# 413 Terrace Drive, Chimney Rock, NC 28720 > **TL;DR:** 2bd/2ba single family, $399,000 ($544/sqft), built 1940, 734 sqft. > Fireplace, A/C. Est. $2,134/mo. Listed 27 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,000 | | Price/sqft | $544 | | Bedrooms | 2 | | Bathrooms | 1 full, 1 half | | Square Feet | 734 | | Year Built | 1940 | | Lot Size | 5,663 sqft (0.13 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 27 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,018 | | Estimated Insurance | $116 | | **Total** | **$2,134** | ## Nearby Schools - **Elementary:** Unspecified - **Middle:** Unspecified - **High:** Unspecified ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1940 - 0.13 acre lot - Fireplace ## Description ### Agent Description Tucked away in the heart of Chimney Rock Village, this charming, updated and cozy 1940s cottage offers the perfect blend of vintage character and modern comfort. Ideally located just above Main Street, the home is approximately 0.4 mile from downtown Chimney Rock and only one mile from Lake Lure Beach, putting shops, restaurants, and outdoor recreation a short stroll away. The updated galley kitchen features butcher block countertops and stainless steel appliances, while the updated full bathroom and refreshed half bathroom add modern convenience. A bright front sunroom provides a welcoming space for relaxing and taking in the surrounding mountain atmosphere. The inviting living room features a gas fireplace, creating a warm and comfortable gathering space, and the main level also offers a convenient laundry nook. Outside, a deck and patio provide room for entertaining or simply enjoying the peaceful mountain setting. Situated on a corner lot with seasonal fall and winter views of Chimney Rock, this two-bedroom cottage is full of charm and versatility. Whether you're looking for a primary residence, a mountain getaway, or an income-producing short-term rental, this delightful cozy property offers an ideal location and plenty of possibilities. ## Location - **Address:** 413 Terrace Drive, Chimney Rock, NC 28720 - **County:** Rutherford - **Coordinates:** 35.438382, -82.240399 - **Google Maps:** https://www.google.com/maps?q=35.438382,-82.240399 ## Listing Agent - **Name:** Laura Moye - **Brokerage:** Mosaic Community Lifestyle Realty - **Broker Phone:** (828) 337-8190 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/413-Terrace-Dr_Chimney-Rock_NC_28720_M68859-38802?f=listhub&s=CMLSNC&m=4392061&c=propsimple) ## Photos ![413 Terrace Drive - Photo 1](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f108900089r.jpg) ![413 Terrace Drive - Photo 2](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f1360036479r.jpg) ![413 Terrace Drive - Photo 3](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f1201768060r.jpg) ![413 Terrace Drive - Photo 4](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f1126336781r.jpg) ![413 Terrace Drive - Photo 5](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f220895274r.jpg) ![413 Terrace Drive - Photo 6](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f388755576r.jpg) ![413 Terrace Drive - Photo 7](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f1575235968r.jpg) ![413 Terrace Drive - Photo 8](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f3587092567r.jpg) ![413 Terrace Drive - Photo 9](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f352384066r.jpg) ![413 Terrace Drive - Photo 10](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f352384066r.jpg) ![413 Terrace Drive - Photo 11](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f2971496548r.jpg) ![413 Terrace Drive - Photo 12](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f3887206495r.jpg) ![413 Terrace Drive - Photo 13](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f3587092567r.jpg) ![413 Terrace Drive - Photo 14](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f2619357181r.jpg) ![413 Terrace Drive - Photo 15](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f528999736r.jpg) ![413 Terrace Drive - Photo 16](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f3201160555r.jpg) ![413 Terrace Drive - Photo 17](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f1909127379r.jpg) ![413 Terrace Drive - Photo 18](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f3994517499r.jpg) ![413 Terrace Drive - Photo 19](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f2722895040r.jpg) ![413 Terrace Drive - Photo 20](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f2574730080r.jpg) ![413 Terrace Drive - Photo 21](http://lh.rdcpix.com/9aa893b1e69db00a3a46439801c7cbfbl-f1531160780r.jpg) --- **MLS#:** 4392061 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/413-terrace-drive-chimney-rock-nc-28720-589a3b58fc45434cb90ce33270cfe39a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/413-terrace-drive-chimney-rock-nc-28720-589a3b58fc45434cb90ce33270cfe39a#listing", "url": "https://www.propertysimple.ai/listing/413-terrace-drive-chimney-rock-nc-28720-589a3b58fc45434cb90ce33270cfe39a", "name": "413 Terrace Drive, Chimney Rock, NC 28720", "description": "Tucked away in the heart of Chimney Rock Village, this charming, updated and cozy 1940s cottage offers the perfect blend of vintage character and modern comfort. 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