752456638r.jpg)

![413 Oneida - Photo 11](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f2562645514r.jpg)

![413 Oneida - Photo 12](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f1429988640r.jpg)

![413 Oneida - Photo 13](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f3431149413r.jpg)

![413 Oneida - Photo 14](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f1983885500r.jpg)

![413 Oneida - Photo 15](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f986036650r.jpg)

![413 Oneida - Photo 16](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f2585075915r.jpg)

![413 Oneida - Photo 17](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f2647240156r.jpg)

![413 Oneida - Photo 18](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f1343396662r.jpg)

![413 Oneida - Photo 19](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f1384850726r.jpg)

![413 Oneida - Photo 20](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f1144457071r.jpg)

![413 Oneida - Photo 21](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f1708638940r.jpg)

![413 Oneida - Photo 22](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f181587338r.jpg)

![413 Oneida - Photo 23](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f1108380093r.jpg)

![413 Oneida - Photo 24](http://lh.rdcpix.com/72f923e73d53d4de084d145da092ad34l-f831264819r.jpg)

---

**MLS#:** 20265005 | **Updated:** 2026-10-14
**Source:** listhub

*Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/413-oneida-waterloo-ia-50703-20265005)

---

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