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About This Home

This 3-bedroom, 2-bathroom single family at 414 Mallard Cove Rd in Moneta, VA is listed for $479,000 ($277 per sqft). Built in 1999, the home offers 1,728 sqft of living space on a 1.24 acres lot.

Agent Description

Wake up each morning to peaceful water views and the quiet comfort of single-level living in the inviting Mallard Cove Estates. This is a true water-access home--offering the lake lifestyle without paying the waterfront price. Thoughtful updates are found throughout, including upgraded kitchen cabinetry, an elegant LED-lit backsplash, refreshed cei

ling fans, a fully serviced septic system with riser, HVAC cleaning, new crawlspace lighting, generator back-feed wiring, epoxy-mortar sidewalks, professionally reseeded grounds, and many more improvements too numerous to list. Every detail has been handled so you can simply settle in and enjoy the ease of lakeside living.

Set on 1.24 acres of lush, usable land, the property feels like your own private retreat. Evenings are made for unwinding under the freshly painted, electricity-equipped gazebo/pavilion on its solid concrete slab--perfect for outdoor dinners, morning coffee, or gathering with friends.

The garden shed and wooded backdrop add charm and privacy, creating a sense of space that feels both expansive and intimate. Just a short stroll down the road, the lake becomes an extension of your backyard. Launch a boat from the community ramp, spend the afternoon at the day docks, or enjoy a picnic by the water. Whether you're seeking quiet weekends, memorable summers, or a year-round escape, this home offers a lifestyle centered around ease, nature, and the simple joy of being near the lake.

Key Features

  • Built in 1999
  • 1.24 acre lot
  • Fireplace
  • Waterfront

Property Details

2 full
1999

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$2,762/mo

20% down · 6.5% · 30 years

Principal$346
Interest$2,076
Insurance$140
HOA$200

Estimates only. Actual payments may vary.

Location

414 Mallard Cove Rd

Moneta, VA 24121

Mallard Cove Estates

Features & Amenities

Exterior Features

DeckGarden SpacePaved Driveway

Property Details

Flooring

WoodTileVinyl

Construction

Vinyl Siding

Views

Lake

Pool Features

PorchDeck

Parking

Driveway

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Heat PumpElectric

Appliances

Microwave Oven (Built In)

Questions & Answers

This 3-bedroom, 2-bathroom single family at 414 Mallard Cove Rd is listed at $479,000 ($277/sqft). The estimated monthly payment is $2,276 based on 20% down at 6.5% interest.

HOA fees are $200/month.

Key features include: Built in 1999, 1.24 acre lot, Fireplace, Waterfront. Exterior Features: Deck, Garden Space, Paved Driveway.

This property is listed by MELINDA KAY MILLER and can be reached at (540) 297-6002 or broker@lakeretreat.com.

MM

MELINDA KAY MILLER

Agent at LAKE RETREAT PROPERTIES INC.

(540) 297-6002

Listed by LAKE RETREAT PROPERTIES INC. · View on Broker Site

MLS# 927007· Source: listhub· Updated 34 days ago

Copyright © 2026 Roanoke Valley Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

414 Mallard Cove Rd, Moneta, VA 24121

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