# 414 Mallard Cove Rd, Moneta, VA 24121 > **TL;DR:** 3bd/2ba single family, $449,000 ($260/sqft), built 1999, 1,728 sqft. > Fireplace, Waterfront, View, A/C. Est. $2,601/mo. Listed 170 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $449,000 | | Price/sqft | $260 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,728 | | Year Built | 1999 | | Lot Size | 54,014 sqft (1.24 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 170 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,270 | | Estimated Insurance | $131 | | HOA | $200 | | **Total** | **$2,601** | ## Nearby Schools - **Elementary:** Dudley - **Middle:** Ben Franklin Middle - **High:** Franklin County ## Key Amenities - Fireplace - Waterfront - View - A/C ## Property Highlights - Built in 1999 - 1.24 acre lot - Fireplace - Waterfront ## Description ### Agent Description Price improvement! Wake up each morning to peaceful water views and the quiet comfort of single-level living in the inviting Mallard Cove Estates. This is a true water-access home--offering the lake lifestyle without paying the waterfront price. Updates since 2025 include upgraded kitchen cabinetry, an elegant LED-lit backsplash, refreshed ceiling fans, a fully serviced septic system with riser, HVAC cleaning, new crawlspace lighting, generator back-feed wiring, epoxy-mortar sidewalks, professionally reseeded grounds, and many more improvements too numerous to list. Every detail has been handled so you can simply settle in and enjoy the ease of lakeside living. Set on 1.24 acres of lush, usable land, the property feels like your own private retreat. Evenings are made for unwinding under the freshly painted, electricity-equipped gazebo/pavilion on its solid concrete slab--perfect for outdoor dinners, morning coffee, or gathering with friends. The garden shed and wooded backdrop add charm and privacy, creating a sense of space that feels both expansive and intimate. Just a short stroll down the road, the lake becomes an extension of your backyard. Launch a boat from the community ramp, spend the afternoon at the day docks, or enjoy a picnic by the water. Whether you're seeking quiet weekends, memorable summers, or a year-round escape, this home offers a lifestyle centered around ease, nature, and the simple joy of being near the lake. ## Location - **Address:** 414 Mallard Cove Rd, Moneta, VA 24121 - **County:** Franklin County - **Neighborhood:** Mallard Cove Estates - **Coordinates:** 37.104637, -79.680561 - **Google Maps:** https://www.google.com/maps?q=37.104637,-79.680561 ## Virtual Tour & Media - **Video Tour:** https://showsgreat.photography/414-Mallard-Cove-Rd/idx ## Listing Agent - **Name:** MELINDA KAY MILLER - **Brokerage:** Lake Retreat Properties Inc. - **Phone:** 5408142234 - **Broker Phone:** (540) 297-6002 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/414-Mallard-Cove-Rd_Moneta_VA_24121_M66080-47771?f=listhub&s=RVARVA&m=927007&c=propsimple) ## Photos ![414 Mallard Cove Rd - Photo 1](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f765304264r.jpg) ![414 Mallard Cove Rd - Photo 2](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f900406667r.jpg) ![414 Mallard Cove Rd - Photo 3](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2832571810r.jpg) ![414 Mallard Cove Rd - Photo 4](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1741480453r.jpg) ![414 Mallard Cove Rd - Photo 5](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1110082108r.jpg) ![414 Mallard Cove Rd - Photo 6](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1514157007r.jpg) ![414 Mallard Cove Rd - Photo 7](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f780951829r.jpg) ![414 Mallard Cove Rd - Photo 8](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f636301938r.jpg) ![414 Mallard Cove Rd - Photo 9](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1247137081r.jpg) ![414 Mallard Cove Rd - Photo 10](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2878454014r.jpg) ![414 Mallard Cove Rd - Photo 11](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1547477788r.jpg) ![414 Mallard Cove Rd - Photo 12](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1752623193r.jpg) ![414 Mallard Cove Rd - Photo 13](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1654675851r.jpg) ![414 Mallard Cove Rd - Photo 14](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3821056446r.jpg) ![414 Mallard Cove Rd - Photo 15](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3786747354r.jpg) ![414 Mallard Cove Rd - Photo 16](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2556172330r.jpg) ![414 Mallard Cove Rd - Photo 17](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f796121166r.jpg) ![414 Mallard Cove Rd - Photo 18](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f4051193738r.jpg) ![414 Mallard Cove Rd - Photo 19](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3573594079r.jpg) ![414 Mallard Cove Rd - Photo 20](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2738664862r.jpg) ![414 Mallard Cove Rd - Photo 21](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1731882389r.jpg) ![414 Mallard Cove Rd - Photo 22](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3788905511r.jpg) ![414 Mallard Cove Rd - Photo 23](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f621683970r.jpg) ![414 Mallard Cove Rd - Photo 24](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f672891957r.jpg) ![414 Mallard Cove Rd - Photo 25](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2866746947r.jpg) ![414 Mallard Cove Rd - Photo 26](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3910964705r.jpg) ![414 Mallard Cove Rd - Photo 27](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2005032551r.jpg) ![414 Mallard Cove Rd - Photo 28](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1895403313r.jpg) ![414 Mallard Cove Rd - Photo 29](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f93199836r.jpg) ![414 Mallard Cove Rd - Photo 30](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2950024691r.jpg) ![414 Mallard Cove Rd - Photo 31](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1820247688r.jpg) ![414 Mallard Cove Rd - Photo 32](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3193000641r.jpg) ![414 Mallard Cove Rd - Photo 33](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3818310428r.jpg) ![414 Mallard Cove Rd - Photo 34](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3144437458r.jpg) ![414 Mallard Cove Rd - Photo 35](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1481086637r.jpg) ![414 Mallard Cove Rd - Photo 36](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2110831737r.jpg) ![414 Mallard Cove Rd - Photo 37](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3178362158r.jpg) ![414 Mallard Cove Rd - Photo 38](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f81210331r.jpg) ![414 Mallard Cove Rd - Photo 39](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2832571810r.jpg) ![414 Mallard Cove Rd - Photo 40](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3327361263r.jpg) ![414 Mallard Cove Rd - Photo 41](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3047380621r.jpg) ![414 Mallard Cove Rd - Photo 42](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f730865990r.jpg) ![414 Mallard Cove Rd - Photo 43](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2280913783r.jpg) ![414 Mallard Cove Rd - Photo 44](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f3694066497r.jpg) ![414 Mallard Cove Rd - Photo 45](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1439062254r.jpg) ![414 Mallard Cove Rd - Photo 46](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f218878374r.jpg) ![414 Mallard Cove Rd - Photo 47](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1012391830r.jpg) ![414 Mallard Cove Rd - Photo 48](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2070747702r.jpg) ![414 Mallard Cove Rd - Photo 49](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f385957014r.jpg) ![414 Mallard Cove Rd - Photo 50](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2914713462r.jpg) ![414 Mallard Cove Rd - Photo 51](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f2665693265r.jpg) ![414 Mallard Cove Rd - Photo 52](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f607988774r.jpg) ![414 Mallard Cove Rd - Photo 53](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f30765677r.jpg) ![414 Mallard Cove Rd - Photo 54](http://lh.rdcpix.com/f8877e847767b8df90f71dbc81b07987l-f1331176464r.jpg) --- **MLS#:** 927007 | **Updated:** 2026-10-14 **Source:** listhub *Copyright © 2026 Roanoke Valley Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/414-mallard-cove-rd-moneta-va-24121-a927007) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/414-mallard-cove-rd-moneta-va-24121-a927007#listing", "url": "https://www.propertysimple.ai/listing/414-mallard-cove-rd-moneta-va-24121-a927007", "name": "414 Mallard Cove Rd, Moneta, VA 24121", "description": "Price improvement! Wake up each morning to peaceful water views and the quiet comfort of single-level living in the inviting Mallard Cove Estates. This is a true water-access home--offering the lake lifestyle without paying the waterfront price. Updates since 2025 include upgraded kitchen cabinetry, an elegant LED-lit backsplash, refreshed ceiling fans, a fully serviced septic system with riser, HVAC cleaning, new crawlspace lighting, generator back-feed wiring, epoxy-mortar sidewalks, professionally reseeded grounds, and many more improvements too numerous to list. Every detail has been handled so you can simply settle in and enjoy the ease of lakeside living. Set on 1.24 acres of lush, usable land, the property feels like your own private retreat. Evenings are made for unwinding under the freshly painted, electricity-equipped gazebo/pavilion on its solid concrete slab--perfect for outdoor dinners, morning coffee, or gathering with friends. The garden shed and wooded backdrop add charm and privacy, creating a sense of space that feels both expansive and intimate. Just a short stroll down the road, the lake becomes an extension of your backyard. 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