# 415 S 4th Street, Saint Charles, IL 60174 > **TL;DR:** 5bd/5ba single family, $920,000 ($354/sqft), built 1890, 2,598 sqft. > Fireplace, Hardwood, A/C, 2-car garage. Est. $4,920/mo. Listed 36 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $920,000 | | Price/sqft | $354 | | Bedrooms | 5 | | Bathrooms | 4 full, 1 half | | Square Feet | 2,598 | | Year Built | 1890 | | Lot Size | 20,517 sqft (0.47 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active Under Contract | | Days on Market | 36 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,652 | | Estimated Insurance | $268 | | **Total** | **$4,920** | ## Key Amenities - Fireplace - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 1890 - 0.47 acre lot - 2 stories - 2 parking spaces - Fireplace ## Description ### Agent Description Welcome to 415 S. Fourth Street, a secluded in-town retreat designed for generations to gather. Set on a rare, half-acre double lot spanning Fourth and Fifth streets, this five-bedroom, 41/2-bath historic estate blends late-Victorian Queen Anne architecture with classical craftsmanship. Located in a quiet, walkable neighborhood just blocks from vibrant downtown St. Charles, this home offers unmatched privacy, extraordinary character, and the space to create lasting memories. Bring your design ideas-this unique property presents an incredible opportunity to restore, update, and customize a historic masterpiece to your exact taste. Commissioned in the early 1890s by Civil War veteran J.B.T. Wheeler, the residence beautifully preserves its historic workmanship. Iconic features include a sweeping wraparound porch, a graceful central staircase, substantial moldings, leaded-glass windows, original wood floors, and glass-paneled pocket doors. At the heart of the home is a dramatic, exceptionally large family room with a grand fireplace-the ultimate setting for holidays, milestones, and large-scale entertaining. The spacious kitchen and bathrooms are ready for updates and modernization. The expansive footprint and generous room proportions provide a strong canvas for your thoughtful vision. The park-like grounds are a true outdoor sanctuary. Featuring an in-ground pool, an expansive lawn, and mature ornamental gardens, the estate has comfortably hosted gatherings of over 100 guests. Additional highlights include an oversized two-car garage designed to complement the property's carriage-house aesthetic, plus a separate, detached art studio nestled beneath magnificent black walnut trees-perfect for a home office, woodworking shop, or creative retreat. ## Location - **Address:** 415 S 4th Street, Saint Charles, IL 60174 - **County:** Kane - **Coordinates:** 41.908915, -88.317376 - **Google Maps:** https://www.google.com/maps?q=41.908915,-88.317376 ## Virtual Tour & Media - **Video Tour:** https://listingsong.com/listing/js7cmy39cs5c297zmasgvfcx1n8f4bmh?t=077e55d22df8fb6b0d6a9d8474d24e3b20b60d2e93815908 ## Listing Agent - **Name:** Rita Schoenthal - **Brokerage:** Keller Williams Inspire - **Broker Phone:** (630) 377-6200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/415-S-4th-St_St-Charles_IL_60174_M78459-01286?f=listhub&s=MREDIL&m=12696696&c=propsimple) ## Photos ![415 S 4th Street - Photo 1](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3887193986r.jpg) ![415 S 4th Street - Photo 2](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3537682409r.jpg) ![415 S 4th Street - Photo 3](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f2567791081r.jpg) ![415 S 4th Street - Photo 4](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f2282509805r.jpg) ![415 S 4th Street - Photo 5](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f2782040521r.jpg) ![415 S 4th Street - Photo 6](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f862636287r.jpg) ![415 S 4th Street - Photo 7](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3802175531r.jpg) ![415 S 4th Street - Photo 8](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3189547310r.jpg) ![415 S 4th Street - Photo 9](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f2589230186r.jpg) ![415 S 4th Street - Photo 10](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f149689067r.jpg) ![415 S 4th Street - Photo 11](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3161919993r.jpg) ![415 S 4th Street - Photo 12](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f2589230186r.jpg) ![415 S 4th Street - Photo 13](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f1743825776r.jpg) ![415 S 4th Street - Photo 14](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3683133834r.jpg) ![415 S 4th Street - Photo 15](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f2965990059r.jpg) ![415 S 4th Street - Photo 16](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f1731080317r.jpg) ![415 S 4th Street - Photo 17](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f537055647r.jpg) ![415 S 4th Street - Photo 18](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f348213381r.jpg) ![415 S 4th Street - Photo 19](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f2965990059r.jpg) ![415 S 4th Street - Photo 20](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3677494076r.jpg) ![415 S 4th Street - Photo 21](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f2064018974r.jpg) ![415 S 4th Street - Photo 22](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f348213381r.jpg) ![415 S 4th Street - Photo 23](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3618513546r.jpg) ![415 S 4th Street - Photo 24](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f1064679973r.jpg) ![415 S 4th Street - Photo 25](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3677494076r.jpg) ![415 S 4th Street - Photo 26](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f2064018974r.jpg) ![415 S 4th Street - Photo 27](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3444919025r.jpg) ![415 S 4th Street - Photo 28](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f1643159956r.jpg) ![415 S 4th Street - Photo 29](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3901094425r.jpg) ![415 S 4th Street - Photo 30](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f1516584039r.jpg) ![415 S 4th Street - Photo 31](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3781317806r.jpg) ![415 S 4th Street - Photo 32](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f2010778705r.jpg) ![415 S 4th Street - Photo 33](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3534934579r.jpg) ![415 S 4th Street - Photo 34](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3298701408r.jpg) ![415 S 4th Street - Photo 35](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f2615448036r.jpg) ![415 S 4th Street - Photo 36](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f862636287r.jpg) ![415 S 4th Street - Photo 37](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3189547310r.jpg) ![415 S 4th Street - Photo 38](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f1731080317r.jpg) ![415 S 4th Street - Photo 39](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3444919025r.jpg) ![415 S 4th Street - Photo 40](http://lh.rdcpix.com/b298faa5e8d8fb5c2b59986312c621cel-f3618513546r.jpg) --- **MLS#:** 12696696 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/415-s-4th-street-saint-charles-il-60174-3715e518fa3c49f3bb2a9247b8802f5d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/415-s-4th-street-saint-charles-il-60174-3715e518fa3c49f3bb2a9247b8802f5d#listing", "url": "https://www.propertysimple.ai/listing/415-s-4th-street-saint-charles-il-60174-3715e518fa3c49f3bb2a9247b8802f5d", "name": "415 S 4th Street, Saint Charles, IL 60174", "description": "Welcome to 415 S. Fourth Street, a secluded in-town retreat designed for generations to gather. Set on a rare, half-acre double lot spanning Fourth and Fifth streets, this five-bedroom, 41/2-bath historic estate blends late-Victorian Queen Anne architecture with classical craftsmanship. Located in a quiet, walkable neighborhood just blocks from vibrant downtown St. Charles, this home offers unmatched privacy, extraordinary character, and the space to create lasting memories. Bring your design ideas-this unique property presents an incredible opportunity to restore, update, and customize a historic masterpiece to your exact taste. Commissioned in the early 1890s by Civil War veteran J.B.T. Wheeler, the residence beautifully preserves its historic workmanship. Iconic features include a sweeping wraparound porch, a graceful central staircase, substantial moldings, leaded-glass windows, original wood floors, and glass-paneled pocket doors. At the heart of the home is a dramatic, exceptionally large family room with a grand fireplace-the ultimate setting for holidays, milestones, and large-scale entertaining. The spacious kitchen and bathrooms are ready for updates and modernization. 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