# 4176 State Route 156, Waterloo, IL 62298 > **TL;DR:** 3bd/4ba single family, $638,000 ($187/sqft), built 1947, 3,406 sqft. > Fireplace, Waterfront, A/C, RV Parking. Est. $3,412/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $638,000 | | Price/sqft | $187 | | Bedrooms | 3 | | Bathrooms | 4 full | | Square Feet | 3,406 | | Year Built | 1947 | | Lot Size | 147,233 sqft (3.38 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,226 | | Estimated Insurance | $186 | | **Total** | **$3,412** | ## Nearby Schools - **Elementary:** WATERLOO DIST 5 - **Middle:** WATERLOO DIST 5 - **High:** Waterloo ## Key Amenities - Fireplace - Waterfront - A/C - RV Parking ## Property Highlights - Built in 1947 - 3.38 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description A truly unique opportunity offering the perfect combination of beautifully renovated living space and incredible multi-use potential! This completely renovated farmhouse has been thoughtfully updated from top to bottom, including new electrical and plumbing, windows, doors, flooring, lighting and stylish farmhouse-chic finishes throughout. The main level welcomes you with a vaulted foyer and an impressive floor-to-ceiling stone gas fireplace. The beautifully updated kitchen features granite countertops, a distressed wood-style island, ceramic tile backsplash, walk-in pantry and stainless steel KitchenAid appliances. The main-floor primary suite offers a bay window, private bath with walk-in ceramic tile shower and rainfall showerhead, plus a walk-in closet conveniently connected to the utility room. Additional living space includes a finished lower level with a full bath and abundant storage, while the upper level provides additional sleeping space, a bath and play/recreation area. Outside is where this property truly sets itself apart. Enjoy the covered patio overlooking the pond and partially fenced grounds, plus an enormous outbuilding offering exceptional flexibility for a workshop, office, equipment or vehicle storage, business operations and more. The building features multiple overhead doors, an RV-height bay, bathroom, large lean-to, rear patio doors and separate electrical service. With commercial/light industrial use potential, this one-of-a-kind property offers an uncommon opportunity to combine home, business, recreation and storage all in one location. Whether you're looking for room to operate a business, house equipment, pursue a hobby or simply spread out, this property delivers possibilities that are incredibly hard to find! ## Location - **Address:** 4176 State Route 156, Waterloo, IL 62298 - **County:** Monroe - **Neighborhood:** P M Monroe County - **Coordinates:** 38.328318, -90.173544 - **Google Maps:** https://www.google.com/maps?q=38.328318,-90.173544 ## Virtual Tour & Media - **Video Tour:** https://mls.realtour.biz/4176IL-156/Waterloo/IL ## Listing Agent - **Name:** Linda Frierdich - **Brokerage:** Century 21 Advantage Real Estate Inc - **Phone:** (618) 281-7621 - **Broker Phone:** (618) 281-7621 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4176-State-Route-156_Waterloo_IL_62298_M83635-13152?f=listhub&s=MARISMO&m=26058260&c=propsimple) ## Photos ![4176 State Route 156 - Photo 1](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f4056472038r.jpg) ![4176 State Route 156 - Photo 2](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1659336913r.jpg) ![4176 State Route 156 - Photo 3](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f740075197r.jpg) ![4176 State Route 156 - Photo 4](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1264621056r.jpg) ![4176 State Route 156 - Photo 5](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f3938014559r.jpg) ![4176 State Route 156 - Photo 6](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f88423251r.jpg) ![4176 State Route 156 - Photo 7](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1765695645r.jpg) ![4176 State Route 156 - Photo 8](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f623280804r.jpg) ![4176 State Route 156 - Photo 9](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f2736761243r.jpg) ![4176 State Route 156 - Photo 10](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1509959812r.jpg) ![4176 State Route 156 - Photo 11](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1153165797r.jpg) ![4176 State Route 156 - 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Photo 32](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f2950982786r.jpg) ![4176 State Route 156 - Photo 33](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1408255668r.jpg) ![4176 State Route 156 - Photo 34](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f3242222846r.jpg) ![4176 State Route 156 - Photo 35](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1072502187r.jpg) ![4176 State Route 156 - Photo 36](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1186775048r.jpg) ![4176 State Route 156 - Photo 37](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1814701461r.jpg) ![4176 State Route 156 - Photo 38](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f815919130r.jpg) ![4176 State Route 156 - Photo 39](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1093059413r.jpg) ![4176 State Route 156 - Photo 40](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f112899783r.jpg) ![4176 State Route 156 - Photo 41](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f3917891784r.jpg) ![4176 State Route 156 - Photo 42](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f25571955r.jpg) ![4176 State Route 156 - Photo 43](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f252102331r.jpg) ![4176 State Route 156 - Photo 44](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f3191622292r.jpg) ![4176 State Route 156 - Photo 45](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f366425002r.jpg) ![4176 State Route 156 - Photo 46](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f2085888428r.jpg) ![4176 State Route 156 - Photo 47](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1052069761r.jpg) ![4176 State Route 156 - Photo 48](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f2330815268r.jpg) ![4176 State Route 156 - Photo 49](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f3976477263r.jpg) ![4176 State Route 156 - Photo 50](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f2147804089r.jpg) ![4176 State Route 156 - Photo 51](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f2740437487r.jpg) ![4176 State Route 156 - Photo 52](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1618161087r.jpg) ![4176 State Route 156 - Photo 53](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1541087909r.jpg) ![4176 State Route 156 - Photo 54](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f3092705868r.jpg) ![4176 State Route 156 - Photo 55](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f51776372r.jpg) ![4176 State Route 156 - Photo 56](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1757047878r.jpg) ![4176 State Route 156 - Photo 57](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f2075597664r.jpg) ![4176 State Route 156 - Photo 58](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f475840364r.jpg) ![4176 State Route 156 - Photo 59](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f4273403886r.jpg) ![4176 State Route 156 - Photo 60](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1530904114r.jpg) ![4176 State Route 156 - Photo 61](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1624338731r.jpg) ![4176 State Route 156 - Photo 62](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1545048651r.jpg) ![4176 State Route 156 - Photo 63](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f137942332r.jpg) ![4176 State Route 156 - Photo 64](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f3014217371r.jpg) ![4176 State Route 156 - Photo 65](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f928731071r.jpg) ![4176 State Route 156 - Photo 66](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f650953935r.jpg) ![4176 State Route 156 - Photo 67](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f1009788920r.jpg) ![4176 State Route 156 - Photo 68](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f188802040r.jpg) ![4176 State Route 156 - Photo 69](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f3096912013r.jpg) ![4176 State Route 156 - Photo 70](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f2547082911r.jpg) ![4176 State Route 156 - Photo 71](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f2273690663r.jpg) ![4176 State Route 156 - Photo 72](http://lh.rdcpix.com/78ce285fde412eaf65a61b40c36f0277l-f3195244670r.jpg) --- **MLS#:** 26058260 | **Updated:** 2026-09-14 **Source:** listhub *Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4176-state-route-156-waterloo-il-62298-26058260) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4176-state-route-156-waterloo-il-62298-26058260#listing", "url": "https://www.propertysimple.ai/listing/4176-state-route-156-waterloo-il-62298-26058260", "name": "4176 State Route 156, Waterloo, IL 62298", "description": "A truly unique opportunity offering the perfect combination of beautifully renovated living space and incredible multi-use potential! This completely renovated farmhouse has been thoughtfully updated from top to bottom, including new electrical and plumbing, windows, doors, flooring, lighting and stylish farmhouse-chic finishes throughout. The main level welcomes you with a vaulted foyer and an impressive floor-to-ceiling stone gas fireplace. The beautifully updated kitchen features granite countertops, a distressed wood-style island, ceramic tile backsplash, walk-in pantry and stainless steel KitchenAid appliances. The main-floor primary suite offers a bay window, private bath with walk-in ceramic tile shower and rainfall showerhead, plus a walk-in closet conveniently connected to the utility room. Additional living space includes a finished lower level with a full bath and abundant storage, while the upper level provides additional sleeping space, a bath and play/recreation area. Outside is where this property truly sets itself apart. Enjoy the covered patio overlooking the pond and partially fenced grounds, plus an enormous outbuilding offering exceptional flexibility for a workshop, office, equipment or vehicle storage, business operations and more. 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