About This Home

This 2-bedroom, 2-bathroom single family at 413 Terrace Drive in Chimney Rock, NC is listed for $399,000 ($544 per sqft). Built in 1940, the home offers 734 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1940
  • 0.13 acre lot
  • Fireplace

Property Details

1 story
1 full, 1 half
1940

Amenities

FireplaceA/C
Listing Description

Tucked away in the heart of Chimney Rock Village, this charming, updated and cozy 1940s cottage offers the perfect blend of vintage character and modern comfort. Ideally located just above Main Street, the home is approximately 0.4 mile from downtown Chimney Rock and only one mile from Lake Lure Beach, putting shops, restaurants, and outdoor recreation a short stroll away.

The updated galley kitchen features butcher block countertops and stainless steel appliances, while the updated full bathroom and refreshed half bathroom add modern convenience. A bright front sunroom provides a welcoming space for relaxing and taking in the surrounding mountain atmosphere.

The inviting living room features a gas fireplace, creating a warm and comfortable gathering space, and the main level also offers a convenient laundry nook. Outside, a deck and patio provide room for entertaining or simply enjoying the peaceful mountain setting.

Situated on a corner lot with seasonal fall and winter views of Chimney Rock, this two-bedroom cottage is full of charm and versatility. Whether you're looking for a primary residence, a mountain getaway, or an income-producing short-term rental, this delightful cozy property offers an ideal location and plenty of possibilities.

Monthly Cost Estimate

$2,134/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,729
Insurance$116

Estimates only. Actual payments may vary.

Location

413 Terrace Drive

Chimney Rock, NC 28720

Property Details

Construction

Wood

Outdoor Features

PorchDeck

Parking

Driveway

Heating

Heat Pump (Heating)

Cooling

Ceiling Fan(s)Central AirHeat Pump

Appliances

DishwasherElectric CooktopElectric OvenMicrowaveRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom single family at 413 Terrace Drive is listed at $399,000 ($544/sqft). The estimated monthly payment is $2,134 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.13 acre lot, Fireplace.

This property is listed by Laura Moye.

LM

Laura Moye

Agent at Mosaic Community Lifestyle Realty

Listed by Mosaic Community Lifestyle Realty · Broker phone: (828) 337-8190 · View on Broker Site · Broker website

MLS# 4392061· Source: Canopy MLS· 25 days on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

413 Terrace Drive, Chimney Rock, NC 28720

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