About This Home

This 2-bedroom, 4-bathroom single family at 414 Bear Lake Circle in Whittier, NC is listed for $325,000. Built in 1994, on a 1.13 acres lot.

Key Features

  • Built in 1994
  • 1.13 acre lot
  • Fireplace

Property Details

3 full, 1 half
1-car garage
1994

Amenities

FireplaceViewA/C
Listing Description

Enjoy beautiful close-range mountain and water views overlooking a peaceful pond from this best-priced real estate in Swain County. This property features a 1-bedroom, 2.5-bath main house with an attached garage, plus a separate 1-bedroom, 1-bath guest cottage.

Situated at over 3,000 ft elevation, you'll enjoy beautiful views of the water without the responsibility of maintaining the pond! The homes sit on 1.13 unrestricted acres, offering exceptional privacy in a quiet setting. There used to be 2 RV Hookups on this property, so there is room for all your toys.

No HOA, but there is an active road maintenance association ensuring the gravel access remains in excellent condition. The property comes furnished. The main house has approximately 824 sq ft of heated living area on the main level, plus a 584 sq ft garage area with a 1/2 bath and storage room.

The lower level is approximately 629 sq ft finished and heated with gas logs but is not included in the total heated living area. The lower level includes a living/rec area, a room that could be used as a bedroom, and a full bath. The guest house has approximately 421 sq ft of heated living area and is included in the total advertised. The home does need some TLC and is priced accordingly. You won't find a better bargain in this market!

Monthly Cost Estimate

$1,738/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95

Estimates only. Actual payments may vary.

Location

414 Bear Lake Circle

Whittier, NC 28789

Bear Lake Estates

Features & Amenities

Interior Features

Cathedral/Vaulted CeilingCeiling Fan(s)In-law QuartersKitchen/FR ComboMain Level LivingPrimary on Main LevelOpen FloorplanRec/Game Room

Property Details

Flooring

LaminateConcreteCarpetVinyl

Construction

Vinyl Siding

Views

Water

Outdoor Features

PorchDeck

Parking

Garage - Attached

Heating

Propane (Heating)Baseboard

Cooling

Ductless

Appliances

Other Water Heater (See Remarks)DishwasherGas Oven/RangeRefrigeratorWasherDryer

Questions & Answers

This 2-bedroom, 4-bathroom single family at 414 Bear Lake Circle is listed at $325,000. The estimated monthly payment is $1,738 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1994, 1.13 acre lot, Fireplace. Interior Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), In-law Quarters.

This property is listed by Megan F. Cookston and can be reached at 8285076311.

MC

Megan F. Cookston

Agent at YELLOW ROSE REALTY

(828) 507-6311
Agent website

Listed by YELLOW ROSE REALTY · Broker phone: 8284882797 · View on Broker Site · Broker website

MLS# 26048730· Source: Carolina Smokies Association of Realtors· 9 days on PropertySimple

Copyright © 2026 Carolina Smokies Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

414 Bear Lake Circle, Whittier, NC 28789

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