About This Home

This 5-bedroom, 5-bathroom single family at 415 S 4th Street in Saint Charles, IL is listed for $920,000 ($354 per sqft). Built in 1890, the home offers 2,598 sqft of living space on a 0.47 acres lot.

Key Features

  • Built in 1890
  • 0.47 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
4 full, 1 half
2-car garage
1890

Amenities

FireplaceHardwoodA/C
Listing Description

Welcome to 415 S. Fourth Street, a secluded in-town retreat designed for generations to gather. Set on a rare, half-acre double lot spanning Fourth and Fifth streets, this five-bedroom, 41/2-bath historic estate blends late-Victorian Queen Anne architecture with classical craftsmanship.

Located in a quiet, walkable neighborhood just blocks from vibrant downtown St. Charles, this home offers unmatched privacy, extraordinary character, and the space to create lasting memories. Bring your design ideas-this unique property presents an incredible opportunity to restore, update, and customize a historic masterpiece to your exact taste.

Commissioned in the early 1890s by Civil War veteran J.B.T. Wheeler, the residence beautifully preserves its historic workmanship. Iconic features include a sweeping wraparound porch, a graceful central staircase, substantial moldings, leaded-glass windows, original wood floors, and glass-paneled pocket doors.

At the heart of the home is a dramatic, exceptionally large family room with a grand fireplace-the ultimate setting for holidays, milestones, and large-scale entertaining. The spacious kitchen and bathrooms are ready for updates and modernization. The expansive footprint and generous room proportions provide a strong canvas for your thoughtful vision.

The park-like grounds are a true outdoor sanctuary. Featuring an in-ground pool, an expansive lawn, and mature ornamental gardens, the estate has comfortably hosted gatherings of over 100 guests. Additional highlights include an oversized two-car garage designed to complement the property's carriage-house aesthetic, plus a separate, detached art studio nestled beneath magnificent black walnut trees-perfect for a home office, woodworking shop, or creative retreat.

Monthly Cost Estimate

$4,920/mo

20% down · 6.5% · 30 years

Principal$665
Interest$3,987
Insurance$268

Estimates only. Actual payments may vary.

Location

415 S 4th Street

Saint Charles, IL 60174

Property Details

Flooring

CarpetHardwood

Construction

Frame

Outdoor Features

Porch

Parking

GarageOpen

Heating

Steam

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryerDisposal

Questions & Answers

This 5-bedroom, 5-bathroom single family at 415 S 4th Street is listed at $920,000 ($354/sqft). The estimated monthly payment is $4,920 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1890, 0.47 acre lot, 2 stories, 2 parking spaces, Fireplace.

This property is listed by Rita Schoenthal and can be reached at (630) 377-6200.

RS

Rita Schoenthal

Agent at Keller Williams Inspire

(630) 377-6200

Listed by Keller Williams Inspire · Broker phone: (630) 377-6200 · View on Broker Site

MLS# 12696696· Source: Midwest Real Estate Data, LLC· 22 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

415 S 4th Street, Saint Charles, IL 60174

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