About This Home

This 4-bedroom, 3-bathroom single family at 418 E Saint Germain Street in Saint Cloud, MN is listed for $325,000. Built in 1887, on a 0.11 acres lot.

Key Features

  • Built in 1887
  • 0.11 acre lot

Property Details

3 full
1887
Listing Description

Excellent Mixed-Use Investment Opportunity on East side of St. Cloud. Don't miss this outstanding mixed-use investment opportunity in St. Cloud. This income producing property features three separate units, including one retail/commercial space and two residential apartments.

One apartment is currently operating as a successful Airbnb medium-term rental and will be conveyed fully furnished, providing a turnkey investment opportunity. All three units are currently tenant-occupied, generating strong, consistent cash flow. Each apartment includes its own dedicated laundry area for added tenant convenience.

The current owner has completed numerous updates, including, new windows and exterior doors, complete renovation of the Airbnb apartment, new boiler for the front part of the building, new water heater for the rear apartment, updated light fixtures and newer appliances and additional improvements throughout.

The property also offers private off-street parking alongside the building, adding value for both residential and commercial tenants. Whether you're looking to expand your investment portfolio or acquire a versatile, income-generating property, this mixed-use building is an exceptional opportunity.

Monthly Cost Estimate

$1,738/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95

Estimates only. Actual payments may vary.

Location

418 E Saint Germain Street

Saint Cloud, MN 56304

East St Cloud

Features & Amenities

Exterior Features

Stucco

Property Details

Parking

CoveredDriveway

Heating

Hot Water(Heating)

Appliances

MicrowaveRangeRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 418 E Saint Germain Street is listed at $325,000. The estimated monthly payment is $1,738 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1887, 0.11 acre lot. Exterior Features: Stucco.

This property is listed by Gary C Dagner and can be reached at (320) 274-5737.

GD

Gary C Dagner

Agent at Oak Realty LLP

(320) 274-5737

Listed by Oak Realty LLP

MLS# 7118099· Source: listhub· 1 day on market

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

418 E Saint Germain Street, Saint Cloud, MN 56304

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