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About This Home

This 4-bedroom, 3-bathroom single family at 4160 SOUTHERN VISTA LOOP in Saint Cloud, FL is listed for $425,000 ($195 per sqft). Built in 2024, the home offers 2,175 sqft of living space on a 0.15 acres lot.

Agent Description

Incredible Value & Better Than New! Built in 2024, this move-in-ready 4-bedroom, 3 full-bath home offers the feel of new construction without the wait, added upgrade expenses, or builder fees. Located in the desirable Estates at Southern Pines, 4160 Southern Vista Loop combines modern finishes, a flexible layout, and a peaceful conservation setting that’s hard to find at this price point. From the moment you walk in, you’ll notice the bright open layout, soaring ceilings, and stylish finishes throughout. The kitchen was designed to be the center of the home, featuring stainless steel appliances, attractive countertops, a large island with breakfast bar seating, and a spacious walk-in pantry. The living and dining spaces flow seamlessly to the screened patio and fully fenced backyard overlooking conservation with NO rear neighbors, creating a peaceful and private setting buyers are searching for right now. A first-floor bedroom and full bath provide ideal flexibility for guests, multi-generational living, or a private office space. Upstairs, the oversized loft offers endless possibilities for a second living area, media room, or play space. The spacious primary suite features dual vanities, an oversized shower, and generous closet space, while the upstairs laundry room adds everyday convenience. This home is ideally located just steps from the neighborhood playground and open field, with easy access to the community pool and toddler play area. Plus, enjoy a low HOA of only $320 per quarter and NO CDD fees.

Homes with this layout, condition, and premium lot setting are becoming harder to find in St. Cloud, especially at this value. If you’ve been waiting for the right one, this is a home you’ll want to see immediately before someone else does. Schedule your private showing today.

Key Features

  • Built in 2024
  • 0.15 acre lot
  • Waterfront

Property Details

3 full
2024

Amenities

Waterfront

Monthly Cost Estimate

$2,273/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124

Estimates only. Actual payments may vary.

Location

4160 SOUTHERN VISTA LOOP

Saint Cloud, FL 34772

SOUTHERN PINES PH 5

Features & Amenities

Interior Features

Ceiling Fans(s)High CeilingsOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)

Exterior Features

PavedFencingSidewalkSliding Doors

Property Details

Flooring

CarpetTileTile - Ceramic

Construction

BlockBrickFrameStucco

Parking

DrivewayGarageGarage - Attached

Heating

Central

Cooling

Central Air

Appliances

DishwasherGarbage DisposerMicrowaveRangeWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4160 SOUTHERN VISTA LOOP is listed at $425,000 ($195/sqft). The estimated monthly payment is $1,842 based on 20% down at 6.5% interest.

Key features include: Built in 2024, 0.15 acre lot, Waterfront. Interior Features: Ceiling Fans(s), High Ceilings, Open Floorplan. Exterior Features: Paved, Fencing, Sidewalk.

This property is listed by Stacy Wilson and can be reached at 4079707892 or s.wilsonrealestate@gmail.com.

SW

Stacy Wilson

Agent at EXIT GLOBAL REALTY

(407) 970-7892

Listed by EXIT GLOBAL REALTY · View on Broker Site

MLS# O6379217· Source: listhub· Updated 116 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4160 SOUTHERN VISTA LOOP, Saint Cloud, FL 34772

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