About This Home

This 4-bedroom, 3-bathroom single family at 4144 Zephyr Lane in Chattanooga, TN is listed for $499,000 ($206 per sqft). Built in 2022, the home offers 2,425 sqft of living space on a 0.18 acres lot.

Key Features

  • Built in 2022
  • 0.18 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2-car garage
2022

Amenities

FireplaceA/C
Listing Description

Built buy Blue Hammer Homes and not a Production Builder. River Rock Cove Living starts here featuring two bedrooms and two full baths on the main level plus a neighborhood pool. Picture breakfast at the island, evenings on the covered patio and weekends at the neighborhood pool, all from a home that's just four years new, freshly painted and completely move-in ready.

And with the primary suite AND a second bedroom on the main level, 4144 Zephyr Ln is the floor plan buyers wait for. Step into the two-story foyer and the home opens up in front of you. The kitchen's oversized island is made for morning coffee, casual meals and conversation while dinner comes together, and the walk-in pantry keeps everything organized and out of sight.

The kitchen flows into a light-filled dining area and a spacious living room anchored by a corner fireplace, so everyone stays connected on a quiet night in or a house full of friends. The main-level primary suite is tucked at the back of the home for privacy.

It offers a double vanity, separate shower, private water closet and a generous walk-in closet. A second main-level bedroom sits at the front of the home beside a full bath, perfect for guests, a home office or anyone who prefers to skip the stairs. The laundry room is on the main level as well, right where you need it.

Upstairs, two more bedrooms (one with its own walk-in closet) share a full bath with a separate vanity area that keeps busy mornings running smoothly. A cozy bonus nook is ready to become a reading corner, study spot or favorite hangout, and walk-out attic storage keeps holiday decor and seasonal items within easy reach.

Step outside to the covered patio, a true extension of your living space for slow mornings, grilling out and unwinding at the end of the day. A two-car garage, sidewalks for evening strolls and a community pool for summer afternoons complete the picture. Four bedrooms, three full baths and a lifestyle to look forward to.

Monthly Cost Estimate

$3,569/mo

20% down · 6.5% · 30 years

Principal$361
Interest$2,162
Insurance$146
HOA$900

Estimates only. Actual payments may vary.

Location

4144 Zephyr Lane

Chattanooga, TN 37416

River Rock Cove

Features & Amenities

Interior Features

Eat-in KitchenEntrance FoyerGranite CountersHigh CeilingsOpen FloorplanPantryPrimary DownstairsSeparate ShowerTub/shower ComboWalk-In Closet(s)

Property Details

Flooring

TileCarpet

Construction

Brick Fiber Cement

Outdoor Features

DeckPatioPorch

Parking

GarageOpen

Heating

CentralNatural Gas

Cooling

Multi UnitsCentral AirElectric

Appliances

Tankless Water HeaterMicrowaveGas Water HeaterFree-Standing Electric RangeDisposalDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4144 Zephyr Lane is listed at $499,000 ($206/sqft). The estimated monthly payment is $3,569 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $900/month.

Key features include: Built in 2022, 0.18 acre lot, 2 stories, Fireplace. Interior Features: Eat-in Kitchen, Entrance Foyer, Granite Counters.

This property is listed by Diane E Burke.

DB

Diane E Burke

License 295114

Agent at Real Estate Partners Chattanooga LLC

Listed by Real Estate Partners Chattanooga LLC · Broker phone: (423) 265-0088 · View on Broker Site · Broker website

MLS# 1543109· Source: Greater Chattanooga Association of REALTORS· 39 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4144 Zephyr Lane, Chattanooga, TN 37416

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