About This Home

This 3-bedroom, 4-bathroom single family at 4176 State Route 156 in Waterloo, IL is listed for $638,000 ($187 per sqft). Built in 1947, the home offers 3,406 sqft of living space on a 3.38 acres lot.

Key Features

  • Built in 1947
  • 3.38 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full
1947

Amenities

FireplaceWaterfrontA/CRV Parking
Listing Description

A truly unique opportunity offering the perfect combination of beautifully renovated living space and incredible multi-use potential! This completely renovated farmhouse has been thoughtfully updated from top to bottom, including new electrical and plumbing, windows, doors, flooring, lighting and stylish farmhouse-chic finishes throughout.

The main level welcomes you with a vaulted foyer and an impressive floor-to-ceiling stone gas fireplace. The beautifully updated kitchen features granite countertops, a distressed wood-style island, ceramic tile backsplash, walk-in pantry and stainless steel KitchenAid appliances.

The main-floor primary suite offers a bay window, private bath with walk-in ceramic tile shower and rainfall showerhead, plus a walk-in closet conveniently connected to the utility room. Additional living space includes a finished lower level with a full bath and abundant storage, while the upper level provides additional sleeping space, a bath and play/recreation area.

Outside is where this property truly sets itself apart. Enjoy the covered patio overlooking the pond and partially fenced grounds, plus an enormous outbuilding offering exceptional flexibility for a workshop, office, equipment or vehicle storage, business operations and more.

The building features multiple overhead doors, an RV-height bay, bathroom, large lean-to, rear patio doors and separate electrical service. With commercial/light industrial use potential, this one-of-a-kind property offers an uncommon opportunity to combine home, business, recreation and storage all in one location. Whether you're looking for room to operate a business, house equipment, pursue a hobby or simply spread out, this property delivers possibilities that are incredibly hard to find!

Monthly Cost Estimate

$3,412/mo

20% down · 6.5% · 30 years

Principal$461
Interest$2,765
Insurance$186

Estimates only. Actual payments may vary.

Location

4176 State Route 156

Waterloo, IL 62298

P M Monroe County

Features & Amenities

Interior Features

Dining/Living Room ComboEntrance FoyerGranite CountersHigh CeilingsKitchen IslandOpen FloorplanPantryMaster DownstairsRecessed LightingSpecial MillworkStorageVaulted Ceiling(s)Walk-In Closet(s)

Exterior Features

Rain BarrelStorage

Property Details

Flooring

VinylTile - CeramicCarpetTile

Construction

Frame Stone Veneer Vinyl Siding

Outdoor Features

PorchPatio

Parking

RVOversizeGarageOff StreetOpen

Heating

Forced Air

Cooling

Central AirCeiling Fan(s)

Appliances

Stainless Steel Appliance(s)DishwasherDisposalExhaust FanMicrowaveBuilt-In Gas OvenDouble OvenRefrigeratorFree-Standing RefrigeratorGas Water Heater

Questions & Answers

This 3-bedroom, 4-bathroom single family at 4176 State Route 156 is listed at $638,000 ($187/sqft). The estimated monthly payment is $3,412 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1947, 3.38 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Dining/Living Room Combo, Entrance Foyer, Granite Counters. Exterior Features: Rain Barrel, Storage.

This property is listed by Linda Frierdich and can be reached at (618) 281-7621.

LF

Linda Frierdich

Agent at Century 21 Advantage Real Estate Inc

(618) 281-7621

Listed by Century 21 Advantage Real Estate Inc · Broker phone: (618) 281-7621 · View on Broker Site

MLS# 26058260· Source: Mid America Regional Information Systems, Inc.· 7 days on PropertySimple

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4176 State Route 156, Waterloo, IL 62298

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