# 417 Cobia Avenue, Fort Walton Beach, FL 32548

> **TL;DR:** 4bd/3ba single family, $769,000 ($289/sqft), built 1972, 2,665 sqft.
> Fireplace, Hardwood, A/C. Est. $3,332/mo. Listed 193 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $769,000 |
| Price/sqft | $289 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,665 |
| Year Built | 1972 |
| Lot Size | 13,939 sqft (0.32 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 193 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,332 |
| **Total** | **$3,332** |

## Nearby Schools

- **Elementary:** Elliott Point
- **Middle:** Bruner
- **High:** Fort Walton Beach

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 1972
- 0.32 acre lot
- 2 stories
- 6 parking spaces
- Fireplace

## Description

### Agent Description
Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette. Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool with a 2026 pool pump and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025. Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach. Call today to secure your piece of paradise!

## Location

- **Address:** 417 Cobia Avenue, Fort Walton Beach, FL 32548
- **County:** Okaloosa
- **Neighborhood:** SANTA ROSA ISLAND
- **Coordinates:** 30.397598, -86.6084
- **Google Maps:** https://www.google.com/maps?q=30.397598,-86.6084

## Virtual Tour & Media

- **Video Tour:** https://ecarvideos.org/uploads/417CobiaDr,FL32548noaddress(2).mp4

## Listing Agent

- **Name:** Crystal L Watkins
- **Brokerage:** Compass
- **Phone:** 8508556885
- **Email:** BrokerFL@compass.com

## Primary Photo

![417 Cobia Avenue - Primary Photo](http://lh.rdcpix.com/3eee26ebf9ed5d33dc77e021a166b535l-f5182235r.jpg)

*60 total photos available on [listing page](https://www.propertysimple.com/listing/417-cobia-avenue-fort-walton-beach-fl-32548-l989999)*

---

**MLS#:** 989999 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/417-cobia-avenue-fort-walton-beach-fl-32548-l989999)

---

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