About This Home

This 5-bedroom, 4-bathroom single family at 4156 Beach Dr in Niceville, FL is listed for $2,225,000 ($506 per sqft). Built in 1991, the home offers 4,400 sqft of living space on a 0.70 acres lot.

Key Features

  • Built in 1991
  • 0.70 acre lot
  • 2 stories
  • 2 parking spaces
  • Waterfront

Property Details

2 stories
3 full, 1 half
2-car garage
1991

Amenities

WaterfrontViewA/C
Listing Description

This Mediterranean-style waterfront home invites you to make Rocky Bayou part of your everyday life. Enjoy morning coffee overlooking the water, boating or fishing from your private pier, and evenings on the screened porch. Beyond the tranquility of this setting, its elevated position and history of never flooding, according to the seller, add to its waterfront appeal.

Approximately 0.7 acre and 142 feet of direct waterfront create a spacious setting with expansive views toward Choctawhatchee Bay and the Destin skyline. A newly built 100-foot pier with flow-through fiberglass decking gives you your own place on the water.

Authentic Mexican Saltillo tile, solid wood doors, and a stone masonry fireplace bring distinctive character to the home. Large windows frame the views, and the kitchen and breakfast nook overlook the bayou. Granite countertops, recently refurbished kitchen flooring, copper-accented LED lighting, and brand-new, never-used 2025 appliances complete the kitchen.

The sliding glass door to the back porch has been replaced. An independent guest apartment beside the main residence includes its own kitchen, living and dining areas, laundry, storage, heated garage, and below-grade storm shelter/safe room. It offers extended family, adult children, and guests the freedom of their own space.

Potential long-term rental or Airbnb use is subject to applicable rules and requirements. A circular driveway connects the residences, while a loft office and spacious bonus room add versatility to the main home. The seller reports that the property has never flooded. Two independent residences, a private pier, and an expansive waterfront setting-a place to enjoy your privacy and welcome the people you love.

Monthly Cost Estimate

$11,900/mo

20% down · 6.5% · 30 years

Principal$1,609
Interest$9,642
Insurance$649

Estimates only. Actual payments may vary.

Location

4156 Beach Dr

Niceville, FL 32578

Features & Amenities

Interior Features

Bonus RoomGym/Workout RoomOffice/Study

Exterior Features

DockBoat Slip

Property Details

Flooring

BrickTileStoneConcreteCarpet

Construction

Brick Frame

Views

Water

Parking

GarageDriveway

Heating

Natural Gas

Cooling

Ceiling Fan(s)Central Air

Appliances

Gas Water Heater

Questions & Answers

This 5-bedroom, 4-bathroom single family at 4156 Beach Dr is listed at $2,225,000 ($506/sqft). The estimated monthly payment is $11,900 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1991, 0.70 acre lot, 2 stories, 2 parking spaces, Waterfront. Interior Features: Bonus Room, Gym/Workout Room, Office/Study. Exterior Features: Dock, Boat Slip.

This property is listed by Heidy Miner.

HM

Heidy Miner

Agent at White Caps Realty, LLC

Listed by White Caps Realty, LLC · Broker phone: 8506376664 · View on Broker Site

MLS# 680757· Source: Pensacola Association of REALTORS· 180 days on PropertySimple

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4156 Beach Dr, Niceville, FL 32578

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