# 414 Bear Lake Circle, Whittier, NC 28789 > **TL;DR:** 2bd/4ba single family, $325,000, built 1994. > Fireplace, View, A/C, 1-car garage. Est. $1,738/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $325,000 | | Bedrooms | 2 | | Bathrooms | 3 full, 1 half | | Year Built | 1994 | | Lot Size | 49,223 sqft (1.13 acres) | | Garage | 1-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,643 | | Estimated Insurance | $95 | | **Total** | **$1,738** | ## Nearby Schools - **Elementary:** Swain County - **Middle:** Swain County - **High:** Swain County ## Key Amenities - Fireplace - View - A/C - 1-car garage ## Property Highlights - Built in 1994 - 1.13 acre lot - Fireplace ## Description ### Agent Description Enjoy beautiful close-range mountain and water views overlooking a peaceful pond from this best-priced real estate in Swain County. This property features a 1-bedroom, 2.5-bath main house with an attached garage, plus a separate 1-bedroom, 1-bath guest cottage. Situated at over 3,000 ft elevation, you'll enjoy beautiful views of the water without the responsibility of maintaining the pond! The homes sit on 1.13 unrestricted acres, offering exceptional privacy in a quiet setting. There used to be 2 RV Hookups on this property, so there is room for all your toys. No HOA, but there is an active road maintenance association ensuring the gravel access remains in excellent condition. The property comes furnished. The main house has approximately 824 sq ft of heated living area on the main level, plus a 584 sq ft garage area with a 1/2 bath and storage room. The lower level is approximately 629 sq ft finished and heated with gas logs but is not included in the total heated living area. The lower level includes a living/rec area, a room that could be used as a bedroom, and a full bath. The guest house has approximately 421 sq ft of heated living area and is included in the total advertised. The home does need some TLC and is priced accordingly. You won't find a better bargain in this market! ## Location - **Address:** 414 Bear Lake Circle, Whittier, NC 28789 - **County:** Swain - **Neighborhood:** Bear Lake Estates - **Coordinates:** 35.387198, -83.3672299 - **Google Maps:** https://www.google.com/maps?q=35.387198,-83.3672299 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/414-Bear-Lake-Circle-Whittier-NC-28789/unbranded ## Listing Agent - **Name:** Megan F. Cookston - **Brokerage:** YELLOW ROSE REALTY - **Broker Phone:** 8284882797 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/414-Bear-Lake-Cir_Whittier_NC_28789_M69045-83482?f=listhub&s=FBRNC&m=26048730&c=propsimple) ## Photos ![414 Bear Lake Circle - Photo 1](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f371959349r.jpg) ![414 Bear Lake Circle - Photo 2](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f3357925848r.jpg) ![414 Bear Lake Circle - Photo 3](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f2019404105r.jpg) ![414 Bear Lake Circle - Photo 4](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f1464819195r.jpg) ![414 Bear Lake Circle - Photo 5](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f283282740r.jpg) ![414 Bear Lake Circle - Photo 6](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f4128950016r.jpg) ![414 Bear Lake Circle - Photo 7](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f636286178r.jpg) ![414 Bear Lake Circle - Photo 8](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f151172148r.jpg) ![414 Bear Lake Circle - Photo 9](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f3291150324r.jpg) ![414 Bear Lake Circle - Photo 10](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f1883051196r.jpg) ![414 Bear Lake Circle - Photo 11](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f3473900405r.jpg) ![414 Bear Lake Circle - Photo 12](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f372543667r.jpg) ![414 Bear Lake Circle - Photo 13](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f2143933405r.jpg) ![414 Bear Lake Circle - Photo 14](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f4143824617r.jpg) ![414 Bear Lake Circle - Photo 15](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f70883802r.jpg) ![414 Bear Lake Circle - Photo 16](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f1456012222r.jpg) ![414 Bear Lake Circle - Photo 17](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f56840679r.jpg) ![414 Bear Lake Circle - Photo 18](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f3625263258r.jpg) ![414 Bear Lake Circle - Photo 19](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f489285976r.jpg) ![414 Bear Lake Circle - Photo 20](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f4055260383r.jpg) ![414 Bear Lake Circle - Photo 21](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f1776047243r.jpg) ![414 Bear Lake Circle - Photo 22](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f3529703956r.jpg) ![414 Bear Lake Circle - Photo 23](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f562723513r.jpg) ![414 Bear Lake Circle - Photo 24](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f74586918r.jpg) ![414 Bear Lake Circle - Photo 25](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f2068081811r.jpg) ![414 Bear Lake Circle - Photo 26](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f1178217464r.jpg) ![414 Bear Lake Circle - Photo 27](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f2864246005r.jpg) ![414 Bear Lake Circle - Photo 28](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f4290901332r.jpg) ![414 Bear Lake Circle - Photo 29](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f271708978r.jpg) ![414 Bear Lake Circle - Photo 30](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f2992645647r.jpg) ![414 Bear Lake Circle - Photo 31](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f454476572r.jpg) ![414 Bear Lake Circle - Photo 32](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f2748879089r.jpg) ![414 Bear Lake Circle - Photo 33](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f2813211435r.jpg) ![414 Bear Lake Circle - Photo 34](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f1030740252r.jpg) ![414 Bear Lake Circle - Photo 35](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f2991798780r.jpg) ![414 Bear Lake Circle - Photo 36](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f2137306206r.jpg) ![414 Bear Lake Circle - Photo 37](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f3436072700r.jpg) ![414 Bear Lake Circle - Photo 38](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f1370925922r.jpg) ![414 Bear Lake Circle - Photo 39](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f441134389r.jpg) ![414 Bear Lake Circle - Photo 40](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f1348449070r.jpg) ![414 Bear Lake Circle - Photo 41](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f2036311035r.jpg) ![414 Bear Lake Circle - Photo 42](http://lh.rdcpix.com/3d0dbc8b0b90f969167398dd5a98b1b3l-f3264294553r.jpg) --- **MLS#:** 26048730 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Carolina Smokies Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/414-bear-lake-circle-whittier-nc-28789-4831db48a17a40eda2ea74e6030fd466) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/414-bear-lake-circle-whittier-nc-28789-4831db48a17a40eda2ea74e6030fd466#listing", "url": "https://www.propertysimple.ai/listing/414-bear-lake-circle-whittier-nc-28789-4831db48a17a40eda2ea74e6030fd466", "name": "414 Bear Lake Circle, Whittier, NC 28789", "description": "Enjoy beautiful close-range mountain and water views overlooking a peaceful pond from this best-priced real estate in Swain County. This property features a 1-bedroom, 2.5-bath main house with an attached garage, plus a separate 1-bedroom, 1-bath guest cottage. Situated at over 3,000 ft elevation, you'll enjoy beautiful views of the water without the responsibility of maintaining the pond! The homes sit on 1.13 unrestricted acres, offering exceptional privacy in a quiet setting. There used to be 2 RV Hookups on this property, so there is room for all your toys. No HOA, but there is an active road maintenance association ensuring the gravel access remains in excellent condition. The property comes furnished. The main house has approximately 824 sq ft of heated living area on the main level, plus a 584 sq ft garage area with a 1/2 bath and storage room. The lower level is approximately 629 sq ft finished and heated with gas logs but is not included in the total heated living area. The lower level includes a living/rec area, a room that could be used as a bedroom, and a full bath. The guest house has approximately 421 sq ft of heated living area and is included in the total advertised. The home does need some TLC and is priced accordingly. 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